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HomeMy WebLinkAbout1416 in companies acceptable to the Board, in amounts equal to the maximum insurable replacement value as determined annually by the Board. The ~ premiums for such coverage and other expenses in connection with the insur- ance shall be paid by the Association and deemed a Common Expense. The company or companies with whom the Association shall place its insurance coverage as provided in this Declaration must be reputable companies authorized to do business in the State of Florida. ~ 2. Loss Payable Provisions. All policies purchased by the Association sha11 be for the benefit of the Association, all Owners~and their mortgagees, if any, as their interests may appear. 3. Surplus. It shall be presumed that the first monies disbursed in payment of costs of repair and restoration shall be made from the in~urance proceeds; and if excess proceeds remain after the payment of all costs of the repair and restoration, such excess shall be distributed to the Association's General Fund. 4. Plans and Specifications. Any repair or restoration must substantially conform to the plans and specifications for the original im- provements, or to plans approved by the Board, which approval shall not be unreasonably withheld. 5. Such Additional Insurance shall be carried as the Board of ~I Directors may from time to time determine to be desirable. k 6. Each Owner shall be responsible for purchasing at his own i expense, such additional liability insurance as he may deem necessary to insure against acc:dents occurring upon his Unit, and for coverage on his own personal property. 7: Prior to Cessation of Development the Developer shall have all of the rights and obligations of the Association relating to insurance and the proceeds thereof. r -13- aoox201 P~f1414 F _ p ~ ; m ` ' ~-~~,~.y ~S-... r w~ y.~' } _ .~~~~.4~ .