HomeMy WebLinkAbout0745 and insnri?nae p~remiums, ss the ca~e m~q snch e~ccees ahaU bs credited b the mo on an ueui
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• W~?menb to be m~de by the faortgaQor.~, howaver, the monthly p~ymenta made
by
the mor~tgaSo~r =
under (b) c~ Pir~raPli 8 Drecedia~ ahaU not M aulQctent to pa~y~roumd renb. tuea and ~saeaarnents
and ineuranc~e~pre~niwas, aa the casa m~y be, whea the a~me ahall bocoms dne and payabl then the
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t necesaary t
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he de flc iency. on or~
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date when pq~rment oi such ~roun
d reate, tsxes, aaseasaaents. or. insursnoe premiwns ah~ll be due. If _ :
at time the mortgag~or aha11 tender to the mortga~ee in acxordaace witb the proviaiona oi the note ;
secured hereby. trillp~ym
ent oi tha entire indebtednas represeptcd thereby. the mort,~a~ee shall, in com• ~
putia~ the aznount a! auch indebtedneas, credit to the ac~ount of the mortgagor aU ents made under
the proviaious o! a) oi paragraph 2 hereo# which the mort,ga~ee has not become ~ted to pay tu the '
Federal ~iousiag ioner and any baiance ~nin~ in tlie iunds accumulated under the proviaions ~ :
a! (b) of saidparagraph 2. If there ahaU be a default under any oi the proviaiona of thia mortgage re-
sultiag in a public sale of tt~e premiaes oovered hereby or i~ the mortgagee aoquires the property ot~er• ;
wiae after dcf the mortga~ee ahaU apply, at the t~me oi the oommencement oi anch proceediaga or at f
, the time the p is otherw~se acqulred, the bslanoe then r~~n~tinin~ in tha #'unds uccumulsted under ~
(b) of paragra 2 p aa a credit against the amount of prit~cipal t6en remaining unpaid under :
• a~tid note snd shaU proper~,Y a uat any paymenta which e~hall hsve been made under (a) of aaid paragraph.
4. That bA will paq aU tuea, Aasesaments, water rates, and other gavernmental or municipal chargea.
~nea or impositiona, for which pmvision has not been made hereiabefore. and in default thereof the rnort~ !
g~gee m~? p$y the aa~ne; ~nd thst he will pramptly dellv~er the o~cial receipts therefor to the ncortga~ee.
6. That he wiU permit, canvnit~ or suffer no waate, impairment, or deterior~tion of aAid ~roperty or ~
any ~att thereoi; und in the event of the failnre oi the mortgagox~-'Fo`~eep the buildings on sa~d premu~ ~
aad thoee to be erscted on aaid pre~miaes, or improvements thereon, in good repair. the mort8a6ee maY -
make auch repaira aa in its diacretion it maY deem necxsaary for t6e proper preservataon thereo~f. and the ~
full amount of eact~ and every snch p~yment shall be in~medistety due and payable, and shall be secured
~ by the lien of this mortgag~,
.
6. T6at he will pay alI and ain~ular the costa, charg~~ snd e~cpenses. incl reasonable laa?yer's .
. fees~ and ooats of abstracta of tit~e~ incurred or pa~d at sny time by the mortga~g~eeuse of the failura
on the part of the mortgagor. prnmptly and iuUy to perform the agre~menta and covenants oi said prom=
~ iaaary note and this mortgag~e, and eaid oosts, ctiarSes. and e~cpenaes ahaU be immediately due ~tnd p~y- .
able and shall be secured by the lien of thia mortgag~e. _
Tbat he will kee~ the impravements now existing or here~iter erected on the mortSaB~ P~Ae~Y. =
~ insured aa may be reqwrecl from time to time by the morkg~egee ~~sinst Iosa by flre and ot6er hazards,
` caaualties. snd coating~encies in such amounta and ior auch peri ds as msy be required by mortgagee,
• and,will p~y promptly, when du~e~ aTMy premiuma on such insurance for ~nnent of which provision has
! not been made hereinbefore. Atl inauranoe shaU be carried, in eomp~ues approved by mortg?agee and
k - the policiea and renewala thereoi aiiall be held by mortgagee and have ~ttachcd theret~ losa payable
clavses in f~vor of and in form seceptable to the mortgagee. In event oi loas he wiU Qive immediate
- notioe by mail to mort,gagee, and mor~tga~ee may mAlce proof o! loas i! not made promptly by mortgagor,
. and eaeh inauranoe oompany concerned ~a hereby authorized and direct~.d to make payment for sach
laas directly to mortgag~ee instead of to mortgagor and mortgagee jointly, and the insurance proceeds, or •
han,y~~art thereof, may be applied by mortgagee at its option either to- the r~duction o! the inde6tedneaa
y secnr~ or to the restoration or repair of the pmperty damaged. In event of forectoaure o! this
mortgage or other tranafer of title ta the mortgagpd propert,y in extingaiahment ot the indebtedness
: aecwred hereby, all ri t, t,itle, and int~ereat of the mortgagor in and to sny insuruice policies then in force
ah~it paas to the p or grantee.
~ 8. That the mortg$gee may, at any time pending s auit upon this mortgage. appiy to the court hnv -
ing ~nrisdiction .thereof for the _appointment oi, s xeceiver, ~d auch oourt shall iorthwith appoint s ~
reoeiver of the premiaea oovered hereby all and utar; iacluding all ~and s the- fnoom~ protits~
,~a ~~a~ r~ ~?~t~?~ ~ a~;ve~ e~ch and ever~? o! whic,h,~in8 exPrn~s1Y nnder-
st~ood, i s h
e
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e
by mort,gaged sa i f speciRcally set forth and described in the grantma ~und habendum clauae~? -
het~eof snd auch receiver ahall have ~tll the broad and effective functions and powera in anywise
; entrus~ed by a aourt to a receiver: and such appointment shall be m~We by anch t~vurt as sn adrnitted
equity and a ma#ter of ab~olute ng?ht to aaid mortgagee, and without reterenoe to the adequ~cy or inad-
: equacy oi the value of the pmperty mortgaged or to the solvency or inaolvency of aaid mo r or the
d
e
fen
d
a
nts, snd that auch renta, proftts. income, iaauea, and revenues ahall be apptied by su receiver
acxo~ to the Uen of this mort,gage and the pract~oe of such oourk In the event oi an~y default on the . i
~ part of e mortgagor hereunder~ the mortgagorag
reea to pqy to the mo on demaad as a reason-
' a
b
le mon
t
h
l
y rental for the prem~aes an amount a
t least equivalent tfl one-t
w
e
~th o! the aggreBatc
: ~
e twelve monthly installmenta p~yable in the then cun~eat yesr ptus the ~ctual sunount of the aaaual -
ee asee~sments, water rat~ea~ and insun~nsee pr~emiums ~or anch year not covered by the aforesaid
~ mont~ly payxneate. ~ .
9. The mortgagor fnrther covenants that should this mort,gage and the note secured berebq not be t
: eligible for inaurance under the National Houaing Act within -~Q daya from the date hernof
; (written statement of any o~cer of the Federal Housing Adminiatration or aathorized ~tgent of the
; Fedcral Housing Commissioner dated sub~e~quent to the agoreea id time from the date of this -
mortgag~e, declining to insare said note and this mortgage, being deemed eonclusive proof of such in •
eligibility), the nwrtgagee or the holder o! the note may. at ita option, declare all sums aecared hereby
immediately due and psysble.
~ 10, That (a) in the event oi any breach of thia mort~age or default on the part of the aartgagors or
(b) in the event that ~uy oi aaid aums of money herein referred to be not promptiy and t'nllq paid with-
out demand or notice, or (c) in the event that eACh und every the ~tipulations, agreements, conditions,
~ ~ and covenants of said note and this mortga,~, are not duly, promptly, and tully periormed; then in
either or any such event, the ssid~grega
te sum mentioned in suid note then remainin~ unp~id, with
intereat accrued to that time, and all moneya 8ecw~ed hereb~?. ahsU becozae due and pqyabk forthwith, ~
or thereafter, at the option of aaid mortgagee, aa fully and oo~npletely us if all of tbe said aums of money
were orginall~? stipulsted to be paid on such dsy, anpthin$ in said~ note or in thia mortgage to tb.e contr~y
notwithatanding; and thereupon or thereafter, at the optaon of said mort~ag~ee, without notice or demsum
auit at law or in equity. may be pro~ecuted as if aq moneya secured hereby had matarcd prior to its Insti-
tution The mortgag~ee may forecloae thia mo ~aa to the ~unount so declared due andp~qstble, 8ad
: the said premiaes ahall be aold to aatiafy and pary~ tAe'same together with coats, ~xxpeenses, and alloarances,
In case of partial forecloaure of thia mortgage, the mortgag~ed premises ahaU be ~Id aubject to the oon-
' tinuing Uen of this mortgag~e for the amount of the debt not then due and unpsid. In such case tfie pru.
, . via~ona of this paragraph may again be availed of therea~ter irom ti~me to time by the mortga~+ee. ° i
Ii. Thst the mortgagor rvill give immediate notIae by mail tfl the mortgxg~ee oi t~
traaafer, or anY ooaveyanc~ .
chAnge of ownerahip o~ the premisea.
~ 12. That no watver oi any ouve~uat 6erein or 4! the obligation aecured hereby shal~ at any tim,e `
, tLeresfter be held to be a waiver oi the terms hereoi or oi the note secured herebj. "
~ ' . ~9 i44 .