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Mortgagor shall pay to the Mortgagee any amount nec('SS&l"y to make up tho ddiei('ncy. Such payment shall
be made within thirty (30) days after written rictice from the Mortgagee slating the amount of the <idicirncy,
which notice may be given by mail. if at any time t~le Mortgagor shall tender to the Mortgn.ger in accord-
ance with the provisiuns of the note st'Cured hereby. full payment of the entire indebteJnl'ss .eprl'spntNl '
thereby. the Mortgagee "hall, in computing the amount of such indebtedness, credit to the account of thl'
Mortgagor any credit balance remaining under the provisions of (11) of Mid pa.r~raph 2, If there shall be 1\
default under any of the provisions of this mortg~e resulting in a public Kale of the premises coverrd hereby,
or if the Mortgagee acquires the property otherwl86 after defAult, tbe Mortg~ee shall apply, at the time of
the commrncemrnt of such proceedings or at the time the proP<'rty is otherwise acquired, t bl' amount then
remaining to credit of Mortgagor under (a) of paragraph 2 precr-ding I1S a credit on the inten'st accrued and
unpaid and the balance to the principal then remaining unpaid on said note, ...
(, He will pay all WeB. Mlle8SlIlenta. watM rates, and other governmental or municipal charg~, fines, or
impositions, for which provision has not been made hereinbefore, and in default thereof the Mortgagee may pay the
same; and th.'\t he will promptly deliver the official receipta therefor to the Mortgagee. .
5, He will,)Crmit, commit, or BUffer no waste, impairment, or deterioration of said property or any part the roo!.
except rea80nable wear and tear; and in the event of the failure of the Mortgagor to keep the buildings on said
premiaeA5 'Wd those to be erected on said prem.ise8; or improvementa theroon, in good repair, the Mortgagee may
make such repairs as in ita discretion it may doom neoeee&ry for the proper preservation thereof, and the full amount
of each and every such payment ah&ll he due and payable thirty (30) days after demand, and shall be aecured by
the lien of this mortgage,. ' ,
6. He will pay all and singular the ooet8, c~ and expeWle8, including reasonable lawyer's fees, and COBts
of ab6tra.cts of title, incurred or paid at any time by tIle Mortgagee becaUIIC of the failure on the part of the Mortgagor
promptly and fully to perform the agreements and ooYenanta of said promiMory note and this mortgage, and Mid
008ts, charges, and expeDBe8 shall be immediately due and payable and shall be 8eCured by the lien of this mortgage.
7. He will continuously maintain hazard insura.nce, of such type or types and amounts as Mort.gagee may
from time to tim~ require. on the improvements now or hereafter on said premises and except when payment
for all such p~eIlllum3 has thereto!o1'6 been made under ,(a) .of pa~ph 2 hereof, he will pay promptly when
due anv preIlllUDlB therefor. AlluulUr&nce llhall be earned ill compamee approved by :Mortgagee and the poli-
cies and renewals thereof shall be held by Mortgagee and have attached thereto 1088 payable clauses in favor of
and in form acceptable to the Mortgagee. In event of 1088 he will give immediate notice by mail to Mortgagee
and Mortgagee may make proof of loee if not made promptly by Mortgagor, and each insurance company
concerned is hereby aut.horUOO and directed to make payment for such 1088 directly to Mortgagee instead of
to Mortg~r ~d M,ortgagee jointly, a!ld the ins~ce proceeds, or any part thereof, may be a~plied by Mort-
gagee at lts optIOn elther to the reduction of the mdebt.ednt'J88 hereby 86CUred or to the restoration or repair of
the property damaged, In event of foreclosure of this mortgage or other transfer of title to the mortgaged
property in extingUlBhment of the indebWdnees 86Cured hereby, all right, title, and intereet of the Mortgagor
ill and to any insurance policies then in force shall pass to the purchaser or grantee.
8, He will not execute or file of rt'cord any instrument which imposes a restriction upon the sale or occu-
pancy of the property described herein on the basis of race, color, or creed,
\1, If tIll' premisl's, or nny part t hen'of, be condrmnl'd under the power of eminent domllin, or acquired
for 1I public use, tIll' dllInagl'R I\wardl'd, tIll' procel'ds for thl' tl\king of, or the consideration for such Iicquisi-
lion, to tIll' l'xtt'nt of thl' full amount of the renlllining unpaid indebt.ednegg secured by this mortgage, an'
iH'rl'by lIssignl'd to t ht' ~.Iortgagel', and his }\('irs or IlSsigns. I\nd shall be paid forth with to said Mortgager
or his Ilssignl'(' to hI' I\pplied 011 account of the last maturing installments of such indobtness; pro\'idl'd, how-
('\'pr, thl' :\Iortgag('{' or his assign(.e, ma!' at his discretion pay direct to the Mortgagor, his IH'irs or assigns
any part or all of Buch award; provided, that if the loan is guarant6{'d or insured, ti\(' conSl'n t of the guaran-
t.or or iusurer is obtained in advance of said p&yment,
10, The ~Iortgagee may, at any time pending a suit upon this rr,ortg~e, apply to the court having jllrisdic-
tion thereof for the appointment of a recelver, and such court shall forthWith appoint a receiver of the premises
covered hereby all and singular, includin~ all and singular the income, profits, issues, and revenues from what-
ever source d,i-ived, each and every of which, it being l"xpressly understood, is hereby mortgaged as if specifically
set forth and dl"scribed in the granting and hp,bendum clauses hereoL Such appointment shall be made by
such court. as an admitted eqcity and a matter of absolute right to s~id ~fortgagee, s.nd without reference to
the adequllcy or inadequacy of the value of the property mortgaged or to the solvency or :nsolnncy of said
Mortgagor o"r the ~efenda~ts, Such rents, profits, in.come, i!l8ues, and rennues shall be applied by such receiver
according to the hen of thIS mortgage and the prachce of such court, In the event of any default on the part
of the Mortgagor hereunder, thtl ~Iortgagor agrees to pay to the ~fortgagee on demand 38 a reasonable monthly
rental for thl' premises an amount at least eqUlvalent to one-twelfth O{I) of the 5.ggregate of the twelve monthly
installments payable in th,e then current year plus the actual am')unt o~ the annual tB-"{es, assessluents, water
rates, r.nd insurance premlUms for such year not covered by the aforesaId monthly payments.
11. In the event of any breach of this mortgage or default on the part of the :\fortgagor, or in the event
that any of said sums of money herein refer:ed to. be not promptly and f~l.ly paid according to the t~nor hereof.
or in the event that. each and every the stlpulatlons, agreemen~, condItions, and cove~an~ of sald note and
this mortgage, are not duly, promptly, !"ld f~ly perfon:ned or lf t~e ~fortgagor be adJudlCated ban,krupt or
made defendant in a bank~uptcy or recelvers~p procee~mgsi th~n m eIther or any such ev.ent, the saId aggre-
gate sum mentioned in sald note then remammg unpaId, WIth mterest accrued to that hme, and all money
secured hereby, shall becom~ due .s.nd pe.yable for~with. o~ ~hereafter, at the option o,f said Mortgagee, 8S
fully and completely &8 if all the saId SUllU! of money we~ OrlglD~y shpulated to be paid on such day, a'.lY-
thing in said note or in this mort~age to the contrarr notWlthst~dmg; ~d thereupon or thereafter,. at the optIOn
of said "Mortgagee without notlce or demand, SUlt at law or m eqUlty, may be prosecuted as If all moneys
secured hereby had matured prior to ita institution, ThE\ Mortgagee may foreclose this mortgage, as to the
amount 80 deClared due and payable. and the said premises suall be sold to satisfy and pay the same together
.....ith eosts, expenses, and allow~c~. ,In case ?f partial foreclosure of this mortgage, the mortgaged pr('mi~es
shall be sold subject to the contmumg hen of thlS mortga~e for the amount of the debt not then due and unpaid,
In such case the provisions of this paragraph ml!.Y agam be Availed of thereafter from time to time by the
Mortgagee,
12, No waiver of any covenant herein or of the obligation 86Cured hereby shall at any time thereafter be
held to be '1 waiver- of the terms hereof or of t.he note secured hereby.
13, The lien Gf this instrument shall remain in full force and effect during any postponement or f'xtension
of the time of payment oi the indebtedness Jr any part thereof seeured hereby,
14, This mortgage is given to secure the pUTrhe.se money, or a part thereof, of the lands herein described
and is eXeC-uted and delivered contemporweoWlly with the deed therefor,
15, If the Mortgagor default in any of the covenants or agreementa contained herein, or in said note, then
the Morlg~ee m"y perform the same, s.nd all expenditures (including reasonable attorney's fees) made by the
Mortgagee m so doing shall draw interest at the rate provided for in the principal indebt8{lness, and shl\lI be
~epayable thirty (30) days after demand, and, together with interest and costa eccrued theroo1!, shall bt secured
by this mortgage,
16, Upon the request of the Mortgagee the Mortgagor shall executel:lDd deliver a supplemental note or
DOtee for the sum or 8UDlB advMlced by the Mortgagee'for the alteration, modernization, improvement, main-
tenance or repair of said premises, for taxes or &88CS8menta against the same and for any other purpose author-
ized he~under, Said note or notes 8hall be secured hereby on a parity with and as fully as if lit!' advance
evidenced thereby were included in the note first descriW aboye. s.1q,. s\Jpplemental note or notes 8hall bear
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