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~ T, lltC1E C('LINTY. ~lA,
3. If th~ total of the payments m.de by the .~ortgagor under' {a) of para<<rr.ph 2 p~'eeedinc ahall uCHCi the
amou,nt of p.yment~ actually made by the Mortg!\gee. ~or ground }"{'[1ta, tUN ..nd ~ta, and insu~
plemlUm8, &.II the case IDay be, such e:tC688 shall be credited on 8ubeeQuen~ paymenta t.o be ma.&k by tbe Mort-
~agor for such itNll8 or, at Mortgagee's option, shall be refunded t.o Mor~r. If, boweYer, suoh monthly
paymellls shall not. be sufficient to pay such items when the same shall be<.-ome due and pay.blo, then th(\
~lort~agor shall pay to the Mortg~ee any amount neceesary to make up the deflcienoy. Such payment ahall
be ml\de within thirty (:W) days !lfter wril.l~n notice from the Mortk<\e st.ating the amount of the deficienoy,
which notice may be ~iven by mail. If a~ &1l]' time the Mortgagor shall tender t.o the Mortgagee in accord-
I\nce with the provisions of the note Sf'lCu.red he1"8by, Cull payment of tbe entire ind('btedn{>SS r~preM'nW
ther('by, the ~lort.gagt'(' shall, in computing tbe amol'~t of such indebt-Niness, credit to the accormt 01 the
~Iortgagor any credit balance remaining unJer the prwi8ion8 of (a) of said paragraph 2. If there shall be a
dt'fault und('r any of the proy;sions of this mortg~e res'..lting in a public ea1e of thl' promi8t"8 coverNi hl'roby,
Ill' if tilt' ~lortgl\g('{' acquires t.hl' proJk'rty otherwise alter dl'fault., the Mortgagee shall apply, at, thl' time of
thl' romml'llCt'ml'nt of such procN'dinKS or at the timl.' tht' proJ}{'rty is otherwise acquirt'd, th..' amount then
rt'mll.illing to rrt'dit of Mortga.gor unJl'r (a) of paragraph 2 prl'Cedinl! 118 tl crNiiL on the interest accrued and
~lIpl\ill and the balance to thl.' principal then rl'maining Wlpaid on said note,
4, He will pay all ta'te8, MllI.'JIlBDlent8, water rates, and other governmental or munich&l ehargee, fines, or
impositions, for which provision hM not been made hereinbefore, and in default thereof the Mortgagee may pay the
same; and that. he will promptly deliver the official re<:eiptA t.herefor to the Mortgagee.
5. He will permit, cvmmit, or sufJer no wasre, impairment, or deterioration of said propErty or any part thereof.
except reasonable wear and tear; and in the event of the failure of the Mortgagor to keep the buildings on said
premises and thoee to be erected on said premi!e6, or improvemenb5 thereon, in good repair, the Mortgagee may
make such repslil"B 81 in ita discretion it may deem nece8l3arY for the proper p!'e8ervation thereof, and the full amount
of each and every such payment. shall be due and payable thirty (30) days after demand, &cd IIhall be l!eCured by
the lien of this mortgage. '
6, He ~ill pay all and singular the C08ta, charges, and expenae8, including reaeonable lawyer's fees, and costa
of ab6tract8 of title, inc\ll'n'd or paid at any time by the Mortgagee beeaWlC of the failure on the part of the Mortgagor
promptly and fully to perform the agreements and covenants of said promilllllory note and this mortgage, and said
OOI"t8, chatgeil, and expenses shall be immediately due and payable and shall be l!eCurerl by the lien of this mortgage.
7. III.' will continuously maintain hazard :il8urance, of Buch type or typee and amounts &8 Mortgagee may
trow time to time require, on the improvemf'nta now or herealter on 8aid premises and. except when payment
lor all such prt'miums h88 theretofore heen made under (a) of paragraph 2 hereof be WIll pay promptly when
due any premiulll8 therefor, All insu~('.e shall be cwed in eompanies approv;;J by Mortgagee a~ the poli-
cies and n'n('wals therrof shall be held oy Mortgagee and have attached thereto 1088 payable clausoo 10 favor of
and in form acceptable to the Mortgagee, In event of loss he will give immediate notice by mail t.o Mortgagee,
and .\[ortgagl'e may make proof of 1088 if not ma.de promptly by Mortgagor, and each insurance company
conrprned is hl'reby authorized and direcwd to make payment for such loss directly to Mortgagee hstead of
to ~Iortgagor and ~fortgagee jointly, and the insurance proceeds, or any part thereof, ma.y be applied by Mort-
gagt'e at. its option ('ithl'r to the reduction of the indebtedn€188 hereby seewed or to the restoration or rnpair of
the property dam8f?ed. In eVl'nt of foreclosure of this mortgage or other transfer of title to tbe mortgaged
propprty in extingUIshment of the indebt~dness 8('('ured hereby, all right, title, and interest of the Mortgagor
m and w any insurance policies then in force shall pass to the pu..-c.haser or grantee.
S, lip ",tll not expcutt' or fil.. of rpcord nny in!!trurnent which impO!\('!l a rpstriction upon the sale or ()('cu-
pa.ncy of tht' proJ}{'rty dp8!'nbed ht'r~in on the basis of rac~, color, or creed,
\1, Tht' .\[ortgagPI' may, I\t any timt' pl'nding a 8~lit upon this mort!!agp, apply to tht' court hll.Ying j\lri!!dic-
lion t}\('rcof tor tht' appointllll'nt of a rt'cl'iver, and such CO\1rt shall forthwith appoint a re<'eiver of th(' prt'misl's
coveretl bl'r..by all and sin!!ultlr. including aU and singull\l' the income, profitg, issues, and revrnues from what-
('\'('r source llt'riYl'd, l'arh liIld (,\,t'ry of which, it hl'ing pxpressly understood, is hereby mortgaged as if spl'cifi!'ally
sd forth II.IHI llt's(TilH'd in thl' granting and halwllllum clauses herl'of, Such appointment shall hI' made hy
SllI'h courta8 II.n admittt'd ('quity anli a matlN of absolute right to Sl\i{1 ~lortgRgt'e, and ....'ithout rpferl'nce to
tIll' ad..qull.cy or inadNl'lary of ,th(' v~lu(' of the p:operty .mortgagt'd or to thl' p.olnncy o~ in80h'pncy of ~I\id
.\1 ort gllv-or or t hI' defl.'ndlln tl', Such rents, profits. Income, 188\1es, and reVl'nul'S shalllw a.pplled by 8u(-h rl'(,I'IVl'r
1I.('('ording to tht' lit'n O)f Ihis 1II0rt!!agt' Ilnd tht' prtlctiee of such eourt. In the eYt'nt of tiny ddault on thl' part
of lilt' \Iortgllgor hPH'ullller, tilt' \[ortgagor agTt'I'S to pay to the .\[ortg-agt'e on demand as a rpl\Sonable monthl~'
rt'ntal for tilt' prl'mist'~ an II.mountllt It'll.8t equiYII.!t'nt to one-twpl(th (1(,) of the aggrefatl' of tht' tWt'!ve monthly
in~tallnlt'nts p"yablt' in thl' tllt'll !'urn'llt Yl'ar plus thl' I\ctual amount of the annua taxt's, asse&>ml'nts, watt'r
rll.tl's. /lnd insurllllCI' prellliums for !Hl!'h Yl'ar not covered by the aforl'sllHl monthly payments.
10, In tllp ('\'('nt of any brl'a('h of this mortgage or d('fault on thl' part of the \Iortg~r, or in the event
tllflt an~' of sni(1 8UIll'; of 1Il0lWY h'fl.in rt'lt'rred to he not promptly and fully paid ac!'ordin~ to the tenor ht'reof.
or in tht' t'VPllt thll.t t'1I('h nnd t'vt'ry tilt' st;pulations. agtt'l'ments. con(litiuns, and ron'nants (If said notl' I\nd
this \J\ortp. 't'. II.rl' not duly, promptly. 11IId fully pt'rforml'd or if the .\Iort~agor he luljudicatt'd bankrupt. or
IIllldt' ddellcl!lIlt in a bllnkruptcy or n'(,l'in-rship procf'f'llings; th('n in I'ither or any such eYl'nt, tht' sailll\~l'-
glltt' sum mentiont'(l in said notl' tht'n rt'\J\aining unpllid, with interest !leerued to that time, !\nd all money
sl'('url'd }wrcby. shall tIl'COIIIl' due and paYlI.bl(' forthwith, or thereaft~r, at thl' option of said ~Iortgap.,:'(" 8s
fully IInd {'olllpll'll'ly II.S if 1111 thl' said SUIllS of mont'Y were originally ~tipulatOO to be paid on such dllY, any-
thing in said note or in thi!! mortgage to tht' contrary not\\'ithstanding; and thereupc.n or thereafter, at the option
of sllid .\Iortg:lgt'l', without notic{. or dl'ln IUld , suit at law or in equity, ma\' be prosecutt'd M if all monl'YS
S('cured hen.hy hll.d mll.tufl'll prior to its institution, The \iort~agt'(, may (ort,close this mort gll.gt' , as to tI}('
alllollllt so d..clllrt'd dllt, and Pllyahlt', and th(' said prt'misl's shaH bl' sold to satisfy Rnd pay thl' sl\me togl'ther
wilh cost,-, t'xpt'ns{'!!, Rn(lll.llowRn!'('S, In ("I\SI' of partial foreclosure cf this rnort~l\ge, the mort~agl'd prt'mis(.s
shall bt' sold 8uhjt'l.ttO the continuing lien of this mortgage for the I\mmlllt of tht' c1t'bt not then dul' and unpaid,
In sueh ('lI.se the provisions of this parll~i'&ph may agam be ava.ill'd of thercaft{'r from timb to tillll' by the
.\lortgll.gel'.
11, ~o waiver of any covenlmt herein or of the obligation 8t'Cur{"(l hereby shall at, any tim(' thrreafter be
hl'ld to hI' a wlI.inr of tht' t{'rms }}('rt'of or of the note secured nerl'by,
12, TIlt' lil'n of this inlltrulIll'nl shnll reml\in in {ull force and t'ffl'ct during allY postpon('ml'nt <lr t':\tl'l1sion
of tIlt' time of payment of the indebtNlness or any part thereof Becurecl hl'reby,
1~, This mortgagl' is ginn to s{'cure the !>urchase monl'Y, or 1\ part. theroof. of thl' lands herl'in d{'!.('ribed
and i~ 1':'J'('llt!'d and df,liverl'd {'ontemporanl'ously with the rlff'<! therefor.
14. Ii thl' ~[ortgllgor dl'fault in any of the COVl'nants or agrepml'nts ("{)ntainNl her('in, or in said note, tht'n
th{' \[orlgR~l't' ml\Y pNform till' !!llml', and all l.':tpenditurt's (indurling rdL.'lonebl(' att<,rnl'Y's f{'('S) made by the
\Iortgll!!t'e Ih so doin!! shall drl\w intNest I\t th? rate pro,-:ded Cor in the prinl'ipl\l indebtt'dnc-!lS, and shall he
rt'paYllbll.' t hirty (~O) days tlfter demand, and, togt,thl'r v.ith intete'St a.nd ('OSt8 &ccrlleJ thl'reon, shall be secured
by thi" JJlortgll.~t',
If), {'pon the rN]lIl'st of the ~fort~l\gl'e the Mort~agor shr,lI e:t('cute and deliver a suppleml'ntaJ note or
notf'll for tht' slim or sums advanc('d by the ~Iort~awt' for the I\!terlltion, moderni2.ation, improvement, main-
tenancl', or rt'pair of sl\id premises, for tI\Xl'S or IlRW&'lments against the same and for any other purpose l\lIt11\)r-
ized herl'llTldl.'r. Sllid note or notes shll.ll he !Y.'cured hereby on l\ parity with and a8 fully 88 if the R<lvance
evidl'n(,t'd theft.by were inclulll'd in the note first described above. Said sllPplemental note ar notes shl\lI bear