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HomeMy WebLinkAbout0692 rt~.~i•,~i h.~srh~ !i:llc ~.~.,rr.~nt tiu• trtie• t~~ ,nid I.~rzd. .inc! e•~rt~ ~>art thc•r~~~~l. .~nd ~~~li dr•fr:~t? thr~~:~r•~, ~r.~:~;~! (ftr :.,~~tu: ~ ia:r;» ul .+Il E,rts.u» H•hc~:;;:~x•~'c~t. f~h'(1\'IC~F~:I) ~1l_1lr\1'S. .~nit thesr prrs.•nts ,~rc• rxrcati•d ~~nd drl~~rred upun the fuUuw•?nK cond~tions, to w?t: , 'fh~• r.~~,r!~;.,~;ur .~Kr~•~•s t., thc• rr.urtRaKrr. ur ~,rdc~r. thr pnnctp~~l ~um of SEVENTE.`'.`~l TitOC;SANll FIVE :iU:1llRED FIFTY 'a'.1D NO/1017-------------------------------------------------------- (~,~:l.+r~ t~ 1%,>jO.OG .+s r~~denrEd bc a not~~ ~~f c~~•en date hcreN•ith. ~ctth interest fcum el~~tr ,,t t'r.~• r„tc~ .+t s~ven ~c r~nium ( 7'~.) per annum on the unpa~d baluncr untii p.+i~l. The s:~ed pr~nrip.~l and ~nterrit shall bc: pa~able at the oE(ice of J. T. STF~d1~t'I' MORT~'~AGE COt~IPA*IY, IIvC., Suite 300 - 1Q0 tl~racle riilc, Coral ~ahles, Florida .~r ,~t .u~~h o!hrr placc .~s the holde~ u( the nutr mn~ dcstKn,~te in w~rit~nK. ~n monthly~ tnstaltments oE One Hundr~d Sixteen atttd 88/100-------------Doilars ~S l10.88 comn~enc~ng c~n the tir~t At+~ oi Nover,ti~er . 19 71 , atid or, the first d.~~• oi c•ach month thereafter untiltheprincipat .~nd imerc~~t are fullt pa~d, c~xcept th.+t the final pa~ment ut ps~ncip.+l and ~nterest, if not soone~ paid, shall be dur .~nd Er+tabir un thc ftrst da~ o! Octoi~e~ 2Q01 ~ And ~hall dul~, ptor,iptl~, :~nd fu11~ ~tturm, d~schar~,e, executr, r[iect, complete, and cumpl}~ with ~+nd ahide ~•..ch <~rtd e~c~:c th~ stipulat~:~ns, aKrrrmrnts, condiU.~n., and corenants of s:~id promtssor~• note and oi th~~ .:,:~rti::~~;e, thc~n this snort~;age .+nd the t~~tatc• hercb~• cn•ated sh.~ll ce.+~e and be null and ~•oid. ; :\nd thr :aort~;.~~;or further cu~•rnants as follu~~s: 1 Th.,t hc w?11 p.~t• the ?ndebtcdnrss, as heretnbef~re pru~~~ded. Pri~•ilege ~s resen~ed to pa}• the debt in w~hole, ur in .+n ~~r~uunt equal to one ur more munthl~ pa~'ments on the pnncipal that are next due on the note, on the first ~ ~~f <~m month prior to maturih•: l~.,•: :.r. how•eaer, that ~~~ritten notice of an intention to exerc~se such pri~~ilege = i. ~~~~•n .it le~ist thutt (30) cla~s pttur to prepa}ment: and, proti•ided further, that in the e~•ent the debt is paid in ;ui: Fuio: to matunt~ and ~+t that t?me ~t ~s ~nsured under the procisions oi the National Housing Act, he w•ill pa}• to _ m,~rt~;.+Rf•e an .~diust~~d E~rem~um charKc• of c;ne per centum ~1`) of the orik?nal principal amount thereof, excep: ; t}:,~t in no r~ent ~h.~lt th~~ ad~usted premiura exceed the a~rrgate amount uf prcm~um charges v~~hich would ha~•e f :~t~e•n p,+cah:e ~i the mortga~e had cunt~nued to be insurec: unt?l maturit~~; such pa~•ment to be applied bl• the mort- y ti<,~;re up.m ~ts ohliKat~on tu !he Secretar}• of Housin~ and Urban Decelopment on account oE mortgage insucance. - That, ~n .xe+.er morr fully to protect the secur~t~~ ot thiti mortgage, the mortgagor, together veith, and in add~- ~ t~.m c.~. the munthl~ payr~~ents under the terms uf the note secured hereby. on the t~rst day of each month unt~t the - ..,~~3 ~~,r.~ f~~11~ 5~:,«i. u~ll pa~ to the :r.ottka~,ee the lolloa•in~ sums: A? ~:;r,t ~uff~. irnt t~ prucidr thr h.::~::: :c::.`. :::r.c'.s :o pac thr nr~t r.:~rtKabe insutancr premwm it th~s snstru- 3 ~~•nt .~ndthe n~~tr se~rurc•d hrrrt,ti a:~~ in~urrd, :~r a r.~ntht~ c•harFr i~n Iiru ~f a mortKaKr insurancr prrrr.wrt:) ii theti are :x t~rld 'ho ~rcrrtar~ .~f H,~uti~r•y; and l'rhnn Deccl~~p.^.tent. as f~~:I~,u•s: (t .~n,! 1~~nk a~ .a:d n..~tr rcrn .~ate artil th:s ~nstrurt.rnt arr ~nsurrd or arr retnsurrd under the pro~is~.~~s a( thr ~nei F1 •u~:n~ A. t. an arr.,~unt >ufftcirnt tu acrur.:ulat~• in the h:~nds o( the hoi~3er ~~nr ~ il r:oneh pn~~r tv it~ .fur _ :hr ..~nu.~l ^..rtF.~~;e• ir:surafur prrn.~um. ~n ~~rdrr to pr,,c~de su~h h:~ldrr uith funds t~, E~a~' SuChpremlum to the . re t..n .~t Il ~~;.~n~; dR~~ ~~fL'aR D~•~rl.~~ ^:rnt {~v: suant t.~ thr ~iat~onal Huus~nR A: t. as acr.rnded, and 'dpplirable Rr~;u- ;.~u„n: ti~~ re•undrr. .,r II j1 :d ~ n~. .esd n• tc~ .~f r~rn .:e!r dm.i thi+ enstrun.ent ate held h1' thc Srcrrtar~ ~~f Housin~ :~nd l'rban Decel.~p- - a n: nthl~ . h<,r~r , ~n il~'U :+f a...~~rt~;a~r ~n.urunce prer^ turn ~ Khi~ h sfiall t,r tn an ar.:~~unt ryuaI t~~ une-iwc~lfth ~ ~ 1 1:: .t _~n~~-i~v':f p~•r :rr,tur.: ~~1 thr a':rratie „u;~tandin~ balanir dur ~n thr nute c~~mputrd wtthuut tak~ng in[•, ~ :,:i a. ::nt .1r:inyurn~ tc•s :>r prrpey~mrnt., - - .,ir ~..;;,e: t: the• ,;r. .:nd nnt.. if anc. nrxt ~1ur, plu~ the prr^ iur.:s that w'sll nrxt brc;;me due and payable .~n poLi irs •t ..mi :~?1er =:asa~a ~n~i:ranc~• coc~•t~n~; the -~.~rtgagrd prupertt': plus texrs and assrssments next due e~n the ~~.ort- - , ; n~~~ rt•. ~.,i: e> r~:~r°~t~•d ht Shr r.;rt~,e~;rr~ a.~ ~u,::~ e~trau~ E~dta~ theretor di~'~ded b~' the number o[ months = t.'~~~~iap.~ hrt m nr ^..mth ; n:a t, thr .iatr Hhen ~u~h~Rn~und rent~. prrrr.i~~r.:t. taxrs, and assessments witl becorr.r Ce- = iu~.~.rn•. .u•h > ~!+r he•id h~ rr..~!tin~,~•r in trus! t: pac +did kr~~und rents, prrc~wms. taxes, andsprc~alassrssr.;rnt~, ..r.,! .-.enu..n~~d ~n ;h.~ tw• pre. rd~nR suh.r,ti~:~ns ef this pa:a~;repn and all p~fmrr.ts t~~ be :nide undrr !hr n.~tr ~ •lu r~ ~h.+:l he~ a~'.dc•d t>~rthcr and the e~;~;rrKatr aT.:~unt thrt~•:~( shall br pdid b~ thr r..o[t~{a~,~~f rach n:cnth ~n a ~~nr'.a• p.+t~~~•nt : :~r a,~;.lird G~ ?hr ^:~rt~;e{rc t,~ !hr fc:1~~N~tnK ~trms in thr ~~rdrr set I~.rth: - ~ r~•r~u^ .'r.er~c•~ un.i~•r :hr c ntre:t .~f ~nsurdnr~• K:th the ~r~rrtar~ 01 H~us~n~ end Crhan Decelopmrnt, or m.~nth:c ;s as the i a~e ma~ br, :.orti.~ ~ in .iru ot r:~ri~:d~r ~n. ra:lrr ptr~r.turr. - !I~ ~n ~nd rrnts, taxcs, a.srssm.r~ts. (~rr. and .+iher hardrd ~nsurenc r prrmturr:~, - II1~ intrrrst -.~n thr n~.te srcurrd hrrrG~~, and - ~(~'t e~ .rcitatl.~n ~~f thr prtnupai of said n.;te. - An~ dc~f?z~c~nc~ in thc ar-iount of such d~regate monthl}• pa}~ment shali, unless m~,de ~ood b}• the mortgegor pnur t<~ the d~e date uf the next such pa}ment, const~tute an ecent of default under this mortga~e. The mortRa~ee rr.~~ coliect d"late charKe" nnt to exceed tw•o cents t2e1 for each ~ollar ES1) of each payment more than fifteen '~a ~ 1~~ da~s in orrrarc to cuver the extra expense ~m•ol~ed in handlinK deline,uent pa}'ments. 3 That iE the tutal of the pa~~ments made b~• the mortgagor under ~ I of paragraph 2 preceding shall exceed tL~• .~^uuat of pa~r.:rnts actualit• m+de bv the mortg~gre. f~r gewnd rents, taxes and assessments and insurdnce ; r~•e ~u:r~. .,s th~~ ca.e md~ tx•, surh excess shal; be credited b~• the mortgagee on subsequent pa~~ments :o be - ~r..~~it• b~ th~~ m.~rtKake~r If, h~~e~~cr, thr monthl~• pa~ments made b~ !he mc~rt~a~or under !1:!of paragraph 2 pre~- - c r~d,r,~ .h.~i! nut be ~uffici~•nt to pa: Rr~>und rents. taxes and assessm~~nts and ~nsurance premiur~s, as the case ` r:.,~ ~~t'. Aflen tht~ ~ame sna1: bc•cume due and patable, thrn the mortg~gur sttal: pa~~ to the mortgagee an~~ amount "Vs? nc•ce•tisar~ t~.~ n:akE• u~~ thc• d~~ficit•nc~~. e~n or bef~xe the datr w~hen pa}•ment ~f such ground rents, taxes, assessments, _ ~n~~~~..n:.• :~r~~^~.w:~~ sha:l he due. If :,t :+m !?rie the• mc~rlK~,gar sh~ll tender !o the mottgagee in accordance w•~th - !h~• .i~~n. ~~f the ^~~tc~ ~~cc;^:~ h~c:•~~ 'uit Y:+~ment uf the entirt~ tindebtedness represented therebt•, the mort- : ~~<~k~~c~ .h,i~~. sn c-or.:E~utin~ t!,e ~+muur.t .>f ~uch ~ndebtedness, credit to the accc~unt of the murtgagor all pa~ments = .,,.;r uncier !he pruciti~~~ns ~,t i ~,t pare~,taph 2 hereof uh~ch the murtgagee has not become obl~gated to pavto - tir~-ret~~n ~~t H~.u~::.^•~: .+ad l~rban Ueve;opment and am~ balance~ rrma~ninK ~n the funds accumulated under the _-=j ~,c :.~,•rz~ : ~.,:d ~;.,:.+gr~ph If thrre shall be a def~ult under any ~f the pro~•istois uf this mocteaee. re- - ti:;;t,n~, ~c~ ~,ubiic s:;ie ~>f thr pr~~:nisrs cc~~ered ierc•b~•. o~ if the ^~~~r?Ka~,ec~ acqwres the property vthetw°~se attet ~ ~?~~t,~c,t, sh~~ murtKa~er ~h~ti appt~. .+f the t~me ~~f the co:~:rnencerarnt uf such proceed~n~s or at the t~mr the prop- `_J: ~•rr~ i~ ~~thrr~aise .+cquu~•d.:hr !~a'.ance thrn rerra~ning tn the funcis ecrumi:iatrd under ~ of para~caph 2 precedtnK - rr~~a:t .,Ka~nst !h~~ .+:-:~~unt ot pnnc?ya! tn~~n rerr.i:n~nR unpa~d under s~,~d note aad sfiaU ptoperived~ust an}• F~.+~ r~e~ts ~ah?ch sh.~il hdt e been made under iu ; uf se~d paragraph. - J Th~t he uitl p~~ al! taxrs .+:~sessments, u•ater rates, and other ~occ•rnmPntat c~r mumr~pal char~es, f~nes. : ;.r ~~p,~~~t:+~ns. !c~r ah~ch prrn iet.>n h.~~ not bee•n ^:~ide hcrr~nbrf~xe, and tn def~uit ;hereof the murtg~~ee ma~ aat th~• _,_1 Ssr ~~r:_. :~c•iitier the uff~c~aI rece~pts thrref.+r tc~ the mortr;agee. = - g~~~ 1~6 692 w . . ~