HomeMy WebLinkAbout0594 3. To pay all and singular the taxes, asaessments, levies, liabilities, obligations
and encumbrances of every nature on said described property, each and every, be-
fore~ they become delinquent and no~later than 90 days after the same shall several-
ly become due and payable according to law~ and if the same shall not be promptly
paid SMA may at any time either before or after delinquency pay the same without
waiving or affecting its option to foreclose, or any right hereunder and every
payment so made shall bear interest from the date thereof at the rate of Ten (lOX) ~
percent per annum.
4. To deliver to g~p, on or before ~pMl lst, of each year, tax receipts eviden-
cing the payments of all lawfully imposed~taxes for the preceding calendar year;
to deliver to gryA receipts evidencing the payments of all liens for public im-
provements within ninety (90) days after the same shall become due and payable,
and to pay or discharge within ninety (90) days after due date any and all govern-
mental levies that may be made-on the mortgaged property, on this mortgage or
note, or in any other way resulting from-the mortgage indebtedness secured by
this Mortgage. ~
S. To furnish to SMA policies of hazard insurance on the building and all equipment
and personal property now or hereafter on said pr~nises covered by this mortgage;
that such policies of hazard insurance shall be placed with companies and in
amounts approved by SMA, but it is hereby stipulated that the mortgagor shall
have reasonable freedom of choice in the selection of the company or companies
with whom the insurance is placed euch insurance shall be carried in amounts
which SMA may deem sufficient for its complete protection, but in no event shall ~
insurance be carried for fire in an amount less than the principal sum of this
mortgage (hazard insurance shall be defined as being insurance against loss to
the physical property described in this mortgage and/or loss or financial or ~
personal impairment of the mortgagors from fire, windstorm or any cause whatsoever
vherein such loss or impairment could affect the security of this mortgage).
s uch policies of hazard insurance shall be delivered to SMA one full business
day prior (if not a legal holiday, and in that event, one day prior to such legal j
holiday) to the expiration of existing insuranc ~ g ailure on the part of the -
mortgagor to deliver to the main office of SNIA such policies of fnsurance shall '
~onstitute a breach of this mortgage and at the option of S~ , the entire amount
of the principal and interest due may immediately mature, and g~ ~eaiate~.y
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and without notice may institute proceedings to foreclose this mortgage or at
the option of SMA, policies of hazard insurance may be placed by SMA in amounts
and in companies selected by SMA for its protection, aad the mortgagor covenants
and agrees that the premium or charges for such hazard insurance is to be paid to
the insuring companies by SMA and such pr~ium or charge so advanced shall be
paid to SMA by the mortgagor as a part and condition of this mortgage.T he policy
or policies shall be held by SMA and shall be made payable to S~ by having :
j attached or contained in the policy or pollcip~ 3 New York Standard Mortgage ~
~ Clause without contribution making loss or lvsses under said policy or policies, i
t each and every payable to SMA, as its interest may appear; and in the event any =
; swn of money becomes payable under such policy or policies. S~ shall have the ~
s option to receive and apply the same upon the payment or payments last payable ~
~ on the indebtedness hereby secured, or to permit the Mortgagor to receive and
~ use it, or any part thereof, for other purposes, without thereby waiving or im-
~ pairing any equity, lien or right under and by virtue of this mortgage he
placing of such insurance and the paying of the premiums of such insurar.ce or any
part thereof by S.'KA does not waive or affect the option of S~ to foreclose or
any right hereunder and each and every payment of insurance so made shall bear
interest from date of payment thereof at the rate that the mortgage note hereunder
M bears. If SMA acquires title to the property hereinabove described by fore-
~ closure proceedings or othervise, any unearned premiums on any hazard insurance
~ covering the property and held by SMA are hereby assigned to and ~hall belong '
~ to SMA. If at any time during the lien of this mortgage any insurance policies ~
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shall be cancelled and returned pre~iums available, these returned pre~iums
~ shall at the option of SM1~ be credited against the indebtedness secured hereunder.
~ 6. In the event arry losses shall be payaSle on any insurance policies of the danised
~ premises on the equipment and persoral property therein contained, the mortgagor ;
and a21 successors in titte ar.~ all persuus nvW or ~,erzafc~r n~13i,~g ir.fr: ie~ '
' ~r.r.s t`-~~ da~2~,ed ar.d jc.r destroyed proe~rtv here3y a~point thE holder hereof
~:er.t ?nd attoiney-ir-fact to e:~dorse such proceeds cr.e^k or draEt or checks or
draf±s for the ocr;:o~e. at the option af the mortbagee, of appl~ing them agains[
~ :he principa~ and :r•cQrest due on the pzomissory note secured hereby.
7. To peroic, cc-mnit or suff er no waste, impairment, abandonment or deterioration
; af said propert~ or any pa~t thereof, and upon the failure of the Mortgagor to
kPep the buildings or. safd prope:ty in gooci condition of repair, SMA ~ay demand
~ the :ca~ee:l:ate repa:r of said buiidings, ur an increase in the amount of security,
or the immediate repay~oent cf tne debt thereby secured, and the failure of the
Mortgagor to comply With said 3e.~nd af SMA , for a period of thirty (30) days,
shall constitut~ a breact~ of this murtgage, and, at the optian of g~. i~ediate-
ly ma[ure the entfre ac~ount of principal and interest hereby secured, and SMA
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