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IDd tDRraaoe ..-uuma, .. the CM8 'mar tJ la~~ti~Wedited by the mortpgea r.n subsequent
1I&J'IMDtlI ~ be made by the mortcaaor. ; If, ho'tN'NJ', the IIl6nthl1 paymenta made by the mortgagor
a4er (h) a:l panpapb 2 Prtc....1haD DOt be ....t to ~ p:Mmd 1Wlta, taxea auld aaaeaamentl
and iDI\JraDot-premiaiu. .. tM cue ~ be, ",bell the .... Iball become due anc\ payable, then the
mortcaaor abaU pq to tIM mortppe ~ amount wo-u"7 to malt. up the det\ciency, on or before the
elate when ~t ollUCblJ'OUDd~~ta; tax... ...,-entl, or iDaQrUce prtmluma ahall be due. If
at any time the IIt01"tCaaOr aIuW. taW to tbe mortppe in accordance with tU proviaiona of the note
I8Cllred Mnb" tun paJtOeDt of the eatlre IndebtedneIa repnMllted tbenby, themol'tp,ee shall, in com-
J)QtiDa the amount ofaueh iD4ebt.edDIII. eJed\t to the account of the morta~r all ~ent8 made under
the lII~ona of (II) of ~ph S Mreof which the mortpaee baa not become obhgated to pay to the
Federal Boutq Cnftp'~ aDd ~ baJ.~ remaininc iii tile funda aeeumulated under the provisiona
01. (h) 01. lAid ~ I. If there ...1 be a default under any of the proviaiona of this mortgare r&-
aultiq ill a pUblie Ia1e of the ~ covered hereb~t or if the mortppe acquirea the propert1 other-
wiIJe after cJefaul'tt the mortppe abaD. ap.ply, at the ume of the commencement of such proceedings or at
the time the property fa othei-Wlle acquired, the balance then remaini~ in the funds a~cumulated under
(b) of ~pb. 2 PrececUna .. a credit apinat the amount of principal then remaining unpaid unrler
laid ~ aDd thall properly adJuat any payment. which ahall have been made under (4) of aaid paragraph.
of That ho will p&y all taxes, ....amcta, water ratee, and other IOvernm~ntal or municipal charges,
ftnee ,~ J.ro.poaitioDa, for which proviaion baa not been made hereinbefore, and in default thereof the mort-
~ may pay:, the aame; and that he will promptly deliver the oftleial receipta therefor to the mortgagee.
6. That heWm permit, commit, or suffer nO waste,' impairment, or deterioration of said property or
I.ny part. thereof; and in the event of the failure of the mo~r to keep the buildings on said premisea
and th<'le to be erected on aaiet preJ1,........ c,r improwmenta thereon, in good repair, the mortgagee may
make .ueh repaira .. in ita diacretton it m&1. deem n~ for the proper preservation thereof, and the
full amount of .-ch and every such payment aball be immediately due an~ payable, and shall be secured
by ~e lien of thit mort.aaler
. 6. Tb3t he will pay all and siqular the _t., eharpI, and expenaee, including reasonable lawyer's
feee and costa of abatraeta of title, inc.-urred or paid at any time by the mortgagee because of the failure
'On the part of the mortpaor promptly and fully to perform the agreementa and covenants of said prom-
" iIaory note and tbJa morla'aP, and aid c:osta, ehaJpI, and expenaes shall be immediately due and pay-
atJ1e and abal1 be IIeCUI'ed DY the lien of thia mortpp.
7. That he win keep the improvement. now exiattna or hereafter erected on the mortgaged property,
inaured ...may be required from time to time by the morta'agee qainat 10118 by fire and other hazards,
eaaualttea, and contingencies in such amounta and for 8uCh periods aa may be required by mortgagee,
IUld will pay promptly, when due, any premiwna on 8uch inauranee for ~ayment of which provision has
not been made hereinbefore. All inaurance shall be carried in compaDlea approved by mortgagee and
the policlel and renewall thereof shall be held by mortg'ape and have attached thereto los8 payable
elaU8el in favor of and in form acceptable to the mortgagee. In event of 1088 he will give immediate
noti~ mail to mortgagee, and mortga~ may make proof of 1088 if not made promptly by mortgagor,
and inaul'&Dce company conc9med II hereby authorized and directed to make payment for su:h
Iou directly to mortgagee inatead of to mortgagor and mortgagee jointly, and the inaurance proceeds, or
any part thereof, may be applied by mortgagee at ita option either to the reduction of the indebtedness
hereby seeured or to the restoration or repair of the property damaged. In event of foreclOSUrE: of this
mortpp or other tranafer of title to the mortgaged property in extinguishment of the indebtedness
aeeured herebr, all riKht, title, and interest of the mortr&&,or in and to any insurance policies tht!n in force
ahall paaa to the purChaSer or grantee.
8. That the mortgagee may, at any time pendinr a suit upon thia mortgage, apply to the court hav-
in~ juriadiction thereof for the appointment of a receiver, and such court shall forthwith appoint a
receiver of the premiaes covered hereby all and singular, including all and singular the income, profita,
iuues, and revenues from whatever source derived, each and every of which, it being expressly under-
Itood, ia hereby mortgaged &I if specifically set forth and deaeribed in the granting and habendum c1au!les
hereof, and such 1'eCeiver shall have all the broad and effective functions and powers in anywise
entruted by a court to a receiver, and such appointment shall be made by such court as an admitted
equity and a matter of absolute r~ht to said mortgagee, and without reference to the adequacy or inad-
equacy of the value of the property mortgaged or to the solvency or insolvency of said mortgagor or the
defendanta, and that such rents, profit8, income, issues, and revenues shall be applied by such receiver
according to the lien of thir mortgage and the practice of 8uch court. In the event of any default on the
part of the mortgagor hereunder, the mortgagor agreea to pay to the mortgagee on demand as a reason-
able monthly rental for the premisea an amount at leaat equivalent to one-twelfth (V12) of the aggregate
of the twelve monthly installment8 payable in Ute then current year plus the actual amount of the annual
tax~l .&I8~8ments, water ratoo, and inaurance premiuma for luch year not covered by the aforesaid
montDJy payments.
9. The mortgagor further covenant8 that should this mortgage and the note secured hereby not be
eligible for insurance under the National Housing Ad within 30 DAYS from the date hereof
(written statement of any officer of the Federal Housing AdministratIOn or authorized agent of the
Federal Housing Commissioner dated subsequent to the 30 DAYS time from the date of titis
mortgage, declining to insure said note and thi~ mortgit,ge, being deemed conclush'e proof of such in-
eligibility), the mortgagee or the holder of the not(: may, at ita option, declare all sums secured herebv
immediately due and payable: ' .
.10. That (a) in the event.of any breach of this mortgage or deiault on the part of the mortgagor, or
(b) m the event that any of said sums of money herein referred to be not promptly and fully paid with-
out demand or notjc~, or (c) in th~ event that each and every the stipulation.., agreements, conditions,
a!1d covenant8 of saId note and .thls mortgage, are not duly, promptly, snd fully performed; then in
~Ither or any 8uch event,.the 88!d aggregate Bum mentioned in said note then remaining unpaid, with
mterest accrued to that ~Ime, an~ all moneys secured hereby, shall become due and payable forthwith,
or thereafter, at the optIOn of said mortgagte, 88 fully and completely as if all of the said sums of money
were .orginally stipulated to be paid on such day, anything in said note or in this mortgage to the contrar}'
no~wlthstandi!1g; aI'!d thereupon or thereafter, at the option of said mortgagee, without notice or demand,
SUIt at law or In eqUity, may be prosecuted as if all moneys secured hereby had matured prior to its insti-
tution: The ~ortgagee may forec1~ this mortgage, 88 to the amount 80 declared due and payable, and
the saId prerms.es shall !>e sold to ~tIsfy and pay the same together with costa, expenses, and allowances,
I!1 ~ o.f partIal. foreclOsure of thiS mortgage, the mortgaged premi~es shall be sold subject to the con-
tI.n~m~ hen ?f thiS mortgage for t~e amou~t of the dehv ;,:-t then due and unpaid. In :mch case the pro-
VISIons of thIS paragraph may agam be avalled of thereafter from time to time by the mortgagee.
11. That the mortgagor ",:ill give immediate, notice by mail to the mortgagee of any conveyance,
transfer, or change of ownership of tht! premises. ~
12. That no waiver of any covenant herein or of the obligation secured hereby shall at any time
thereafter be held to be a waiver of the tenns hereof or of the note secured hereby.
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