HomeMy WebLinkAbout2772 3. To pay all and singular the taxes, aseeaementa~ levies, liabilities, obligations
and encumbrances of every nature on said described property, each and every, be-
fore they become delinquent and no later than 90 days after the same shall several-
ly become due and payable according to law, and if the same shall not be promptly
paid SMA may at any ti~e either before or after delinquency pay the same without
vaiving or affecting its option to foreclose, or any right hereunder and every
payment so made shall bear interest from the date thereof at the rate of Ten (lOX)
percent per annum.
4. To deliver to g~p, on or before April lst, of each year, tax receipts eviden-
cing the payments of all lawfully imposed~taxes for the preceding calendar year;
to deliver to gr~p receipts evidencing the payments of all liens for public im-
provements within ninety (90) days after the same shall become due and payable,
and to pay or discharge within ninety (90) days after due date any and all govern-
mental levfes that may be made on the mortgaged property, on this mortgage or
note, or in any other way resulting from the mortgage indebtedness secured by
this Mortgage. -
5. To furnish to SMA policies of hazard insurance on the building and all equipment
and personal property now or hereafter on said pr ~nises covered by this mortgage;
that such policies of hazard insurance shall be placed with companies and in
amounts approved by SMA, bu[ it is hereby stipulated tha[ the mortgagor shall
have reasonable freedom of cho::e in the selection of the company or companies
with whom the insurance is placed such insurance shall be carried in amounts
vhich SMA may deem sufficient for its complete protection, but in no event shall
insurance be carried for fire in an amount less than the principal sum of this
mortgage (hazard insurance shall be defined as being insurance agains[ loss to
the physical property described in this mortgage and/or loss or financial or
personal impairment of the mortgagors from fire, windstorm or any cause whatsoever
wherein such loss or impairment could affect the security of this mortgage).
S uch policies of hazard insurance shall be delivered to SMA one full business
day prior (if not a legal holiday, and in that event, one day prior to such legal
holiday) to the expiration of existing insuranc ~ g ailure on the part of the
mortgagor to deliver to the main office of g~ such policies of insurance shall
~onstitute a breach of this mortgage and at the option of S[~ , the entire amount
of the principal and interest due may i~ediately mature, and g~p i~ediately
and without notice may institute proceedings to foreclose [his mortgage or at
the option of SMA, policies of hazard insurance may be placed by SMA in amounts
and in companies selected by SMA for its protection, and the mortgagor covenants
and agrees that the premium or charges for such hazard insurance is to be paid to
the insuring companies by SMA and such premium or charge se advanced shall be
paid to SMA by the mortgagor as a part and condition of this mortgage.T he policy
or policies shall be held by SMA and shall be made payable to S(yA by having
attached or contained in the policy or policiP~ ~ T:ea York ~tandard Mortgage :
s Clause without contribution making loss or losses under said policy or policies, ~
~ each and every payable to g(yA, as its interest may appear; and in the event any
~ sum of money becomes payable under such policy or policies, S~p shall have the
~ option to receive and apply the same upon the payment or payments last payable
on the indebtedness hereby secured, or to permit the Mortgagor to receive and
use it, or any part thereof, for other purposes, without thereby waiving or i~-
pairing any equity, lien or right under and by virtue of [his mortgage he
placing of such insurance and the paying of the premiums of such insurar~ce or any
part thereof by SMA does not vaive or affect the option of gMA to foreclose or
any right hereunder and each and every payment of insurance so made shall bear
interest from date of payment thereof at the rate that the mortgage note hereunder ;
bears. If ShlA acquires title to the property hereinabove described by fore-
closure proceedings or otherwise, any unearned premiums on any hazard insurance
covering the property and held by gMA are hereby assigned to and shall belong
to SMA. If at any time during the lien of this mortgage any insurance policies
shall be cancelled and returned prelniums available, these returned pra~iums
shall at the option of SNi~ be credited against the indebtedness secured hereunder.
6. In the event any losses shall be payaSle on any insurance policies of the de~mised
~ premises on the equipment and persor.al property therein contained, tt~e mortgagor
~ and all suc~essors in t~tle ar.3 all persuus noW or ~iereaF[~r n~l3i.ifi ir.ft: ie~
~ ' i er.s tt•~~ dasa~ed ar.d ~~.r destroyed pror~rtv hereby a~ooint the holder hereof
~ ~:er.c and attoiney-iR-~act to e~dorse such proceeds che:-k or draCt or checks or
~ drafts for the DL•TFOSE. at the option ~f the mortbagee, of appl~ing thc~m against
~ !he princiaa: and :rscerest due on the promi.ssory note secured hereby.
1. To peroit, cc~amit or suffer no waste, impairment, abandonment or deterioration
of said propert~ or any part thereof, and upon the failure of tfie Mortgagor to
keep the building:~ or. said prope:cy in good condition of repair. SMA may demand
Che '_~ueJ;ate repa~r of said buildings, or an increase in the amount of security,
~ or the imonediate repayment of the debt theteby secured, and the failure of the
liortg~gor [o comply vith said demand of SMA , for a period of thirty (30) days,
° shall constitute a breach of this mortgage, and. at the option of g~. im~ediate-
ly ma[ure the entire awount of principal and interest hereby secured, and SMA
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