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HomeMy WebLinkAbout1311 . • - ~ ' . ~ . . . , S. Mortgagor will procure, deliver to and maintaia for the benefit of Mortgagee during the continuance of this ~nortgage and until [he same is fully satisfied and released~ a policy or policies of insurnnce fnsuring tne buildings ana im- provements now existing or hereafter erected on the said premises against loss ~ or damage by fire, lightning, windstor~, hail, explosion, riot, civil co~sno• _ tion, aircraft, vehicles, smoke, and such other hazards, casualties, and con- tingencies as Mortgagee may designate, including, but wi[hout limitation, var sisks {as, when and to the extent insurance~against war risks is obtainable fro~ the United States of America or any agency thereof). AI1 policies of in- at~ance required hereunder shall be in such form, caupnnies, and amounts as may be acceptable to Mortgagee, and shall contain a mortgage clause accepteble to liortgagee, vith loss payable to Mortgagee. Mortgagor will praaptly pay when due any premiuc~s on any policy or policies~of iasurance required hereunder, and vill deliver to Mortgagee renewals of such policy er policies at least ten (10) • daqs prior to the expiration date(s) thereoF; the said policies and renewals to be maY~ced "paid" by the issuing company or agent. Upon Mortgagor's failure to comgly With the requirements of this paragraph, Mortgagee may, in its discre- tion, effect any insurance required hereunder and pay the prer~iums due there- for, and any amounts so paid by Mortgagee shall become i~mediately due and pay- able by Mortgagor with interest at the rate specified in thc note secured . hereby. ' • In the event of any loss or damage, Mortgagor wfll give ium~ediate notice there• of to Mortgagee, and Mortgagee may thereupon make proof of such loss or da~ca~e, if the sa~ee is not promptly made by Mortgagor. All proceeds of insurance, in the event of such Ioss or damage, sha12 be payable.to Mortgagee, and any affec- ted insurance campany is authorized aad directed to mal:e payu~ent thereof di- . tectly to Mortgagee. riortgagee is authorized and empowered to settle, adjust, or compromise any claims fer loss, damage, or destructi~n under any policy or policies of iasurance. AlI such insurance proceeds m~y, at the sole discretion - . of Mortgagee, be applied to the restoration, repair, or replacement, or re- builditig of the premises, or to ar.d in reduction of any indebtedness secur~d by this u~ortgage. The delivery to Mortgagee of any policy or policies of insur- - aace hereunder, or renewals thereof, shall constitute an assign~ent to ::ortga- gee of all unearned premiua~s thereon as further security for the pay~e:~t of the i~debtedness secured hereby. In the event of_any foreclosure action or oth~: tiansfer of title to the property covered hereby in extinguisauent of ~he debt secured hereby, alt right, title, aad interest of Mortgagoz in and to any p~li- ey or policies of insurar.ce then in force shall~pass to the Purchaser ot Grantee. - - - ' 6. I~iortgagor will maintain the premises in good condition and repair and will not commit or suffer any waste thereof, reasonable vear and tear excepted. Mortge- gor Will comply aith, or cause to be complied with, all statutes, ordinances, segulations, o: requirements of any govern~ntal authority relating to the pre- E miaes, and will prosnptly repair, restore, replace, or rebuild any part of the psemises now or hereafter subject to the Iien of this mortgage which cay be _ ~ - a,~g~a or destroyed by any casualty or as [he resuZt of any proceeding hezein- after referred to in Paragraph 8. tlone of the bsildings, structures, or ic?- provements now or hercatter erected or iocated on the above described pcemises shall be removed, deaoZished, or substar.tially or structural2y altered in any respect ~rithout t:~e prior Written consent of Mortgagee. Mortgagee, and any ~ peraon s•sthorized by Mortgagee, shall have the iight to enter upon and inspect ; ; ~ the preuF~s~s at all reasonable times. Mortgagor Will pay promptly ~rhen due ali i ehazgea for utilities or ser~ices, including but not lfmited to, electricity, ~ gas and water, and upon failure so to pay, Mortgagee ~ay, at its option, make _ •UC~II payu~u~ v~ j,oy..~.^.~~ ~ 3~:~ ?nv gm~ttntS SO osid by :iortgaRee shall becoa~e fm• medistely due and payable and shall be secured by the Iien of this mortgage vith iaterest at the rate specified in the note secured hereby, ~ . 7. Mortgagor vill not create or suffer to be cre~ted sny c~arge, li~n or eacur.- f ; brance up~n the~premises, or any part thereof, exceptfng the lien nereof, and ` ; tt?e lien of general and special taxes duly levied and assessed, witho~it the psior vrittea consent oF Mortgegee. 'It:at in the event Mortgagor volur.*_eri~y - - -3- . 300! 2~5 °A"~ cl! 1;) ; ~ r _ _ _ _ ~ ~ -