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~ 1CD 69---10T-Y (Rev. 11/701-Rcorder from Fvris Pt~. Ca. OrLado, Fiorida 7Y801-422-628i-1)1-1-71-~21~79 ~
! O~et 6Id-Secured w/ral estate---nonp~]loon
~ . PftOMISSORF NOTE
xo ~ 6.000. 00
ST. LUCIE COUNTY BANK
FORT PIERCE, FLORIDA
September ZS ~ 19 72
For value received, the nndereigaed (and ii more than one, esch of them jointty snd severally), gromise to paq to the
order of ST. LUCIE COUNTY BANK, Fort Pierce~ Florida. the sum of Six Thoueand and No/ 100
DOLLAIi3 (TOTAL OF PAYMENTS), psysble i*+ 72 raonthly instalmenta
af;103. 74 ~ch, on the 5~ day oi eacb snccesaive month commencing on November Sth.
19?_2__, together with costs of collection. ineluding attorneya' ieea equal to 10y6 of the principsl enm or auch larger
amounts as may be reasonable and ;~ist ii collected by legal proceedings or thmugh an sttorney st isw.
All payments made hereunder shall be credited first to intereat and lawfnl charges then accrued and the remainder
~ to priqcipal. The amount of this note includes the proceeds oi; , recording fee of = „ credit
life insurance premium of intangible taz of ;~y docnmentary atamp taz of ~ and
other charges of ~ resutting in an AbiOUNT FINANCED
/Deseribe and State Cost for eaeh) 225 ~0
of ~ . plus a FINANCE CHARGE (consisting only of intereat) of ; • (which is estimated to begin
to accrue on 19_) resulting in an ANNUAL PERCSNTAGE RATS of ~-g'o. The undersigned has
the right to prepay this loan in futl and obtain s refund of the unearned portion of the finance charge computed under
the "Sum of Lhe Digits" method.
PROPERTY INSURANCE, if written in connection ~vith this loan. may be obtained by the undersigned through
any person of his choice. If the undersigned desires pmperty iasurance to be obtained thmugh the creditor. the cost
will bc a for a term of months.
CREDIT LIFE INSURANCE IS VOLUNTARY AND NOT BEQUIBED FOB CftEDIT. Snch insurance coverage is
available at a cost of = for the term of the crediL
Credit Life Insurance is desired on the lii`e of
(bat~) Ilosured)
( Dau) (Ia.ured) •
In the event any instalment of principat is not paid when it becomes due, the entire amount of this note, less the
amount of anq rebates required by law, shall become doe and payable at the election of the holder.
Presentment, notice of dishonor and notice oi non-payment are hereby waived bq each maker, endorser and other
party to this note, and eacH~ of them do hereby waive the right to be aued after default in the connty of their residence.
SECUItITY-thia loan is sec~red by a Mortgage of even date on the following deacribed real property: (Describe)
in Real Estate"Mort~a~e Deed recorded in St. Lucie County . Florida
~ The Mortgage will secnre fntnre or other indebtedness snd will oover dter aoquired P~PertY•
j The underaigned acknowledges receipt of s completed copy oi thia note on the above date. BOdK 2,0~ PAGc .
~ Rt. 1 Box 19 /s/ James L. Owen~
(Addrui) Sipnatu~e: ~SAI, i
~~jr, ~~~~~$4 / s/ Helen R. Owens 1
{Addsraa) Sipnaturt: ~EAL