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FOR VALUE RECEIVED, the l.ndersigncd promise (5) to pay to
r.T, i.l!r:r cr~!'~TY, rL.A,
SCLTnEASTE?li :.{C?'!'GAGE C Q:,~? M:Y ,
, a c::>rporatiun orga.lized l nd ex;~,ting under
thelaw80f t.he sti."l.te of Florida ,or order, the principal sum of l;J..~.c tl:..')ue.o:-.rl
five hundred and No/lOa Dollars ($ 9,500.00 ). with interest fro~
date at the rate of F~_ve & three..fourths per centum ( .5-3/4- ~.;.) per annum on the unpaid
ballUlce umil paid. The said principal and interejit shall be pa~able at the otllce Qf
Southeastern Mortgage C~Qpany, lJ~O West F~agler S~reet,
in Mi ac 1, Fl ')rida , or at such pther place as the holder may designate in
writing, in monthly installments of Fifty and 64/100 Dollars ($ 5C. 64 ),
commen;:ing on the first day of Ma;,' , 1961 ,and on the first day of each month there-
r..fter until the principal and interest are fully paid, except that the final payment of the entire indebtedness
~videllced hereby, if net sooner pRid, shall be due and payable on the first day of AI'l'i 1 ,3CK 200'_.
If default be made in the payment of any installment under this note, and if such default is not made
gC\Od prior to the due date of the next such installment, the entire principal sum and accrued inten.st shall
at once become due aild payable without notice at the option of the holder of this note. Failure to exerciSJ>
this option shall not constitute a waiver of the right to exercise the same in the ennt of any subsequent
default. In the event of default in thi' payment of this note, and if the same is collect~'d uy an attorney
s.t law, the undersigned hereb,r agree(s) to pay all costs of collection, including. a rea.sonaule attorney's fee.
Presentment, proteClt, and notice are hereby wai\'ed.
(S9.50 Str,te Docu.:r.en trtry Sta;.q8
affi~ed to original note u~d
car.celled: )
S / Robert :iuldro't: ._________~ s.~~....~)
. ----m-.~---R(/o€i,;:-!~:'.i:ldrow-
oj 'G'lOl'enc e ::uldr:n.
. - -. -- -- --),/ ----.. ~ - -- - . -. . - . - - - - - - - - - . - - . - - - - - -
Flo~c:-,c e ~.~uldrow
( S~~l )
And shall duly, promptly, and fully perfonn, discharge, ~xecute, effect, COIl1plet~, and comply with and
abide by each and every the dtipulations, agreements, conditions, and CO\'l'nants of said promissory note
and of this mortgage, then this mortgage and the estate hereby created shall cease and he null and void.
And the mortgagor further covenants as follows:
1. That he will pay the indebtedness, as hereinbefore provided. Privilege;s reserved to pay the
debt in whole, or in an amount equal to one or more monthly payments on the principal that are next due
on the note, on the first day of any month prior to maturity: Provided, however. that written notice of an
intention to exercise such privilege is given at least thirty (30) days prior to prepayment; anct, provided
further, that in the event the debt is paid in full prior to maturity and at tha~ time it is insured under
the provisions of the National Housing Act, he will par to the mortgagee an adjusted prpmium charge of
one per centum (1 ~i:) of the original principal amount thereof, except that in no eWllt s:.all the adjusted
pren'ium exceed the aggregate amount of premium charges which would have I)('en payable jf the mort-
gage had continued to be insured until maturity; such payment to be applied by the mortgagee upon its
obligation to the F~deral Housing Commissioner on account of mortgage insurance.
2. That, in order more fully to protect the security of this mortgage, the mortgagor, together with,
and in addition to, the monthly payments under the terms of the note secured hereby, on the lirst day of
each month until the said note is fully paid, wili pay to the mortgagee the following sums:
(a) If this mortgage and the said note secured hereby are insured under the provisions of the
National Housing Act and so long as they continue to be so insured, one-twelfth (11:':) of the annual
mortgage insurance premium for the purpose of putting the mortgagee in funds with whieh to dis-
charge the said mortgagee's obligation to the Federal Housing Commissioner for mortgab"e insurance
premiums pursuant to the applicable provisions of the National Housing Act, as amended, and Hegu-
lations thereunder; the mortgagee shall, on the tennination of its oLligation to pay mortgage insur-
ance premIUms, credit to the account of the mortgagor all payments made under the pru\'isioJls of this
subsection which the mortgagee has not become obligated to pay to the Federal lluusi:1g Commis-
fioner.
(b) A sum equal to the ground rents, if any, next due. plus the premiums that win n;>xt become
due and payable on policies of fire and other hazard insurance covering the mortgaged propprly, plus
taxes and assessments next due on the mortgaged property (all as estimated by the mortgagee) less
all sums already paid therefor divided by the number of munths to elapse before one month prior
tD the date when such ground rents, premiums, taxes, and assessments will become delinquf'nt, such
sums u> be held by mortgagee in trust to pay said ground rents, premiums, taxes, and special assess-
ments.
(c) All payments mentioned in the two preceding subsections of this paragraph and all pay-
ments U> be madp. under the note secured hereby shall be added together and the aggregate amount
thereof shall be paid by the mortgagor each month in a single payment to be applied bv the mort-
gagee U> the following items in the order set forth: .
I. prem.i~ charges under the rontract of insurance with- the Federal Housing Com-
lD158lOner ;
n, ground renta, taxes, aaaeasments, fire, and other hazard insurance premiums;
m, inte:est on the note secured hereby; and
IV. amortization of the principat of said note.
Any deficiency in the amount of such aggregate monthly payment shaii. unless made good by the
mortgagor p.lor U> the due date of the next such pi\rment, constitute an eVent of defauit lindeI' this mort-
p.ge. Th,. mor.:gagee may collect a "late charge' not to 2XC~ two cents (U) for each dollar ($1) of
each. payment more than fifteen (15) daya in an'ears U> coyer tile extra e::pense involved in handling
delinquent payments.
8. That if the u>ta1 of the payments made by the morl.gafor under (b) of paragrtlph 2 preced i ng shall
ueeed the amount of paymenta actually made by the mortgagee, for ground rents, taxes and as:oe8sments
and lnaurance premiuml, aa the c.a.&e may be~!ucll exceu ahall be credited by the mortgagee on 8ubi>t.-quent
'P&)'Dlmta to be made bT "he mortiaaor. .lI, however, the mont.hly payments made by the mortgagor
.