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HomeMy WebLinkAbout0516 _ r ' , : Pbt VALVS R6(~1YaD. ~ VRdel'Sl~t~d PPOdt~Q(i) ti0 p~y ~0 . ~ UNITFiD MOI~CiSFr SFiRVZCII~X3 ~.ORP• ~ . . the 4ws oi the State of New York ~ a~~~~ . or order_t~he~llus (i~7 , 00 .00~ Tho ~ . One Hundred and no/lOQ intar+est irosa d~te at the ~cats oi Five and 'one quarter per oentum ( 5 1/4 96) per ~ ' _ annu~n on the unpaid bslanoe nnti! psid. The ~id rincipal and interest shaU be~,y~ le at the o8be ot { United Mortgaqee Serv~cinq Corp., 702 Duke-Street, t; , ~ ~ in Norfolk, Virqinia ~ or atsuch other place as the holder au~y deal~te in wr~tin~. in monthly inst~lments oi Thirty I~ine and 26/100 ' D o l l a r a ( i 39. 26 . co~nmencin~ on the flnt d~U? ~ July .186~4 .~nd oa the flrst d~y of each aanth ther~tter until the prlncipsl and iatet~est ~re iul1Y P~id. e~eoept thst tbs ltnal ~ puyment of the entire indebt~edn~ss ev~denoed henby., ii not aooDer puid, ahaU be due and psy~b3e oa the f~rst d~y of June ~ ig 94 . a I! defAUlt be made in the pt~yrnent ot aqy ineWlment under this no and ii wcb default ia not ma~de ~ tood prior to the due date of the next auch inat~ll~aent, the entir~e princi sam aad ~ocrued intere~st shstl ~?t onoe bao~me due and p~yabte viriithout notioe at the opt~on of the holder of tbia aot~ Failure to exeraise Lhia option ~hhall not oonstitute a v~?uiver oi the ri~ht to exerci~e the s~na~e in the ev~ent of u?y aubaequent ~ defsulk In the event af defat~t in the p~yment oi this no~ ~nd ii the'asuae is collected ~by ~n at~rney t st ]av?.lhe underai~ecd herebY s~ree (s~ to p~ty sil aosts oi eollection~ iacladia~ a resso~ble sttorae~?'s iee. Preaentrnent, Pi'~t~st, sad notios are het+eby waived. • ; ' ~ S/ _ Alfred ~t Smi~h (SS1,L) , ' ALFRSD J. SMZTS : ~~Y nocu~.A„~ S1 MarQaret Smith tSBAL) ~ s'r~s~~1?ACH: D TO OIitCL:lIL ~ MARGARST SMITH i ~D cAi~iCE~i.Ep ~ . • S ! _ ~ . ii + _ . ~ - Ai~4 ~ ~ . . ' and inl1Y perlurm. dischmtg~e. execnte. eSe~t, oomplete. and COdnp~y wlth and ! - ab~de by eacL ~ndev~y e atipulutiona, ag~ente. oonditions. ~nd oovenanta oi a~utd pz+omisneor~ note ; and of tbi,a mort~a~s. then Uiis mortgag~e xad the eatate ~er8by created abalt oMSe aad be null aad void. ~ And. the niortga~r fatWer ooveaants as iaUowa: - . ~ 1. T6st he vriD p~? the indebtedness, s~s heretnbefore pmvlded. Prlvilege is rmerved to ps,y the ~ = ~ debt in wrhole, or ia an amount eqnal to one or more monthly p~ymenta on the princip~l that are naat dne - ~ on the note, on the lirat day of any month prior to maturity: Pro~vided, however, that written notioe of an intention to e~cerciae such privilege is given at teast thtrty' (84j days Prlor tA Pre~tyment; and. Provided - j inrther. that in the eveat the debt is p~id in iull priur tQ maturity ~d at that tame it is inaured umder ir ~ the provisions of the Nationsl Houaing Ack he will p~y to the mortgag~ee ~n adjusted presnium ch~urge oi ; ~ one per centnm (l~}6) of the origtnal principal amount t6~ereoi. except t1~at in no ev~t ahaD the ~td,~usted ~ premium exc~eed the te amount of premium charg+es w2iich woWd have been p~ntble if the morb- . had eontinued to~nred until nu~turitYt ~uh p~ymmt to be applied by the mortgng~ee upon its ~tion to the Federsl Iiouaing Commisaioner on aceount oi mort,g~e insuranoe. _ 2. That, in order more fiiliy to protect ttio secucity oi this mort,~u~+e. the mort~or. together wi` ' and in addition to. the menthly ta wnder the terms oi the note sec~u+ed he~eby, on the 8rst d~r~ e~ch montb? nntil the said nate is~paid, will pay to the inortg~gee the iollowia~ sams: - (a) An amonnt su~icient to provide the holder herev! wi~h tunds to p~y tite ne~ct mortgag~e ~ ~+surance Premium if this instru~nent and t~?e note seaired hereby are insnred, or a montWy charg~e . (in liea of a mort,g~g+e inaurance premimn) if they are held by tt~e Federal Housing Conamissioner, ~ aa foUowa: ~ ~ (t) Ii and w la~ as said pote oi eva~ date ~nd tbis indeawent ae+s faaured or ars :+ein~ered m~drr tbe . - pr~nrisiohs of t6e Nstionsl8ouuina A~k at~ amonat s~?t to aee~mnnLte in tbe hsadt oi tba bolder ' ose (i) month prior to ib due date ths annasl mor~a~e insuranoe preffiu~, in order to pr~~ide ~ - 1?older with lnAds ta pa! a-neb premiune to tLe FederaTH-wsins Commisdoner parsuant to ZLe National . H Aet„ as amended. aAd applk~bls tions there~wder; or L . (a) It iwd a~ iaid note of e~ dr?Le wnd~iasteament ars Leld tba Federal Hosda~ Coo~mis- ~a3oarr, s mon L- (in liea ot a-aart~a~e insnrana~ pt+emiuw~j whie6 aball be [n aA amoont e~NV t0 aDe•tw ~eush~) oi On! hil~ P!r Caftaai Ot tbe i~etia! Oqt~tAd~D6 b~1100 d11s a1l tb~ I nObe canpated witboat tlttin~ into ae00aat del3n~ades o~ prepl~,~meeta; (b) A amn equal tfl the gronnd renta. tf anY. ae~ct d~ ~ns the Ai'esaiums th~t! ~rfll neut beoame dne andp~ysble on policiea oi 8re and other hw~nl insurance oov the mortSsg~ed ~Pi''QP~rtY. P1us - taxes u?d s~aessmenta a~ct due on the mortgagapm Pert~? (nll ss~~ted bY t1~~ aartgaree) less all sunae ~dy ~id therefor divided by the number_ of moaths to elapse before one montte prlor > . to the date when auch senund renta, P:'e~niums. taxes. ~nd ~sessmenta will becooae d~linqnent, st~ch • ~ snn~s to be Leld by mort~~ee in tnut to pay a~id ~round r~ts. Drem~iuma. ta~ces. snd apec~~l aseess- : , menta; ~ . . (o) AU ~ments ma~ioned in tha two preoedin~ sabsect~bns oi this paua~raph aad ail pay- ; - ments to be n~~de imd~ the note s~cured hereby ahalt be ~dded ~t8~ether snd the te s~twuat ; thareoi ahsll be ~id by t6s mort~~ a~ch month ia a ai~e psym~t to be s;p~~ the mort~ ~ ~a~ree to the io,b.rb~ iteau in ths order ~et lorth: . ~ (t) pramiam ebartes nndsr tbr eo~traet o~t lawraaes wltb t6~ Federal Hoodns t~o~raeis~iaaer, a: montl~l~ ~ . t~rj+s (ia lisa o[ mortp~e i~ara~n~a pramimn). as tbe e~ue mx1 b~; (ii ~rouAd :+ents„ ta~c~es, a~NneAb. M. and otlisr b~urd ima~ranet premi~;' _ _ - . . _ ~ m isarest ow R6~ mRs ~eeosal bere~?: ud ~(n ~or~a ad tbe p~p~l o! aaid nota . • . . - . An~ detkie~c~? in the im~ount ot snch ~re~ate montbl~rp~ym e~t shall, anlen maite ~ood by t1~e ~ mo ~prior to the dae dats of the next such t~ eanatitnte an eve~nt of drtsnlt nnder ~ia mq~ ~a ~~e~._~'!le mort~ee m~U? a~llect ~ a"late nat to e;oeed two oenb (4¢) for e~di ~itar (i2 e~t e~ch p~yn~t more tlian flitem (I6) d~rs in srreah to etyver the eutsa e~tpease iavolv~d ;n hsndlln~ P+t~~ . . - ~ 9. Thst it the total ot the p~yments msde b~? thea~ort,~a,~or ondet (b) o! p~ur~raph 8 p~+soedin,~ sL~11', ~ , e~ioeed t~e :maunt o! v~ym~ts acbualy made by the mott~~~ee. for ~e+ottna rants. ta~tes and ~i~b • ~ . ~ ; . . . . ~ _ ~p~K ~ ~ ~51~:_ : . - . . . . ~ . . . - . . . _ . . . . _ - ~ _ - _ ~ _