HomeMy WebLinkAbout1072 • ~ • •.~..i} ,
1i'o~t Vnt.uB ~vso~ the urrdenisaed pro~n;ae(s) to p~y to ~ ~
• , H+O~ l~lORTGA+GS CCi?~'AI~C ~
? s aorporatioa or~nised ~nd exlstins ander ~
the lawa oi ~e ~ , or order, the prlncipsl aum oi gight ~ousaud ~
11~ro 8~mdnd and No ]A4--------•--- ~ Dollar~a (~8~200.00 with !
Interest irom date at the rate o! Five aad one-quarter per ceatum t 5-l,/4 9b) P~'
annum on the unpaid bulance until psid. The aaid principal and intereet ah~ll be p~?yable st the o~oe of ;
Southeastern Hame Mort$age Campany~ P. 0. Box 750~ Riveraide Ste~tica •
. Miami ~ Floarida , or at auch other plaoe as the
holder may des;gnate ia writing. in rnonthly inatallment~ oi Fif'~y Five and 27/100------•= ~
t~ 55• 2? oommenc,ing on the ~irat d~y of March ~ 19 6~ , snd .
on the first day of each month thereaftsr until the prit?cipsl and intere~t ar~e fully paid, exeept that the fiiul
;
payment of the entire indebtedness evidenced het,et~y. if nat sooaer pa~d, shal! be dees aad ~ale on the ~
fii~t da,y of Febru~ary ~,18 84. ~
Ii default be made ip the p~yment of any instaUment ander this note and if auch defanlt is not mad~ ~
s~ood prior to the due date oi the next auch installment, the entire princip~ aum and accrued inter~t shall
~?t onee become due and payable without notioe at the option of the holder of thia note, Failure to exercise
this option ahall not conatitute a waiver of the ri~ht to exercise the same in the eveat of any subsequent '
default In the eveat af default in the p~yment o~ thia aote. and if the suae is ~eollected by an sttorney
st Lw~ the underaigAed hereby agree (s) to pay all oosts of oollection, includia,~ a reasonable attorney's fee.
Preaentmeat, proteat, and notice are hereby waived. ;
,
~ ~s~ Henry i~y°e Rouse
~~enry qyne se
/s~ Bentie~ Sue Ao~use
~ : Bemna e e
.
And shaIl du1Y. P~~p~y. and fuA7 Pertorm. aiachsr8'e. execute, effect, oomplete, u?d oomply nlth snd ~
~
. abide by each and eve tlie atipulationa. agr+eementa, conditions, and covenants oi aaid p note ~
and of thia mortgag~e, en tLis mortgage and the estate hereby creat~ed shaII cease and be nult void. ~
And the mortgag~or further oovenanta as follov~a;
1. That he will pay the indebtednesa, as hereinbefore provided. Privtleg~e is reaerved to
debt in arhole, or in sn ~mount equal to one or more monthly p~ymenta on the princlp~ai that are ne~xt due
oa the note, on the tirat da3• of any month prior to maturity : Provided. however, that written notioe of an
intention to exerciae such privilege is given at leaat thirty (3p) daya prior to pre ent; and, provided
further. that in the event the debt is paid in full prior to, m~?turity and at that me it ia insured nnder
the provisiona of the National Housing Act~ he wIll p~y to the mortgagee sn adjuated premium
one ger centum (1 ~fo ) of the original principal amount thereof, except that in no event shaU the~ad,~'uated~
premium exceed the aggregate amount of premi~un charges which would have been pm~yable if the mot~t-
gage had continued to be insured until maturitr; auch payment to be applIed by the mortgagee upon its
obligation to the Federal Housing Commiasioner on account of mortgage inaurance.
2. That, in order more fully to prote~ct the security of this martgage, the mortgagor, together with,~
and in addiion to, the monthly payments under the terma of the note secured hereby, on the Rrst day of •
each month untal the said note is fully paid. will pay to the mortgagee the following sums •
(a) An amount auflicient to prnvide the holder hereoi with fnnda to pay the next mortgag~e
insurance premium if this instrument and the note secured hereby ~u~e insured, ar a moathfy charg+e
(in lieu of a mortgag~e insurance premium) if }hey are held by the Federnl Iiausing Commis$ioner,
as follows : ~
. (t) If and solong as aaid note of evea dste snd this iastrnment sre insured or are reinsnred under the
provi:ions oi tl~e N:tional Housing Aet, sn aawunt sn~eient bo iecumutate in the hands oi t1~e holder
one (1) month prior to its dne date the annual mottgage inwranoe premiam, in order to provide sueh
holder with funds to pay smh premium to tbe Federal Housing Commiasioner pursuant to the Nstional
Honsin Act, as amp~ded, aad appliqble Re~ulstions therennder; or
(n) Ii snd so~ng as said'note oi even date and th~s instrument are held by the Federal Howing Commia-
aioner, s monthiy ~(in linu of s tnortgag~e in~uranoe premiutn) w~iieh sha11 be in an amonnt
. equsl to one-twelfth ( s) ot oae-hsli ( ~!i ) per ceatnm oi the sverage ontstanding balanee dns on the
note aompnted ~vithont taking into wooount ddinqaencies or prepsynnente;
(b) A sum equal to ttie ground renta. if anq, next due, plua tiie premiuma that will next become
dne and payable on policies of fire and other hazard insurance covering the mortgaged property~ plus
taxes and aasessments next dne on the mortgaged property (a11 as estimated by the mortgagee) less
all aums already paid therefor divided by the number of m~ntha to elapse before one month prior
tfl the date when such ground rents, premiums, taxes, and assessments will become'delinquenk such
aums to be held by mortgagce i~ trust to pay said ground rents, premiums. taxes, and speciai asseas-
ments; and
(c) All paymenta mentioned in the two preceding subsections of thia paragraph and all
. ments to be made under the note secured hereby shaU be added together and the te amount
thereof ahall be paid by the mortgagor each marith in a single payment to be appL8 the mort-
~ S~agee to the foIIowing items in the or~er set forth :
(i) Preminm charges nnder tbe eantraet ot insurance~witA tbe Fdicral8onains Commipioner, or monthly ,
ebsrge (in lieu oi mortga`e insuranae premium). as tbe aue msy be; ~
(u groand rei?ts. t~uces, aa~easments. 8re, and other hassrd insnnnoe premivms; ~
snartisat~ion o! the prindp~il oi ssid iate.
Any de&iency in the amount of such aggregate monthly ~ayment shall. nnleas inade g~ood by the ~
mo r prior to the due date of the next auch pa~?ment; oonst~tute an event of deiault under this moz~ ~
, gag~.~he mortgagee may cullect a"late charg~' not to exceed two cents (2.~) for each dollar (al) o~ ~
e~tch paymeat more thsn fiiteen (15) days in arreara to cover the eatra expense involved in handling
delinquent ps?yraents. . -
8. Thut if the total of the payments made by the mortgagor ander (b) of paragraph 2 prec~ding ahall
e~[eeed the amount of paymenta actually made by the mortgagee, for ~nd rents, taxes and aaaesamenb
. _ ~_J . 80 ~372
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