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HomeMy WebLinkAbout1205 , . ~.i;(7 I' i~f!t'..~Y~.,! ~:~~t•~ ht•[t•h\ ~:iliC `A'aLL.~CI~ itit' llllt' l~~ 1.~1(~ '..,nd. .,nd l•~~t'f\ pd[t ~fic'rc•,,f. and \\'1~~ 4t'1c':1i1 (!1C >.~^:c• .~t.~:r.~t thc~ :.,•.~ti:i ~:.~imc c~~ all p~rti.~ns t~hur.~stx~trr P1~'(11'ICE:I~ :~Lt1A1'S, c~nd these t~rr~e:us are exc~~ u!~d ~nd deli~. red upon the foUoH•?nk caaditiuns, tu .rit: '1't:r mort~;:~~;~~t .~~t~•rs t.~ p~~~ the mur,Ea~«•. .~r ~~rder, thr• pnncipul ~ucn ot PIGHT~t THOUSAAID NINF .NNDd~ED aad 00~100----- ' ij 18~8(~~~ ,+s r~idenred b~• a~wte of r~en d.~tr h~n•~~•~th. ticith inte-rst frum datcr :~t [1:~• uer centum ~ _7~ pEr annum un the unpaid batance . . ,i,itsl E~aid. The ~aid princip:+l and interest shall be pa)•able at the ofiice of ~ICO MQSTG~GE C08PORATION, P. 0. Boz 3131, liiami, Florida 33101 ~.~r at ~u~h o:her plac< <~s the h.~lder ut the note md}~ designatr in w•riting, in monthl~• ~nstallment~ ot ONIS ~ T~N'I'Y FIYL aDd 87~100-- -~---aol:a~s (S 125.87 com~r~rnc: ~ng on thr first d~+~• of Feb~~y , 19 72. and on the E~rst aa~• of each month thereafter untilthepr~ncipal ~,nd intere~t are full~• paid, except that the tinal pa~•ment of princip~+l and interest, if not sooner paid, shall be due ~=id pa~~able on thr first da~ ot ~j~gry~ ZQQ2 ~nd sh~ll dul~, pcomptl}•, and fulit• pertorm, d~scharge, execute, eitect, comolete, and compfy «•ith dnd abide bt r.,ch and ecer~~ the stipulations, aKreements, conditians, and co~•enants of said promissory~ note and of ihis r.u,rt,:~~,e, thrn th~s mortgaKe and ihe e: tate hereb~~ crrated shall ce~+se and be nul! and ~•oi~+. :\nd thr murtgagur turther co~-enants as folloti•s: 1. That he kill p:i~• the indebtrdness, ~s hereinbefore pro~•ided. Pri~•ilege is reser~~ed to pa}~ the debt in w•hole, ~>r in an amount equal to one ar more monthlt• pa}•menis on the principal that are next due on the note, on the first ~~t an~~ month prior to matur~h•: f'r~~~:l. -i. howe~~er, that ~eritten notice of an intention to exercise such pri~~ile~z rn ~~t least ihirty (30) dat s prior to prepac•ment: and, pro~•~ded further, that in the ece~i the dzbt !s paid in ;~11 ~~nor tu maturitt .+nd at that time it is insured under the pro~~isions of the ~lational Housing Act, ne ~+~itt pa~• to thE~ m~~rt~,uKee an ~djustrd premium charge of one per centum (1"1 of the original principal amount thereof, except t~:,t in no e~~ent shail thc adiusted premium exceed tfie a~regate amo?snt of premium charges which w~ould have bern pa~•able if the mortRage had continued to be insured until matuntt•; such payment to be applied b~• the rr.ort- ,;aKee upon its obli~ation to the Secretar~~ of Housing and Urban De~~elopment on account of mortgage insurance. 'Chat. ~n order more fuil~• to protect the securit~~ of this mort~age. the mortgagor, together Hith. and in addi- t~un tu, the monthlt pa}~ments under the terms of the note secured hereb}'. on tfie first da~~ of each month un:il the ~~,~d nute is Eullc ~'~~d. ~~~iil pat~ to the mort~a~ee the follov~ing sums: t . Ar er...~un: sufftrnmt to pn~~:dr thr hrld~•r hrrcuf ~tth f~nds to pac thr next maribagr insutan~r prr~.iuc: i! thts ins:ru- rnrnt .~nd the nutc• ~e. urrd hrtrbc err m.ured. ~;r a miinthly' chut~;e I~n 1?ru of a a:urt~aKr insurencr prrrr.tuml if they are h~•:d t~~ thr ~rcn~t~ry of HuusinK and Urban Drvrl~~pment, as fotlou's: . o~ ..f rl.P Il .~~a._ ti., ~..1~, _>o~~ a.l:. .....a .a.... ..-a.s.-a-.i.. u:. . . . \at,~~na1 H~u~ir.~ Act. an am..unt sufficirnt t., accu~ulah in thr hands oi the holder one il) munth pnor to ds due .3.,tr thr annual r.,urtta~i• insurancr prrr.;ium. in ~~rder to pro~•idc such fiuldrr •.ci!h funds to pay suchprer.:ium to thr Sr. rrter~ ~.f H.~usm~ an~ Urben Dr~•rl~~pmrnt pursuant to the Natwnal Housing Act. as amended, and app:icablr Rrtiu- ` inti.mn thrrrundrr, ur f ~I, a~i} s~~ I~~n~ a> said n~,t~• ..f a•crn datr and this ~nstrument are held by the Secrrtar~~ o( Housin~ and UrGar Decr1~P- f nrnt, a r.:onthl~• char~;e (~n lieu of ~:r,ort~;atie insurance prrm~um~ w'hfrh shall be ~n an amount eyua: to onr-t•.~r!fth i 11 12} of unr-half per centum o( the acrragr uutstanding balance due on the note computed K'Itt1UUL taking ir.t~ s ount dr(~nyurn<-~es ur prrpu~~mrnts, s ~ A suz: eqoai to the Kround rents, :f an~, nrxt dur. plus the prrnuums that ve~ll next becume due and pa}-ablr on poluies ~ ~t f~re and othrr harard ~nsurenre rocerin~; the r..urtKagrd property. plus taxes and assessments nrxt due on the mor[- z ~:~K~'~~ Proprrt>' iall as r~hmeted M thc r.:urtkaheri Ir.s a:l sums alrrady paid therrfor dia•ided by- the number of months rn e•Ia;~.r hrf~~rc• ~~nr .^.,unth prior thr date Hhen su~h Kr.,und ren:s, premt~ms. taxes, and assessments w~ll become de- :inyurnt. ~uch su:r.~ t~~ b~• hrld bt r-~.ort~agee in trust tv pay aa~d ground rents, premiums, taxes. andsperialassessr.~ents, s and i 4 ~~:l ~~~t^~•nt. T.rntiunrd in the t:ce~ precedink subsrctiuns ~f this puragraph and all payments tv br r.~adr under thr n~~te € ~e•rur~•d hrrrb~ ~ha;l br addrd to~c-ther Nnd thr dF~Tr~+atE• dR:JIIIIi iherrof sha(1 be patd ba the r.~ort~agur each munth tn a r ~~n~:c• pntin.rnt to br .+ppiird b~• the ~~~rttie~rr. t~~ thr (ollow'inq items ~n the urder srt furth: (1) pr~•^.iurr cher~rti undc•r the rontraci o( insurance u•ith the Secreta?y ot Housing and l'rban UP~rtuprr.ent. or r;.~:eth1~ 3 ~ harF~• ttn l~ru of ^.~~rt~;a~r ~nsurance prem?um), +,s the case may be, c,1(i y;n>und rrnt~, t~xrs, assrssmrnts, fire. and ~ther hazard tnsurance premiums; ~ ~1II; intrrrsl on thr nvtr secured hrrrby; and, tl~') an.•~rtt[ahun uf thr principal o( said nute. ~ :1n~ ~?ef~cienct• in the ar~ount of such a~regate monthly pa}~ment shall, unless made good by the mort~a~or ~ pnur to che due date of the next such pa}~meni, constitute an event of defauit under this mortgage. The mortKagee rr:~~t c-ullect "late ch:~rKe' not to exceed t~~o cents (2C) for each dollar (51) oE each pa~~ment more tnan fifteen Il~) da~~ ?n arrears to cocer the extra expense ~m~ol~•ed tn handling del~nquent pa~~ments. 3. That it the total of the payments made, by the mortgagot under (LJ of paragraph 2 preceding shalt exceed tne amount uE pa~•ments actuaily m~de by the mortgagee, for ground rents, taxes and assessments and insurance . prc•m~um~. as the case ma~• be, such e?ccess shali be credited b}~ the mortgagee on subsequent payments to be ~ made b~~ the mortKaKur. If, how•e~~er, the monthl}• payments made by the mortgagor under (f~i of paragraph 2 pre- - cedinK shall not be sufficient to pay ground rents, taxes and assessm~~nts and insurance premiums, as the case ' mat' be, u•heR the same shall become due and payable, then the mortg~gor shall pa}• to the r.iortgagee an~~ amount _ necessary to makr up the def ~c?ency, on or before the date when payment oE such ground rents, taxes, assessments. ur ~nsurance premiums shall be due. lE at an~ time the mortgegar shalltender to the mortga~ee in accordance with th~• prn~ isions of the note secured hereb~~. Cuil payment ot the entirc indebtedness represented thereb~•, the mort- ~,aKee shall. ~n cornputin~ the amount of such indebtedness, credit t~ the account of the mortgagor all pa~•ments =3 madc• under the pro~•isions of !u I of para~raph 2 hereof which the mortgagee has not become obiigated to pay to '3 tl7e Secretar~~ of Huusin~ .~nd Urban Development and ant• balance remaininR in the funds accumulated under the f pn~~~?s~~~ns of ll,i of sa~d paraKcaph 2. If there shall be a default under anp of the provisio~s of this mortgage. re- F - su!t~n~; in publ?c sale ot the premises covered ~eseby, or if the mortgagee acquires the property othera~ise after ; - de~t.~ult, thr muttRagee shal! apply, ~+t the t~me of the commencement of such proceedings or at the time the prap- - rrt~ is uth~•ra~se acquued.the balance then remaininK in the funds accumulated under /l~l of para~raph 2 preceding `-y as a crc~dit .+Rain~t the amount of principai thrn rema?ning unpoid under said no,e and shall properlyadjus? an}~ pa~ments u~htch sh~ll ha~•e been made under (u 1 of said paragraph. -3. That he will pap all taxes, ~ssessments, water rates, and other go~•ernmental or municipal charges, fines. ur ~mpo~~tiuns, for which pro~~is~on has not been made hereinbefore. and in default thereof the mortgagee may pay ' - tht~ same, .~nd that hc~ will promptit• dt•tiaer the o[ficial receipts therefor to the mortgagee. ~F 8a~x 198 ~~E120~ _ _ _ _ _