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HomeMy WebLinkAbout0979 And the said mortgagor does hereby eownant, promtae, and agree to and with the said mortgagee as follows: FIRST: That said mortgagor will jsl-y to said moRgsgee rho note' or obligation hereinbefore referred tc+ and the indebtedness and interest eviJenced theretry, and all other luau secured hereby, each and every, promptly uppoor. rho days respectively the na-rue severally become due; and will duly promptly and fully wmply with, eep and per[or~t sli e cov?assts and agrt smears in acid note or obligation and {a this mortgage in manner and form as therein set out; and will not comarit or s~+t[er any strip, impair.nent, deterioration or waste of said mortgaged property, and will pay ail frets, charges, abstract fees, and exp3r-aes, including attorney's fees, which tt,e mortgagee may incur in collecting any sum hereby secured, ire er-forcirtg any covenants herein~`ontained or in protecting the mortQag~'a security, whether by nit nr otherwise. SECOND: So long as any of the indebtedness hereby secured atiall remain outstanding and unpaid, the mortgagor agrees to keep In full force and effect that certain policy or policies of life inauran+:e issued by the mortgagee and assessed to the mortgagee as collateral security for the payment of the indebtedness secured hereby and to keep acid property and impmvementa ingo od rnndition and repair, to permit the mortgagee to enter upon and inspect said mortgaged property, to promptly and faithfully comply with and obey all laws, rules and orders of every duly constituted governmental authority and to pay as the same become due and payable all takes and aspesamenta and other charges that may be levied o: assesse~ upon or against the said property, or which may be tmpoaed upon the mortgagee in Florida by reason of this mortgage investment, or upon the mortgage or obligganon accompanying the asrne, or the debt hereby secured, as well as any specific mortgage trx now or hereafter imposed by law in Florida upon said obligation or this mortgago, provided that should the amount of eurh ta:ea, saseaements and other charges paid for the mortgagee under this paragraph together with the interest on the indebtednoaa exceed the highest inter•eat rate permitted by law on the indebtedness, mortgagor shall not be liable to pay any of such axceas over the highest legal rate• and also to pay all outer debts, obligations or claims that may become liens upon oc charges against said property, whetter for repairs or far improvements that are now, or that maq hereafter ,be made thereon, or otherwias, and not to permit any lien to accrue and remain.o acid property or any part thereof, or oa the improvements upon the same, which myjght take. precedence over the lien of thin mnrtgs~e,and to deposit, with the ever pasture laffectin or which ma ttatTect the above describedparnperty or any ~pa~tshsereof.~ charges, claims and liens of Y (i Y P , THIRD: Upon thg failure by rho mortgagor to pay any of acid taxaa or ssaeasmeata as the name become due and payable, or the passage by the State of any law imposing payment of the whole or sny portion of any of the taxes or charges aforesaid upon the mortgagee, or upon the rendenng by any Court of ]sat resort of s decisionrhat an undertaking by the wortgagor as herein provided to y taxes, assessments or charges, sa aforesaid, is legally inoperative, or in the event of the passage of sny St~'te or Federal law deducting from lets value of lands for the purpose of taxation ary lien thereon, or changing in any way the laws for the taxation of mortgages or debts secured by mores gage, or the manner of the collection of any such taxes so as to prejudice or affect this mortgage, then and in any ouch event the debt hereby secured, without dedaation, shall, at the option of the mortgagee, become immediately due and collectible, notwithstanding anything contained in this mortgage or any law iraFCttifGiova `urr.-flee enacted, or sny judicial decision heretofore or hereafter rendered. _ FOURTH: The mortgagor herein further agrees to keep the improvements upon the mortgaged property insured against loss by fire with extended coverage, and if required, war damago to the extent available in such insurance com- panies and in aural amounts as may be aatiafactory to the mortghgee, and to cause • New York or other standard mort- gagee clause astisfactory to the mortgagee, to be attached to such pollciea and all payments thPreander shall be made to the sole order of the mortgagec+ as its Interest may appear; and at the option of the mortgagee, any proceeds of insurance paid to it may be applied by the mortgagee to the cost, in whole or in part, of restoring or repairing sny damage done by fire, or other haasrd, or the mortgagee maq retain the same and apply it in whole or in part, at its discretion, to the reduction of the mortgage debt. n the event of loss the mortgagee is authorized and empowered to settle or compromise claims under acid policies, but is not obligated to do ao. FIFTH: The mortgagor also agrees to deliver to the mortgagee, all policies of insurance with evidence of premium prepaid (renewal policies to be delivered not leas than ten days prior to the respective dates of expiration), and all abstracts of title and title guarantee policies, ell of which shall be held by the mortgagee without liability and in the event of foreclosure of this mortgage or transfer of title to the mortgaged property in extinguishment o~ said indebtedness, shall become the absolute property of mortgagee. SIXTH: And in the event the mortgagor fails to repair or insure said property or to deliver the policies, p<<miums paid, as herein agreed, or to nay as the same became due and payable the taxes, assessments or charges which may be assessed or imposed as aforesaid, or the liens or claims which may accrue on said property, the mortgagee is hereby authorized at tts election to repair said property and pay for the cost of such repairs, to -nsure said property and pay the cost of such insurance, and also to pay said taxes, charges, liens and claims, or any part thereof, without said mores gages waiving its right of foreclosure or any other right hereunder, sled the mortgagor hereby agrees to refund on demand the sum or sums so paid, with interest thereon at the rate of eight per centum per annum, and any and all costa, charges, abstract fees, attorney's fees and other expenses incurred in attempting to collect the same or enforce payment thereof, and this mortgage shall stand as security therefor; and any such sum or sums so paid shall become a part o1 the indebtedness hereby secured. ; SEVENTH: And the mortgagor does hereby mortgage, transfer, set over and assign unto the mortgagee ns addi- tional security for the payment of said mortgage indebtedness all of the rents, issues, income and profits from ells atro:•a described property, hereby giving and granting unto the mortgagee a first and prior lien thereon, and the mortgagor does hereby transfer, set over, assign, and ppledgge to the mortgagee all leases now or hereafter placed upon said morb gaged property or any part thereof and do he^eby covenant and agree that, in the event of a default under airy of t}te covenants and provisions of this mortgage, the mortgagee is hereby authorized and empowered to collect and receive all such rents, issues, income and profits due and to become due from any and all tenants using or occupying said prof;: rty, or any part thereof, and to apply the acme Lgainst the defaulted payments. 50 long as there shall he no default here- under, the mortgagor shall have the right to collect, receive and use, without accounting to the mortgagee, any and all such rents, income and profits derived end to be derived from seid property. EIGHTH: But if the mortgagor shall fail to pay oz cause to be psi any sums of principal or interest mentioned in said obligation, according to the terms thereof, and ouch default continue for a period of thirty days, or shall fail to keep any policy of life insurance held as collateral hereto in full force and effect, or in case of the actual or threatened demolition or removal of any building erected upon said property or in the event that the mortgagor shall fail to pay said rases or assessments or said premiums of tnaurance as the same shall severally become due and payable, without demand or notice, or fail to perform any other act or thing in said rote of herein required cf or agreed by said mort- gagor to be done, the entire indebtedness hereby secured shall thereupon become due and payable and this mortgage subject to +oreclosure, at the option of the mortgagee. NINTH: In Casa thi= mortgage be foreclosed by a suit in equity and the mortgaged premises be sold to satisfy e decree of foreclosure, the proceeds of such sale shall be applied as follows: First, to the expenses incurred hereunder including a reasonable attorney's fee for such services as may be necessary for the collection of said indebtedness an~ the foreclosure of this mortgage; second, to the payment of whatever sum or sums the mortgagee may have paid or become liable to pay in carrying out the terms and stipulations of this mortgage, together with interest thereon ; and finally to the payment and satisfaction of said note. The balance, if any, shall, unless the Court decree othenvisc, be paid into the registry of the Court having jurisdiction of said foreclosure suit, to abide the further order of said Court. TRNTH: The mortgagor h.:reby waives all right of homestead and exemptions under the Constitution and Laws o! Florida; and agrees that the note or obligation hereinhefore described and this mortgage arc to be construed according to the laws of the State of Florida, where the same are executed. - - uLEVF.NTH: That,in the event that at the beginning of os at any time pending any suit upon this mo.*tgage, or to foreclose it, or to reform it, ar.d/or to enforce payment of any claims hereunder, said mortgagee shall apply to .he court having jurisdiction thereof for the appointment of a receiver, such court shall forthwith appoint a receiver of said mortgaged property ati~-and singular, including all and singular the rents, income, profits, issues and reveal=es from whatever sourcE derived, each and every of which is hereby mortgaged as if specifically set forth and described in the granting and habendum clauses hereof, and such receiver shall hH~:e all the broad nr.d effective functions and powers in any wise entrusted by a court to a receiver, and such appointr_icnt shall be made by such court as an admitted equity and a nratter'of absolute right to said mortgagee, and without reference to the adequacy or inadequacy vi iLe val~.~e of the property mortgaged. or to t}te solvency or insoh•ency of said mortgagors and/or of the defendants, and that such rents, profits, income, issues and revenues shall be applied by such receivers accordin6 t~ the lien and-or egcaty of said mortgagee and the practice of such court. T1VE1.F'TII: That the mortgagee may release for such consideration, ar none, as it may re:wire, any rortion of the shove described lend without, as to the remainder of the security, in any wise impairing or afFecting the lien and priorities herein provided for the mortgagee compared to any subordinate lienholder. M