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S. That he will permit. commit, or suffes ~io~Meste. Nap~~ nt. or deteciaation o[ seid p~openy o~ any pArt
thereof; and in the event ot the (ail~~re oi thr mortgagor to keep the buildings on said premises and thoso tobe
erected on said premises. or imptovements theceon, in good repair. the mortgagee may make such repaits as in its
discretion it may deem oecessary for the propet preservetioe thereot. and the [ull amount ot each and every such
payme~t shall be immediately due and payable, and shall be secured by the lien of thia moctgage.
6. That he will pay ell and singular the costs. charges. and expenses. iecluding reasonable ~lawyer's tees.
and costs of abstracts of title, incurred or paid at any time bythe matgageebeceuse of the Eailure o~ the pert of
the mortgagor promptly and fully to perform the agreements a~d covenants of said ~promissory note end this mat-
gage, and said costs. charges, and expenses shall be imraediately due and peyable and shall be secured by the
lien of this mortgage.
7. That he will keep the improvements now existing or heceafter erected on the mwtgaged ~opedy, insured as
may be required from time to time by the moctgagee against loss by fire and other hezarcis. casualties. and~contin-
gencies in such amounts and for such periods as may be required by mortgegee~ and aill pay promptly, when due.
any premiuaLS on such insurance for payment of which pcovision has ~ot bee~ mada heceinbefore. All insurance
shall be cat~ied in companies approved by mortgagee end the policies and tenewals thereof shall be held by mat-
gagee and have attached thereto loss payable clauses in favor of ar~d in form ecceptable to the modgagee. In
event of loss he will give immediate notice by mail to mortgegee. and moctgagee may make proof of loss if not
made promptly by mortgagor. and each insurance company concerned is hereby authaized a~d directed to make
payment for such loss directly to mortgagee instead of to mortgegor and mortgagee jointly, and the insurance pro-
ceeds. or any part thereof. may be applied by matgagee at its oPtion either to the reduction of the indebtedness
hereby secured or to the restoration or repair o[ the propedy damaged. I~ event of foreclosure of tfiis moctgage or
other transfer of title to the modga~d propedy in extinguishment of the indebtedness secured hereby. all right.
title. and interest of the mortgaga in and to any insurance policies then in focce shall pess to the purchaser oc
gcantee.
8. That the mottgagee may, at any tiaie pending a suit upon this mortgage. apply,.to ~ Fourt.having jucisdic-
tion thereaf for the appointment of a receiver. and such coud shall forthwith appoiat a redei~Tei of the pcemises
covered hereby all and singular. including all and singular the income. profits. issues. and revenues from whatever
source derived. each and every of vrrhich. it being e:pressly understood. is heceby modgaged as if specifically set
forth and described in the graating and habendum clauses heceoE. and such receiver. shall have all the broad and
effective functions artd powers in anywise entrusted by a cowt to a receiver, aqd spCh ap~oihtmeM shall be made
by such coud as an admitted equity and a matter of absolute right to said mortgagee. and tRithoaR~ n+~~'ence to the
adequacy or inadequacy of the value of the propedy moctgaged or to the solvency or insolvency oE eaid mortgagor
or the defendents, and that such rents. profits. income. issues. and revenues sbsll be applied by such receivet
according to the lien of this mortgage and the practice of snch coud. In the event of any defeult on the pad of the
mortgagor hereunder. the mortgagor agrees to pay to the mortgagee on dea~and as a rsasasable moathly rental for
the premises an amount at least equivalent to one-fwelfth (1/la) of the aggregate of the twelve monthly install-
ments payable in the then cunent year plus the actual amount o[ the annual taxes, assessnients, water rates. and
insurance premiums for such year not covered by the aforesaid monthly payments.
9. That (uJ in the event of any breach of this modgage or default on the part of the mottg,agor, or (b) in the
event that any of said sums of money herein referred to be not promptly and fully paid withoat demand or notice,
or (r~ in the event that each and every the st"ipulations, agteements. conditions, and covenants of said note and
this mortgage, are not duly, promptly. and fully perforreed; then in either or any such event. the said aggregate
sum mentioned in said note then remaining unpaid. with intecest accrued to that time, and all moneys secured
hereby, shall became due and payable forthwith. or thereafter. at the option of said mortgagee, as fully and com-
pletely as if all of the said sums of money were originally stipulated to be paid on such day. anything in said
note or in this mortgage to the contrary notwithstanding; and thereupon or thereafter. at the option d said matga-
gee, without notice or demand. suit at law or in equity, may be prosecuted as if ell moneys secured hereby had
matured prior to its institution. The mortgegee may forectose this moctgage. as to the amount so declared due and
i payable, and the said premises shall be sold to satisfy and pay the same together with costs, expenses.and allow-
~ ances. In case of partial foreclosure of this mortgage, the mortgaged premises shall be sold subject to the con-
E tinuing lien of this mortgage for the amount af the debt not then due and unpaid. In such cese the provisions of
~ this paragraph may again be availed of theceafter from time to time by the mortgagee.
' 10. That the modgagor will give immediate notice by mail to the modg,agee of aay conveyance, transfer, or
~ change of ownership of the pcemises.
11. That ~o waiver of any covenant herein oc of the obligation secured hereby shall at any time thereafter be
held to be a waiver of the terms hereof or of the note secured hereby.
12. That iE the modgagar default in any of the covenants or agreements contained herein. a in said note. then
the mortgagee may perform the same, and all expenditu~es (inctuding reasonable atta~ey's Eees} made by the
mortgagee in so doing shall draw interest at the rate set fath in the note secured heceby, and shell be repayable
immediately and without demand by the mortgsgor to the modgagee, and, together with interest and costs accruing
thereon, shal( be secured by this modgage. -
13. that the mailing of a written notice ar demandaddressed to the owner of rec~d of the modgeged premises,
or directed to the said owner at the last address actually furnished fo the modgagee, ot directed to seid awner at
said modgaged premises, and mailed by the United States mails, shall be sufficient notice and demand in any
~ case arising under this instrument and cequired by the provisions hereof or by lsw.
~ 14. The mortgagor further covenants that should this mortgage and t6e note secured 6ereby not be eligible
~ for insurance under the National Housing Act within ~~YS from the date hereof (written statement
~ of any offiger of the DepQ,st~gnt~ aE; Hc~usjn~ aad,~Jtban Development ot authorized agent of the Secretary of Houa-
; ing and Urban Development dated subsequen~ Jto the time from_ the, date of this ~nortgage,
~ decUning to insyc~ said note and this mortgage, being deemad~coa~lusive proof of "such'lneligibility);~the mortga-
~ gee or the holder of the note may. at its option, declare all ~ums secured hereby immediately due and payeble.
~ The covenants herein contained shall bind, and the benefits~ and advantages shall inure to, the tespective
heirs, executors, administrators, successors, and assigt~s of the parties hereto. Whenevet used, the singular num-
~ ber shall include the plural, the plural the singular, and the use ot any gender shall include atl genders.
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