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HomeMy WebLinkAbout0105 b. Until default in the pe~formance of the covenants unJ :+~r~~ments oE diis mortgage, the n?ortgugors shsll be entitlecl t~~ collect the rents. issues and profits from the premises hereinbefo~c described, but i~~ ca~g of a deEault in any of the term~ uf this mortgage, and the filing of a bi21 to foreclose this or any other mortgage encumberiag.tlje ~vithin clescribed property, the ~ssc~eiation sh:ill i~nmecliatelv and witheut nutice Ue entitled to the uppointment of a Receiver of the mortgaged property, and ~~f the rents, issues and profits thereoi, ~~•ith the usual l~ower oE Rc~reive:-s in such cases, :ind such Recriver may be continuecl :n ix,s~ession of the said propertr u~til the time of the sale thc~rewf under such foreclosure, and unti) the confirmatiun of such >.~ir b~~ tt?c Court. 9. If a cr~nve~•ance sho~lci ~ made by the mortgagors of the premiscs hcrcin dt~scribecl, or am~ part therec~f, without t hr ~vritten conscnt of tLe Association, ~nd ~~ithout assumptiun in mgular fonn of law bv the grantee of the oblig~tions to the~ ~.+~miation created b~~ said pmmissory note and this ~nortgage, then, ancl in tha~ event,~and at the uption of-d?r Aascxiati~~i~. .~n~l ~~~thout notice, ul) sums of mone~• sec~?+~c•cl hemby shall immcdiately and cY~nc~~rrently ~t~ith such rnm•eyance bc~me clue and ~~ay.~ble and in default. The Association may deal with successurs in interest ~vith reference to this mortgage and the debt hereb~• .ecurecl in the same mannrr as «~ith the mortga~ors, :md may forlxar to sue or may extend tirne fur ~~:?vme~+t c~f the clebt, secureii hrreb~•, or othen~~ue act ~4~thout dischargu?g or in an}~ ~~~a~• affectiet~ tlee liability of the mortgagurs hereunder or upon the debt l~eret~}' scrurecl. The Association inay also deal ~~•ith the ~iortgagors and/or ~~~th succrssors in interest ~~~ith reference to this ,uurtgage ancl tho clebt hcreby secureci by forbeariug to sue, exiending the time for pay~ment of the debt, providing for d'Jferent ~nouthly }~)'ments and/or a different interest rate, and by other erpress moclifications of thc contr.act, ~~•id~oat losing anv priorit~~ the :~ssociation has over other morigagees or lienors or holders of any junior interests in the prolx~rh• secured hereb~•. l0. That in ihe event the pmmisrs h<~rebv mortgagecl, or an~• part thereof, shall be condernned aud taken for public i?se ~u,~ler the po~st•r of eminc~nt domain, the As~sociatiun shall ha~~e the ri~ht to clemand that all damages a~vardeci for the taking of or ~l:~mages to ~;iid pmmises shall be paicl to the Association, its successors or .,~i4n~, up to the amount unpaid on this mortgage and ma.- be applicd upon the pa~znent or Pa~7nents tast pa~~abte thereon. 11. 1t is specificaUy agreed thst tirne is the essence of this contract .~nd that no waiver of aov obligation hereimder or of tl,e ol~ligation securecl hereby shall at any time thereafter be held to be ~ waiver of the terms or of the instrumeut secured hereby. 1?. lf foreclosure proceedings of any second mort~;age or second trust deed or any junior lien af sny Idnd shuuld be in~ti- tnted, the Association may at its option, immediately or thPreafter declare this mortgage and the indebteclness secured hereby clue .incl pa~•able_ 13. To the extent of die indebteclness of the ~fortgagors to the Associ:~tion clescribed herein or secared henby, the Asso- ~ i.~tion is iiereb~• subrogated to the iien or liens and to the rights of the u~+~nc•rs and holders thereof of each and every mortgage, ]ic~n or othrr eucumbrance on the land describecl herein which is ~k~id an~l(or) satisfied, in ~~•hole or in part, out of the proceecis ~~f the loan~described herein or secured hereby, and the respecti~•r liens of said rr~ort~:iges, liens or oiher encumbr.~nces, shallpass r~~ and l~e held b~• the Association herein as security for the indebtedness to the Assxiation herein describecl or hemby secured, to the• xame ex`ent that it ~t•ot~ld ha~'e been preserved and ~~•ould ha~•e heen ~kissrcl to and been held by the Association had it been ~Iul~~ and re~alarl~~ assi~ned, transferred, set over and delivered unto thc As~cia~tion by separate cteed of assignment, nohvithstand- in; the fact that the same mav be satisfied and eancelled of record, it ix~ing the intention of the parties hereto that the same ~~ZII I~e sa~sfied and cancellecl of~record by the holders thereof at or about the time of the recording of this mortgage. - 14. To p:iy all ~nd singular the eosts, charges, and expenses n~cluding la~vyer's fees, re~eonabh• inc~rred or paid at anv t;me bv the Association. bec•:~use of thc failure of the Vortga~ors to perfonn, comply «~th and abide by each and e~•erv stipula- t iuns, agreements, conditions and rn~•enants of s~~id promissory note and this deed, ~~r either, and even~ such pati~nent shall bear interest fcom date at the nte stated in thc note securecl hetebr. ~ 15. Th:d he ~vill permit, commit, or suffer no ~vaste, impairment, or deterioration of said proix•rt~ ~r an~• Fart thereof; ~ incl in the e~~ent oE the i~ilure of the \iorigagors to keep the buildin~s on ~.1ici premises and those to ix ereeted on said premises, j ~~r impro~•ements thereon in goocl repair, the Association may make anct pay for such repairs as iiz its discretion it mar• deem , r.i•cc~ssary i~,. l,roper preservation ihereof, and the full amount oF such pa}'ments shall be secured by the lien oE this mortgage ; .~nd shal~ at the o~tion of ihe Associatioa be immecliatcly due and payable, or pa~•able in such monthly installments as the Associa- ~ tion may determine, and every sueh payment shall bear interest from date at the rate stateci in the note seeureci hereby, 16. That if the Association and the \tortga~ors agree, the ?~tortna~ors will carrm a policy or ~licies of insarsnce apon ~ thcir lives in au am~unt eclual from time to time to the amount of u~debtedness hereby secured, making said Association benefi- E : ian• lhereuncier, and that the s:~id Association may pay ihe premiurris for such insurance (in the event the ~Iortgagors do not), ,t~~l add each such P:i~-ment to the unpaid Ualance of the loan, as of th~ first day of the then etirrrnt month, and it shall becomr :iciditiunal indebtrdness seeureci bv this mortgage payable ujx?n demand. 17. That in the evcnt that this morigaQe be gi~~en to secure a constntction loan, fsilure on the part of !he ~fortga~ors or ; ;hcir c~ntractors to complete said bttildin~ in accordance u•ith Constn~ctiun Loan Agreement, of c~•en date here~~•ith, or to build ~:iicl constrnetion in acrordancc ~~•ith plans and specifications filed «~ith the :lssociation, shall constitute a brrach of this mortgage, .~ncl, :it the option of thc Associati~~n, immediateh~ mature the eniim amount oE principal and intrrest hercby secured and the Asso- E ~ i;~tion ma~~ immeciiateh• instiiute Proceedings to~foreclose this mort~age. ~ ~ 13. That the abstract or ab;tracts of titte covering the mortns;;cYi prol~erh• sha11 at all times, tluring the ]ife of this mort- ~ ~,,i~,r, remain in the possession of the Assnci.~tion and in the e~ent of the f:~reclosure of this mortgage or other transfer of ride to tl~r mortga~;ed proPerty in extinguishment of ihe iudebtedness securc~ci ~~crc•b~•, all ri~ht, title, and interest of the :11ort~a~ors in : ~nd to an~• such abstracts of tide shall pass to the purchaser or grantee. t ~ 19. "I'he Association s6a11 ha~~e the right, in its discrction, to m~J~~ire th:it the \iott~:~gors p:n~ into the Association in addi- f ti~,n to thr monthlv installments of principa] anc~ inierest to l~e paid bc the \iert~agors undrr the note securetl Uv this mortgaoe, ~r, :imount cqual to one-h~~elfth of the annual installments of an~• ta~cs en the rr.ort~.~~ed premises levied or assessed by am~ ~~~~-emmental authorih~, and one-t~~•elfth of the annual premiums for Fire ancl Extencied Co~'CT1~C insurance ~n the mortga~c~cl E~remis~s as hercinl~ck~re rc~~uired h~• thc Assuci:itiun, :?nd the Vnrt~a~ors' failnm to makc such ~a~•ments shall constitute a defaidt ~ uncter ihis mnrt~a~e. ; s I\ \l~tz_~ESS ~~•riet;E~~r, thc said ~i~rtfia!~nrs hi~mantu sct thi•ir }iancls and scals the da~• and ccar first abo~'e ~~•ritten. " Si~n~d, scalcd and dcli~'cred in the presence of: • c . ~ c~t. 1 f ' A-~- ~1 . \ : . )~t,~ ~ ~ (SEAL) ; - ~ ' Ralph V~T. Bohn ; ~ ~ • ~ 1 ~ C . ~ ~i ( t I SE.1L ) "s ~ ~ _ ( SEAL) Y ( SEAL) ; (~/VITNESSES~ iMORTGAGORS) i ~ ~~o~ 22~ P~~E ~05 f • _ ' ~ ~ . - . . . _ . . - . . . ~ 3+_; . ~ ~ . _ .