Loading...
HomeMy WebLinkAbout1984-001 ~ . . RESOLUTION /JOt 8f- 01 A RESOLUTION OF THE HOUSING FINANCE AUTHORITY OF ST. LUCIE COUNTY, FLORIDA PROVIDING FOR THE ADOPTION OF A RULE DESCRIBING PERSONS ELIGIBLE TO PARTICIPATE IN THE HOUSING FINANCE AUTHORITY OF POLK COUNTY, FLORIDA, 1984 MULTICOUNTY SINGLE FAMILY MORTGAGE REVENUE BOND PROGRAM. WHEREAS, the Housing Finance Authority of St. Lucie County, Florida (the "Authority"), has determined by Resolution previously adopted that there continues to exist a shortage of housing and capital for investment in housing in St. Lucie County, Florida; and WHEREAS, the Florida Housing Finance Authority Law, Part IV, Chapter 159, Florida Statutes (the "Act"), provides that the Authority shall determine by rule those persons of moderate, middle or lesser income requiring such assistance as is made available pursuant to the provisions of the Act; and WHEREAS, the Authority has previously entered into an Interlocal Agreement with the Housing Finance Authority of Polk County, Florida (the "Polk Authority") providing for the participation of the Authority in the Polk Authority's Housing Finance Authority of Polk County, Florida, Single Family Mortgage Revenue Bonds, Series 1984, Multicounty Program (the "Program"); and WHEREAS, the Authority has determined that persons of moderate, middle or lesser income, as hereinafter described, are "eligible persons" requiring such assistance as may be provided by the Act; now, therefore BE IT RESOLVED, by the Housing Finance Authority of St. Lucie County, Florida, a public body corporate and politic of the State of Florida, that: SECTION 1. Adoption of Rule SF-1984. SF-1984, a copy of which is attached hereto as Exhibit and made a part hereof, setting forth the criteria "Eligible Persons" who are authorized to participate in Program is hereby adopted. Rule "A" for the - . .~.. ... . . SECTION 2. Effective Date. This Resolution shall become effective immediately upon its passage. ADOPTED this 18~ day Of~~~r, 1984. HOUSING FINANCE AUTHORITY OF St. Lucie COUNTY, FLORIDA ~ , By , C airm . (CORPORATE SEAL) ATTEST: (jA,j~ ~ ?w~){~ ecreta y U 155360006rrSTL:45 2 . . RULE OF THE HOUSING FINANCE AUTHORITY OF ST. LUCIE COUNTY, FLORIDA 1984SF-1 ESTABLISHMENT USE IN CONNECTION WITH THE HOUSING COUNTY, FLORIDA, SINGLE FAMILY SERIES 1984 (MULTICOUNTY PROGRAM). OF "ELIGIBLE PERSONS" FOR FINANCE AUTHORITY OF POLK MORTGAGE REVENUE BONDS, (a) The Housing Finance Authority of Polk County, Florida (the "Polk Authority") may purchase, from and to the extent of St. Lucie County's allocation of the net proceeds received from the issuance of its Single Family Mortgage Revenue Bonds, Series 1984 (Multicounty Program) (the "Bonds"), only those mortgage loans (the "Mortgage Loans") for the purchase of Single Family Residences located within St. Lucie County (the "County") that are made by qualifying lending institutions to Eligible Persons and that otherwise meet the criteria and requirements for such mortgage loans as established by resolutions of the Housing Finance Authority of St. Lucie County (the "St. Lucie Authority") adopted prior to the delivery of the Bonds (the "Program"). (b) "Eligible Persons" as used herein means any individuals or families, irrespective of race, creed, national origin or sex, of moderate, middle or lesser in- come, who intend permanently to reside as a household in a Single Family Residence, as defined below and who otherwise meet the requirements of Section 103A of the Internal Revenue Code of 1954, as amended (the "Code"). (c) A person or family in the County shall be deemed to be of moderate, middle or lesser income if the total current annual Adjusted Family Income of said person or family does not exceed $33,750, as increased or decreased by the Polk Authority to take into account fluctuations in the Consumer Price Index for Urban Wage Earners and Clerical Workers published monthly by the Department of Labor, Bureau of Labor Statistics. (d) As used in this Rule, the following terms shall have the following meanings: (1) "Adjusted Family Income" means the total current annualized income (which includes primary base em- ployment earnings and recognizable secondary income such as bonuses, commissions, overtime, part-time earnings, divi- dends and interest and net rental income, continuation of which is probable based on forseeable economic circum- f', - ~. . . stances, all as computed at the time of application for a Mortgage Loan pursuant to the credit underwriting standards established by the FHLMC Sellers' Guides) of all adult mem- bers of a family residing or intending to permanently reside in the Single Family Residence (other than family members who are treated as dependents under applicable federal in- come tax laws) from whatever source derived and before taxes or withholdings, less an amount equal to $1,200 for each family member in excess of three, but not to exceed seven, such family members, who reside or intend to reside in such Single Family Residence. (2) "Single Fami ly dential unit in St. Lucie County, an owner-occupied residence Section 103A of the Code and that the Program requirements. Residence" means any resi- Florida, that qualifies as within the meaning of otherwise complies with 15536-6ruleSTLU:45 2