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HomeMy WebLinkAbout2555 i TO HAYR ANL1 TO NOLD lIl! SI1p1e. to~th~~ v?•ith all und sinRul~~ il?e te~emcn~~~ hereditamenta and ~ppu~- ~ tenanrns thereunt~~ hclonging o~ in ui?~v?i3e appertainin~, ~?nd the rP~ersion x~~J revccsions~ rem~indrr ur rc- ~ msinders, i?nd also all the estate, righl~ title~ ~nteras~ humNSt~ad~ dp~rfc,. and ~i 6~ht ut ~lowr~, sr l~acMtr ~•st~t~e~ po~sessian. clsim ~u?d dem~nd wh~t~oover~ as well iQ l~w ~s in ec{uity, of thc s~id `luclgu~r ia snJ to the same and cvery pa~t tl~ereof. wilh the appurtPn~nces oI the said ;11o~t~agur in r?nd to tl~e ~?me. und cvery part An~ parcel t!~creot unto the said Aiorlgs~ in (ee simplo. 1'he Mortgsgon c~reby oovenants with thc MortRs~, th~t he ia in~leleasiblv sei~d ot ssid land in fee simple or such other estatr, d tu?v, as i3 stet~~l 1?emin; tl~at he hns full povver and luw~ul riKh~ to ~Y,nvey the s~t?e as aforesaid; that the l~nd is freu fcum all encumbrs~cca except ~s herein othervv~~+ rccited; that ssid `Sort~sgor will make such lurther sssurances to prove the atomsaid title to said l~nd in sui~l ~1a~tRRgee sa msy be reason- abls req uired, and that asid 111ortgagor docs l~cceby tullv warrant Lhe titte to said lxnd, und e~ecy part the~cot, and wrill de(end the same agsins~ the lawtul claims of a~l persona whomeoever. Psovinsn ALw~Ya thst ii the Alortga~or shall pey unt~o the Mortgugce th~t certain promissory note~ of which the following ia ~ eubstantiel copy, to vvi~: =13 , 200. 00 Fort P ierce; g~orid~ , ~ December 28 , 1967. FOR VAI.UE RECEIVED, the undersigned promise(s) to pay to the order of the Administrator of Veteraps' Affairs, an Of6cer of the Uaited States of America, aad his successors in such of~ce, as ~ such, and his or their assi~s, the pcincipal sum of Thirteen Thousend 7~o Hundred i and NO/100------------------------------------Dollars (s 13,200.00------). ? with interest from date at the rste of S lx per centum ( 6%) per annum on the ; u~np sid balsnce until paid. The said principsl snd i P t ah~?llbe abl t the r~ ot the Lo~n Gusrunty ? Otficer~ Veterana Administration Aegional Office~ in ~ a~SORV il~~ or i°~a' ~ or at such other plsce ~s t~e holder ms d ste in K-riting delivered or muile~l to the d~btor in monthl inst~llments of j Seventq-N ne and 5~0----------------------------~ollars (t7~.15-----), • commencing on the ~St. dsy ot Februery ~ 19 , and continuing on the 1 s t. dsy of e ach month thereafter until this aote is tully psid except thnt, if nat sooner paid, the final psyment ot principi?1 and int~res~ shall be due and p~yable on the ~ 8 t. day of ~anuary ,1998. Priviiege is reserved to prepsy at any time, without premium or fee~ the entire indebtedness or any part thereoi not less thsn the amount of one installment~ or one hundred dollars (5100_00)~ whiche~rr is less. Any prepsyment made on other thsn an installment due date will not be credited until thc ncxt~ tollow~ing installmer~t due dste. If any deficiency in the psym ent of sny installment under this note is not made gooci prior to ~he due date ~ of the next such instailment, the entire princ.~psl sum and sc~rued interest shnll at once become due end psy- ; able without notice at the option of the holder ot this note. Failure to exereise this opWon shall not constitute ` a waiver of the right to exenise the same in the event oi sny subsequent default. In the event of detault in the payment of this note~ and iE the same is collected by an attomey at lsw, the undersigned hereby agree(s) to pay all costs of coAection~ including a Aeasonable attorney's fee. . This note is given for purchsae money of real estate and ia secw~ed by mortgsge to secure debt of even dste herewith, given and delivered by the 1Mdetsigned to peyee on certain real property described therein. Preaentment; pmtest, snd notice sre herr.by waived. ; ; (SEA(.~ : Chester L. Sams ' I8EALJ . Shirley J. Sams ISEALJ . IBEALJ r ' And ahall duly, promptly, and full~ perform, discharge~ execute, ef~ect, complete, and comply w~th and ' abide by each and every the sUpulations~ agreements~ conJitwns, and covenants of said~promis3ory note and of this mortgage, then this mortgage and the estste hereby created shall ceaee and be null snd void. The Mortgagor further covenants as follows: 1. That he will pay the indebtedneas, sa hereinbefore provided. Privilege is reserved to prepay at any time~ ~vithout premium or fee, the entire indebtedness or any part thereot not less than the amount ot one u~stallment~ or one hundred dollara (i100.00), whichever is lesa. Any p~repayment made on otLer tLan su installment due date will not be credited until the next following installraent due date. 2. In order more fully to protect the security of this mortgage, the ~lortgagor, together with, and in addi- tion to~ the monthly payments under the terms of the note secured hereby, on the installrnent due date dsy of each month until the said note is fully paid. w-ill pay to the ~furtgagee as trustee (under the terms of this trust as hereine(ter stated) the follorving sums: (a) A sum equal to the ground rents, if any, neat due, pius the premiums that will nea~t become due and psyable on policies ot fire and ~ther hazard insurance covering the mortgaged property, plus texes and assessmentg ne~t due on the mortgaged property (all as estimated by the :~iort~agce ann of which the Mortgsgor ia notified) less all sums already paid thetetor divided bY the number of months to elspse before one month prior to the date when suchground rents, precniums, E~tte"s~ and assess- ments will beoome delinquent~ such aums to be held by Mortgagee in taust to pay said ground renta, premiums, taxes, and special ~nents. (b) The aggregate of the amounts psysble pursusnt to subparagraph (s) and thoee peyable on the note secured hereby, ahall be paid in a single psyment each month, to be applied to lhe follow~ng items in tLe order stated: (I) ground rents, taxes~ assessmenta, fire, snd other hazard insurance premiums; - (II) interest on the note secured hereby; snd (III) amortizataon of the principal of said note. ~ Any deficiency in the amount of such aggre~ate monthlv psyment ahall, unless made ~ood by the Mortgagor prior to the due date of the nexl, such payment, can.atitute aa event ~efault under his mortgnge. At Mortgsgee'a option, Mortga~or will pay a"late c6arge" not eiceeding~ per centum of any ~nstall-S,~ S- ment wben pa~d more than fiiteen (15) dsya stter the due date thereof to cover the extra expense involved in handling delinquent psyments, but such "late charge" s6a11 not be psyable out of the proceeds of any sale ~ made to satisfy the indebtednesa secured hereby, unless such proceeds sre suffcient to dischsrge the enlire indebtedne,as snd all pmper coats and eapenaes secured hereby. 3. If the total of the payments made by the ~tortgagor under (a) of para~raph 2 precedinr shall e~ceed the amount of payments actuaUS made by the ~iort~a~;ee, as trustee [or ~round rents, ta~es and assessments, and inauranee premiuma, as the case may be, such excess shall be creclitecl on subsequent pbyments to be made by the ~1ortgaRor for such itema or, et ~tort.~aRee's option, us trustee shall be refu~ded to ~tortPa~or. It, hov~e~ er, such monthly pa~ ments shall not be sufficient Lo pay such item4 when the same shall become due end payable, then the ~fort~aRor st~all pa~ to the ~to~rt~ ee as trustee any arnount necesssry to rnake up a~~~69 2537