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3. To pay all and singular the taxes, assesamente, levies, liab3lities, obligarion,s
and encumbrances of every nature on said deacribed property, each and every, be=.•
fore they become delinquent and no later than 90 days after the same sha11 several-
ly become due and payable according to law, and if the same shall not be promptly •
paid SMA may at any time either before or after delinquency pay the~sane without
waiving or affecting its option to foreclose, or any right hereunder and~every~
payment so made shall bear interest from the date thereof at the rate of Ten.(lOX)
percent per annum. ~
4. To deliver to g~, on or before April lst, of each year, tax receipts eviden-
cing the payments of all lawfully imposed~taxes for the preceding calendar year;
to deliver to g?yA receipts evidencing the payments of all liens for public im-
provements within ninety (90) days after the same shall become due and payable,
and to pay or discharge Within ninety (90) days after due date any and all govern-
mental levies that may be made on the mortgaged property, on this mortgage or
note, ar in any other ~ay resulting from the mortgage indebtedness secured by
this Mortgage.
5. To furnish to SMA policies of hazard insurance on the building and all equipnent
~ and personal property now or hereafter on.said premises covered by this mortgage;
that such policies of hazard insurance shall be placed with companies and in
am~unts approved by SMA, but it is hereby stipulated that the mortgagor shall
have reasonable freedom o£ choice in the selection of the company or campanies
with whom the.insurance is placed such insurance shall be carried in amounts
which SMA may deem sufficient for its complete protection, but in no event shall
insurance be carried for fire in an amount less than the principal sum of this ;
mortgage (hazard insurance shall be defined as being insurance against loss to
the physical property described in this mortgage and/or loss or financial or
personal impairment of the mortgagors from fire, Windstorm or any cause vhatsoever
wherein such loss or impairment could affect the security of this mortgage)~
S uch policies of hazard insurance shall be delivered to SMA one full business
day prior (if not a legal holiday, and fn tha[ event, one day prior to such legal
holiday) to the expiration of existing insuranc ~ g ailure on_the part of the
mortgagor ta deliver to the main office of gMp such policies of insurance shall
~onstitute a breach of this mortgage and at the option of gMp , the entire amount
of the principal and interest due may i~ediately mature, and g~p i~ediately
and without notice may institute proceedings to foreclose this mortgage or at
the option of SMA, policies of hazard insurance may be placed by SMA in amounts
and in companies selected by gMA for its protection, and the mortgagor ~covenants
and agrees that the premium or charges for such hazard ir:surance is to be paid to
the insuring companies by SMA and such premium or charge so advanced shall be
paid to S1~1A by the mortgagor as a part and condition of this mortgage.T he poii~y
or policies shall be held by SMA and shall be made payable to S~ by having
attached or contained in the policy or policiP~ a hew York S[andard Mortgage
! Clause without contribution making loss or losses under said policy or policies,
~ each and every payable to SMA, as its interest may appear; and in the event any
j sum of money becomes payable under such policy or policies. g~p shall have the
~ option to receive and apply the same upon the payment or payments last payable
~ on the indebtedness hereby secured, or to permit the Mortgagor to receive and
use it, or any part thereof, for other purposes, vithout thereby ~iving or im-
~ pairing any equity, lien or right under and by virtue of this mortgage he
~ placing of such insurance and the paying of the premiums of such insurar~ce or any
part thereof by S.'~!A does not vaive or affect the option of giyp~ to foreclose or
any right hereunder and each and every payment of insurance so made shall bear
interest from date of payment thereof at the rate that the mortgage note hereunder
bears. If SNIA acquires title to the property hereinabove described by fore-
closure proceedings or otherwise, any unearned premiums on any hazard insurance
covering the property and held by gMA are hereby assigned to and shall belong
to SMA. If at any time during the lien of this mortgage any insurance policies
shall be cancelled and returned premiums available, these returned pr a^iums
shall at the option of SM1~ be credited against the indebtedness secured hereunder.
6. In the event an;~ losses shall be payaSle on any insurance policies of the de~ised
premises on the equipment and persor.al property therein contained, the mortgagor
~ and all successors in tltle ar.d al-l persuu9 noW or ~~ereaf[~:;c nol3i.i~ ir_f¢: ie:
';rr.s tt~~~ da~a~,c~ ar.d~c•r destroyed prorcrtv hereby a~noint the holder hereof
k~
~ ~.er.t and attocney-iR-.'act to e~dorse such proceeds che^k or draft or checks or
drafrs for ~he nurposE, at the option of the nartbagee, of applSing thm~ against
~ the princiaa: and :r~rerest due on the promissory note secured hereby.
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~ 1. To peroit, ce~amit or suffer no waste, impainaent, abandonment or deterioration
~ of said propertq or any part thereof, and upon the failure of the rlortgagor to
~ kPeg (he buildings or. said prope.-cy in good condition of repair~ SMA may demand
~ the :~e;liate repa~r of said buildinga. or an increase in the amount of security,
~ or the immediate repay~oen[ of the debt thereby secured, and the failure of the
~ liortgagor to comply vfth said de+mand of SMA , for a period of thirty (30) days,
~ shall constitute a bre.ach of this mortgage, and, at the option of S~. i~edfate-
ly IDeture the entire anount of principal and interest hereby secured, and SMA
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