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HomeMy WebLinkAbout1433 . ~ _ 5 _ to the holder of a lien under a mortgage or similar instrument to which this iKortgage is e~cpressly sub;;~ect; and the~ insurance proceeds or any part thereof if received by the Mortgagee may be applied by the Mortgagee, at its option, either in reduction of the indebted- ness hereby secured, or to the restoration or repair of the mort- gaged property damaged. In the event of forclosure of this Mort- gage, or of any transfer of title to the mortgaged property in ex- ~ tinguishment of such indebtedness, all right, title and interest of the Mortgagor in and to every such insurance policy then in ~orce, subject to the rights and interests of the holder of any such prior lien, shall pass to the grantee acquiring title to the mortgaged property together with such policy and appropriate assig~nment of such right, title and interest which shall be made by the Mortgagor. , 7. (a) In order more ~,illy to protect the security of this Mortgage, the ~~ortgagor shall deposit with the Mortgagee together with, and in addition to, the payment of principal and interest monthly on account o~ the Note secured hereby, until the Note is paid in full, an amount of money equal to the total amount of (i) grAUnd rents, if any, next becomiag due, (ii) the premiums next becoming ' due on the policies of fire and all other hazard insurance required by this Mortgage with respect to the mortgaged property, (iii) taxes, assessments, water rates and other governmental charges next becoming due on the mortgaged property (all the foregoing amounts as estimated . by the Mortgagee and set forth in a written notice of such estimate by the Mortgagee to the Mortgagor from time to time), less all ~ amounts that may already have been paid therefor, divided by the ~ ; ~I number of calendar months to elapse before one calendar ~onth prior, i ` to the ~ate w'nen such ground rents, premiums, taxes, assessments, i water rates and other governmental charges, •respectively, will ~ ~ become due and payable. If any a.mount referred to in clauses (i) ' througr (iii) hereof is required to be deposited by the Mortgagor. ~ under a mortigage or similar instrument having priority over the lien of this Mortgage, the Mortgagor shall make the deposits required ~ by this Pasagraph 7 only in the event of the termination of such obligation under the prior mortgage or similar instrumer_~. The Mortgagor s:~a=1 give prompt notice in writing to the i:or~~agee of the occurrence of the last mentia:~ed event. All such amounts so deposited with the Mortgagee shall be held by the Mortgagez, or any agent designated oy it, in trust to be used only for tht ~:aymer~t of such gzro und rents, premiums, taxes, assessments, wat~.~^ rates and flther governmental charges. No interest shall be pa3rable by the Mortgagee on any sum so deposited. , (b) Ail a~:ounts required to be deposited with the ~Iortga~ee ~ t :~c~y in accorda :ce :~rith Paraoraph 7ta) hereof, and the anoun~ of . ~ - BQOK 174 ~i4z9 ` ~ ~