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HomeMy WebLinkAbout0943 tenanc~ to his dwelling unit. E. APPROVAL OR DISAPPROVAL OF MATTERS. Whenev~r any de ci- sion of a dweliing unit owner is required upon any matter, whether ar not the subject of an Association meeting, such decision sha11 be ex- pressed by the same person who would case the vote of sucin owner it in an Association neeting, unless the joinder of record owners is specifically required by this Declaration. ARTICLE X INSURAt1CE The insurance, other than title insurance, that shall be - carried upon the CondominiWn property of the dwelling unit owners shall be governed by the following provisions: A. AUTHORITY TO PURCHASE~ NAMED INSURED. Ali insurance policies upon the Condominium propert5~ shall be purchased by the As- sociation. The named insured shall be the Association, individually, and as agent ~ or the dwelling :~nit owners, without na~r.ing them, and as agent for their mortgagees. Provision shall be made for the issuance of mortgagee endorsements and memoranda of insurance to the mortgagees of dwelling unit ow:ze rs. Such po?icies shall grovide that payments by the insurer for losses shall be made to the Insurance Trustee for the benefit Qf the beneficial dwelling unit owners, and all golicies and their endorsements sha.ll be deposited with the Insurance Trustee, and with the mortgagee, if required by the mortgagee. The dwelling unit owners rr.ay obtain coverage at their own expense upon their personal progert.y and f~r their personal liability and living expensa. ; B . G 04'ERAGE . 1. Casualt . AI1 bui~dings and improvements ` upon t e land shall be insured in an amount equal *o the maximum insurable replacement value, excluding foundation and excavation costs, and all personal property included ' in the cammon elements shall be insured for • its value; all as determined annually by the Board of llirectors of the Associatian. Such coverage shall afford prote ction against: ~ a. Loss or dama e by fire and other hazards covere by a standard extended coverage endorsement, and b. Such Cther Risks as from time tc time shali be customarily covered with respect to -12 - ~OOII ~ ~ , . . ~~.4tJ'.<-.~`i"+"1 .f~. ~ ='w& , , _ 4` 3 - - ..a r-r..~~.3 s..,.