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HomeMy WebLinkAbout4756 3. To pay all and singular the taxes, assessments, levies, liabilities, obligations and encua~brances of every nature on said described property, each and every, be- fore [hey become delinquent and no later than 90 days after the same shall several- ly become due and payable according to 2aw, and if the same shall riot be promptly paid SMA may at any time either before cr after delinquency pay the same without waiving or affe~cing ~ts option to foreclcse, or any right hereunder and every payment so made shall bear interest fro~ the date thereof at the rate of Ten (lOX) percent per annum. 4. To deliver to S~p, on or before April isL, of each year, tax receipts eviden- cing the payments of all lawfully imposed t~ACS fcr the preceding calendar year; to deliver to Sn~p receipts evidencing the ?ayments of all liens for public im- provements within ninety (90) days a:ter the s~e shall become due and payable, and to pay or discharge aithin r.inety {90) days afte: due date any and all govern- mental levies that may be made on [he mortgaged property, on this mortgage or note, or in any other way resul:ing from the mortgage indebtedness secured by this Mortgage. S. To furnish to SMA policies of hazard insurance on the building and all equipmen[ and personal property now or hereafter on said pr~~ises covered by this mortgage; that such polic?es of hazard insurance sha22 be plzced with companies'and in amounts approved by SMA, but i[ is hereby stipuiated that the mortgagor shall have reasonable freedom of choice in the selection of the company or campanies with whom the insurance is placed such insurar.ce shall be carried in amounts v~ich SMA may deem sufficient for its co~_~lete protection, but in no event shall insurance be carried for fire in an amour.t 12ss than the principal sum of this mortgage (haaard insurance shall be defir.~~ ~s beir_g insarance against loss to the physical property described in this r.,or:gage ar.d/or Ioss or financ:al or personal impairment of the mor[gagors froT fire, windstorn or any cause whatsoever wherein such loss or impairn?ent could affect the seeurity of this mortgage). s uch policies of hazard insurance shall be delivered to $MA one full business day prior (if not a legal holiday, and in that event~ one day prior to such legal holiday) to the expiration of existing insuranc ~ g ailure on the part of the mortgagor to deliver to the main office of S~p such policies of insurance sha12 ~onstitute a breac~ of this mortgage and at cae option ot S~p , the entire amount of the principal and interest due may iimmeu:a~ely ,~wt~r~, a: ~ ~i,~ {.~edia*_ely and wiihout notice may instituie proceedi:.os to foreclose this mortgage or at the option o£ SMA, policies of hazard ir.sL_a^cz __y be placed by g~ in amounts and in campanies selected by g~ for i:s ~ro~ec~_:, a-~ Li:e :r.crtgager covenants and agrees that the premium or charges for such cazard :nsurance is to be paid to the insuring companies by SMA and such premium or charge so advanced shall be paid to SMA by the mortgagor as a part and condition cf this mortgage.T he policy or policies shall be held by SMA and shall be made payable to S~yp by having attached or contained in the policy or policiP~ ~ New York Standard Mortgage Clause without contribution making Io::s or losses ur.3er saz~ policy or policies, each and every payable to S;yA, as it~ :nterest s~ay appear; a,d in the event any s4m of money becomes payable under such policy or policies, Sv~,p si:a21 have the option to receive and apply the same ::p~n the ps}^~ent or payl^e~ts ]ast payable on the indebtedness hereby secured, or to permit the Mortgagor to receive and use it, or any part thereof, for oth2~ purposes, without thereby waiving or im- pairing any equity, lien or right u^~~r a^3 by vir*_ue of this *~ortgage he placing of such insurance and the pa}•ir.g of the premiur~s of suca i~surar.ce or any part thereof by S:2A does not waive or affect the option of S.yA to foreclose or any right hereunder and each and every payment of insurance so riade shall bear in[ereet from date of payment thereof at the rate that the mortgage note hereunder bears. If SRSA acquires title to [i:e property hereinabove 3escribed by fore- closure proceedfngs or otherwise, any unearned premiums on any hazard insur,ance covering the preperty and held by are hereby assigned to aad shall belong to S:~lA. If at a:?_y time during the lien of this moz*_gage a~y insurance policies shall be cancelled and returned prersfucs availab~e, these returned pres^iums s?:a12 at the option of SM1~ be cre~;te~ aga::~: t~e inde5~e~^ess secured hEreunder. 6. In the event any losses sha11 be payaSls c~ i::s~rance po2;cies of the de~ised premises on the equipment and persor.al proper*_y therein contained, the mortgagor and all suc~esGOrs fn tltte ar.; alt pers~~,s noW or ~~ei2at[~?- nol.ii.~b ir.fa:ic_ ':~^S t`-~ ~a~~~,eJ ar.~'~~.r Cestro~eo p:~T~rt.• here~y arnoint th~ holden c~:reof ~_~er.c ~nd ~ttezn~~,-ir.-_'act to e:x?o:se s~ch pro::eeds cee:-k ar draft or checks or draf~s for _~e DL'£^o<<. at the op,io~ c.` the mortbagee, o. appl~ing [hem against ;he princi;,a~ 3*~d i,-:rprzst due ~~n the pro~issory ncte sec~:~ed hereby. 1. To ~eraic, cc-amit c?r suffer no waste, impairment, abandonaent or ueterforation ' c1 said ~repert~ or any part thereof, and upon the failure of Lhe Mortgagor to ~ [ceFr. the buildings o: said prcpe.-ty in gcod condition oE repair, SMA may demand 'he ::~re:3:ate re~a:r of said bulidings, u: s~ incre~se in :tie a:ao~nt ef security, or tnP immediaie Fc~ai~~«~ c:€ thr_ debt thereby secured, and the failure of the Mortgagor to comply w:th said demand of SMA , for a period of thirty (30) days, shall constitut: a breact~ of Lhis murtgage, and, at the optian of g~p~ i~ediate- ly mature [he entire .ic~ount of principal and interes[ hereby secured, and SMA 2 ~03 ~7~9 A 6 _ ~ ~ ~-i . : '