HomeMy WebLinkAbout2512 3. To pay all and singular the taxes, aseesemeIIts, levies.~liabilities~ obligations
and encumbrancea of every nature on said deacribed property, each and every, be-
fore they become delinquent and no later than 90 days after the same shall several-
ly become due and payable according to lav, and if the same shall not be promptly
paid SMA may at any time either before or after delinquency pay the same vithout
vaiving or affecting its option to foreclose, or any right hereunder and every
payment ao made shall bear interest from the date thereof at the rate of Ten (lOX)
percent per annwn.
4. To deliver to g~p, on or before Apt11 lst, of each year, tax receipts eviden-
cing the payments of all lawfully i~?posed~taxes for the preceding calendar year;
to deliver to gt~p receipts evidencing the payments of all liens for public im-
provements within ninety (90) days after the same shall become due and payable,
and to pay or discharge vithin ninety (90) days after due date any and all govern-
mental Ievies that may be made on the mortgaged property, on this mortgage or
note, or in any other way resulting from the mortgage indebtedness Secured by
this Mortgage.
S. To furnish to SMA policies of hazard insurance on the building and all equipinent
and personal property now or hereafter on said premises covered by this mortgage;
that such policies of hazard insurance shall be placed with companies and in
amounts approved by SMA, but it is hereby stipulated that the mortgagor sha12
have reasonable freedom of choice in Lhe selection of the company or companies
with whom the insurance is placed euch insurance shall be carried in amounts
vhich SMA may deem sufficient for its complete protection, but in no event shall
insurance be carried for fire in an amount less than the pYincipal sum of this
mortgage (hazard insurance shall be defined as being insurance against loss to
the physical property described in this mortgage and/or loss or financial or
personal impairment of the mortgagors from fire, windstorm or any cause whatsoever
wherein such loss or impairment could affect the securfty of this mortgage).
S uch policies of hazard insurance shall be delivered to one full business
day prior (if not a legal holiday, and in that event, one day, prior to such legal
holiday) to the expiration of existing insuranc ~ g ailure on the part of the
mortgagor to deliver to the main office of S~ such policies of insurance shall
~onstitute a breach of this mortgage and at the option of g~p , the entire amount
of the principal and interest due may i~ediately mature, and g~p immediately
and without notice may institute proceedings to foreclose Chis mortgage or at
[he option of SMA, polfcies of hazard insurance may be placed by S~ in amounts
and in companies selected by g[~ for its protection, and the mortgagor covenants
and agrees that the premium or charges for such hazard insurance is to be paid to
the insuring companies by SMA and such premium or charge so advanced shall be
paid to gMA by the mortgagor as a part and condition of this mortgage.T he policy
or policies shall be held by SMA and shall be made payable to S(yA by havfng
attached or contained in the policy or policiP~ ~ hev York Standard Mortgage
Clause without contribution making loss or losses under said policy or policies,
each and every payable to S~p, as its interest may appear; and in the event any
sum of money becomes payable under such policy or policies, S~p shall have the
option to receive and apply the same upon the payment or payments ]ast payable
on the indebtedness hereby secured, or to permit the Mortgagor to receive and
use it, or any part thereof, for other purposes, without thereby waiving or im-
pairing any equity, Iien or right under and by virtue of this mortgage he
placing of such insurance and the paying of the premiums of such insurar.ce or any
part thereof by SMA does not vaive or affect the option of S~yp to foreclose or
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any right hereunder and each and every payment of insurance so made shall bear
~ interest from date of payment thereof at the rate that the mortgage note hereunder
: bears. If SblA acquires title to the property hereinabove described by fore-
~ closure proceedings or otherwise, any unearned premiums on any hazard insurance
~ covering the property and held by gI~lA are hereby assigned to and shall belong
; to SMA. If at any time during the lien of this mortgage any insurance policies ;
' shall be cancelled and returned premiums available, these returned pres~iums
~ shall at the option of SM1~ be credited against the indebtedness secured hEreunder.
~ 6. In the event any losses shall be payaSle on any insurance policies of the de~ised
; premises on the equipment and persoral property therein contained, the mortgagor f
and all successors fn t1t1e ar.~ all per~cuus noW or ~,ereaFt~r nol.ii.~g ir.fe: ie~
':,rr.s tF~~~ da~2~c~ ar.d~:.r destroyed prorertv hereby arooint the holder hereof
~;er.t and ~'ttLOLtiey-~n-faCt to e~dorse such proceeds che^k or dratt or checks or
~ drafrs For ~he nur~ose. at the option of the mort~agee, of appl}ing them against
~ the rinci a2 and :r~rerest due on the
p p promissory note secu_ed hereby. ~
; 7. To peroit, ce*amit or suffer no waste, impairment, abandonment or deterioration `
~ of said property or any part thereof, and upon the failure of the Mortgagor to ~
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~ keep the buildings or. said prope:ty in gooci ~onaition of repair~ SMA may demand '
s the :~nediate repa=r of said buildings. or en irecrease in the amouat of security, ~
~ or the i~ediate repayment vf the debt thereby secured, and the failure of the
~ Hortgagor to comply wfth said demand of SMA ~ for a period of thirty (30) da~. `
; shall constitute a breacti of this m~rtgage, and, at the option of S(u~~ imrnediate- `
~ ly mature the entire acwunt of principal si?d interest hereby secured, and SMA ~
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