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HomeMy WebLinkAbout1049 "STANDARDS" . m3iK4[7i~`XI~R1X XXYK,Y ][ObKXXIIQ~G?Li?CxDi?at: N[7UDXJ[~X 7~C0[DU[9iX4CXYX~?CXX pCI~A')[7~'X7[![XXX a[')[41RlC•1CXl[~7~C7~?~X?~!f?3:K7~C k~catxxxxxxua~axacxx~a~x~tAx~xxhcxxxm~txx~x~~ex~xcitx~+imt*s~uni~x+~~rxx~xxx~k~t~tk~dxx~xarkx r~k~k~kg~c ,~x~c,t~x~x~Yxx~xxxxxi~¢x~a~t~rxxi~cxxx,~txo~~nx~xtxxxiita[acxbcxx~taacx~x xx~c~txxxx~xxa~xaXxxx it x ~txxoQxx~cxa~Kxa~cXxXxxx~cxxxxxxxxxXxxxXxxxxx xxxx • ~See~ndum # Two 1'1.1)til\~~ I'~rn~• I~ii~• .nl~• .h~~!1 iw• ,•li~.~~1 ~.~;thin 'Y d~~'. !~u?n ~iatt~ ~~t th~ ~~~~:lracl ~.r it ''u. bl:~:~k n~~t t;l~.~~~ zn w•~ttnr~ ai ~1.~~~ (run: ::~t. ,:r.~i ~~•it! 'w• .~t n.w~i~ •L~~ ~t:~lr ul , i. t:nl.•., u~ h~t ~i~~• .~1 : , u I'~.~~ r !'I~u,~ ~„.,i::• ~h;~!i iK• :i! ar;~ i~n.~l ~ :f: , d~~.i~nalr~l t~) h~n~r ~~t !h~~ ~ If~rr ~~:r ~iN. :t:~~r:~~ rb :i;::• f~ir ll~e t~u~~•r It? ~}~,•:ih.rr~', , t ~uit•~i• tu "~r ,~~Il~z th~~ pl~~~• ~•I~~~i'::' ':~r ~ti~~ tn ~t 1,, c,n!~ ~.~1 .h~ 1'~~ fK •~.litte• :I, !hr 1'uc~ui ('~~tu~ ~~f t~u~ ~•~~un:~ .~luvr - t~i. i t `~n~.~ r c i~ :~Ka~~vl .,i lhr ~i t"c~li!~y v,:u~1~~M un tht~ ~l.~t~~ ~•t .4~•:n~• I'.~~~firnt 'r~ ;lu :~h,rnr~ .~t :~~;r~~Kl plun~ : • t~•~.dr~ ~a~)iiuni. 1~.:ci•~nt i^:~~ !n ir~.it.r~•~f .~t ~i~r ~:uC l`:~-rk• ..f(i.,. l'fl\111'1 i~ i\ 1'r,~~~ '~i i. - ('(1\I'L11 f 1117'!1 1\!J \H!?~ Ir~~ ~,.,~t~~•• l:rn•t,~ ,~,~i~~ ....~nt ,,!~.1 ~t~;nr ~h.+t .n ~t.~ ~ • .~t ,~r.~ ~t~ ~s: ~hr F"1!'• ' ~Nd'It~ll ~ f !tu• i•~~ntra~•t H::f• ti;~• ~{~~.•i.i: .t .•ui ~:.~.t~, ~~i e ~~1.:~-:~~:utn Iti~at ~ . ~ i~ . ~I ; t..• : E h~ •.<~f~ t~. ,i .~a.~: ~~k4, fI ~ti~nila- t~on.•h.Jl {~r~~~,ul r .,~h : . , un Uh:EU: 'llu• ~.llc„ ~~ti...~~ t.~ c~~:i~~•~. titl.• tr~~e• and clrar ut .:~1 rn~uu,br.~m~~•- ~~~r~~~t rr ~~~rt~,m> nt :.•c~~rd cnn:+r.~~t~ t~~ ti,t• ,~t~Hy:~.~:~,n and ~ ~xm~•nt. f~~r dr.~ma~;~~. .~neF:,~r. :uui t~~~ puhiie utiiiU~~r uti ~ s~.t~•ncr ~ir •}u~.cn tn ~.l.i~ ~x nrute•r uf r.~i+~rd .~inl lrw~ .~nd clrar of aU ~~th~•r ~nrumbrence•~ r~~~•pt a~ ~~H, ~Iir.Jic .rt (orth m th~ e~,ntract arxl in the :+h~rn~r ul ~~.•ili~~ .ih~c.~~n~•nt as tn (h~- t~•pe• ui d~~d. a~tatutor~• lrom w'arra~~t~ d~.•~+. wiU b~• ~:.,d. ti~;l~•r pa~•• r~~,t uf pn~pur+uiun uf ~ktid. 1tAte IA~iunu~n:.u~ ti~a~np~. und ~tat~ 1urt~z I)FPO11T l'l~et•k. ~~~uit1 (ur ih~• +1c~NUit ~~n tki~ cnntr:lct t~il! t~ deFx?sit~~c1 pn~mptl~• tor ~(~~xran~~~ ;~n~i the hold~ r uf th~• dr{w~at will nnt he n•c~in.il~!r tnr c~~~i~~~.i~n;ent ~~t ch~.-k. Ik•po<it rh~rk, W1II ~N' dr~w~sit~ri aud thc~ fu:td* hi•(d in ~•.e•n,w a~cuunt unc~t the ~nlr i, clos.•d. if tt?e selirr d~x~~ n~~t ~~~.ut~• thr i•nr.trs~rt. thr d~•~~~~~i w~i!! ik• r~•tu~nrd to th:• hu)•rr. 11 tt~r c~~nt~act i, r~~tiur,•d h~ ~Fi• Lu)~•r atid thr ~e•I~~r ~nd -ul~~ is nut .1~~..•,i h.~•au~~• ~~f th, t.ni;t u( th~• R~u~~•r. thi~ h~~id~•i of the de[x~sit ic ~1.n~ted t~~ p<~~ ~~•,~,,.n~t.~ incunc~! .~nd t~ti pa~ thE• hrnker ~if miyl h~~ t~~ ,hu; :~ut nu.r~• than hJ~lf th~~ d~•Ewnu ~ and ~u~. th.• hal~~ic~ ~•f IhP dr~M~.~t r~. !i:i -e•UF•r c,~;.~i,1e•rbtiun ior ~ reci:;u,r. nf thi~ a{,~rt~P- mi~nt :ui,t t!ir h~~liiF•r ~~t thi• ~te•rN~.it util 1~ he~i,i n~rmi~~•. iiy .~ii p:iriir. fur d~,t..,:. ::t t,:::::: i::i:h s~: !:e-r• r-t:•;•~••t! tha. ~v.n~rs~(`t ic ~•x~+'ut~.! h~ t1:. l~c.cr• .~r.J ti, ~1~ ~:ind thr s:~l~~ s. nnt rl•~«v1 }M.•;iu~r nt th~~ (ault ul th~~ •e~•Il~ r. c hr d~•.~~ .:t .t::~ll Ir r~;tiirn~b tn tht• hu~er. T6t•sc• ~finrti~,~i, s:, ~i:.hu~-~~~n~ u~ ~.t the .?~~N~,;t _y.:~li nut :~ff~~~t ttu• r~Kht~ ut th~~ ti.•~ ~~r bu~~er. t~~ ;~ur.u~• ar~~ ac~~„r~ f,,~ rz:"rcemrnt u6 ~hi• c~~ntrart ~~r h~: ::.f~n.~ t?e~.~,:~r u1 ;~~~r; ~u~rfurm.rrct~ h~ ~te taultm~ parte. ' {•:~l't \iftlt \\t'F ~ i nrn:•:iu:~nr~•, t~~ ~1::cti.~r~~v+. h) :e tlrr m:~~ Ix• ~wiU .+t I~i: ~~p;~.•u ute~ ~~I peu. ha,~• r:;unrti at dat~• ~~f rl~.~,n~ F\'ll1h:\t'i ~~I~ i l i{.} ih~•;,~i~•• ~•:.li pr,~~~de ~•+tr.~-r: ~li iumpfrte• ah~trs~~•i .~tlt• ~~mpar~+i'~~• n•put.~t:;,• :~F~-tract s:r.n purFN~rtinR Ik• an .ircur.~~~• .~n~,p.i. ~~t ~hr i~ urn~~~~t~ ,~ttrtiunt; t!it• t~tlc~ th:~t rral p:o~~r~ ~ r«•,~rditii :n n~.bL,• r~r~~rdc that r~,;:r:t. tu :i.~• da:~• of th~> c~r:~~:i~ r .~,~u~~ ;.n t: •~~•:i~•r a_.~~H? ~zs.}r~:~~t~Llr .:n~i •~•ur.~h!~• title. ~uh~i•ct nnl~ t~, 3ier.s rs~rui;~} •~n.•• ~•~c•~ 2~t~um ur yu.ilifi~:,~i~~n~ srt ~~~.th tn t?n~ „.?r: i.~::, th~~.., t ~ , . i i ah:r.~ .i~;+l. !K• di..h.uF;tz1 h~ ~dler at ~ r t~e(nr~• r:~,-ii~~• ~,r u,..• ;;~iar,~;it.~~ ~nmr::t::iF•r,t i~~urcl tn• a qualifi~.i t:tG :n-ti'~~t st;~w•in_ ~~.u~• t~~ th~• 4~~nPr. trF~~~n ~h~~ rF•c„r~1in~ nf tht• il+titil ~.~n:i~t.•r mr.~;inn~•d_ ,~n owni•r k~~::~r.~n:~~e ic t!<< am• unt ~,f ilir ~~un~h.i-. pr ~n-,inn{~ tht~ ti~lr ~~f rhf• huypr to ~hat rt~:~i pr,~pert~ :uhj~~ct unlc ~d lir~;s. e~n~umbr:a~~•i•ti. ~xcc•ption~ or qna!ifirdtn~n~ u•t fnrth ;n ~ n~. r..n~r:,~: .,r:~? ;hc~v wiuch ~h;dl ~1i~chary~~•d h~ ti~llcr al ~~r befori• rl~,:in~. ltu~~~r ~h.•~l t. fif~~,~r, ~ 1:~~ u ul„tr.~~y. ~~r fi,~• i.-.i Ja}~~ i[ titl~• ~,n~ur.~n~~~• fn,n~ :h~• date n•r~•e~ ny~ tl:~ c•.l~1~•ncr of :itle t~: rxamine ~:~=n~• :i +;tir t, FN• ;1e•(:~r::~~• the• bu~'~•• •hull. witttin ~~~ri~i n,~~~f~ ;h~• •~~:1~~: :n 11T1~111(; 5(!~•f"!tI[:k! f}tY t1t•(ect- If t!..• ~a~d de~'E~•tti n•nd~.• !:ri~~ u~ir~:.:re.~-t.~t~i.. ~~li.r .h.~ll h.n•e nin~~t~ ,cllli ~i:,~. (rum tF.~~ rs, ~•i;~! „f ~uct r.~u..•. i~~ i•ure tr~r defr•c~-. ar.ii if af~er snid per- ;~~1 ~•I~~ r.h:,il , h.~~. ~ ur~ the• rt~ hu~rr ;hall h.+.~• tsit~ uptiun. i 1 ~ a~, ~•t~nn~; titt~• as it th~•n i. +•r ~2+ ,:emandin~ a rn(und ~f a? ;rnmi~•~ pu~: ..,~r;+.~~ •wh,~'. .;..~:t h.rr}~wr,~ h~• rt•t~~-nc~i t~~ ihi• hn~~~~. and ~tu•:,•~~iuu tiu~ hu}~•~ ~cm:.;riirr .h:~lE }x- n•b~a~t•.i ~,f .iU fur?h:~r ~~hl~K.,t t ~n~ r . , ~~r:: r.:rt t\I!'HIII~f \t! \'f '!t:\ti. !n:~~r~~<<~in.•nt :~rc-uin~ tu th~• f~r~~ni.r~ wi•h pacinK ti,~• 'rr•.•t ur +ntitnl~.~tu>t: ~~t a-:r1~••.~aik a~~i t~r i:K~•. a~tu• ~~!<•+.Y! „n~i ~1~~t ~~.::~i ;~,r !K•t~.••. cin.~n~:. ~h.dl ir• ~~.~i~ at th~• ;•I~~,~n~ h~~ ih~~ .~•11~•r ltr~~.,ir~ ti~ In~ildin~•~. inr?=uii~~k hut not l~tniccrl t~~. paintink ~L~~11 1,. ~:.,,a '.~i •h~• iirr 1»•i ~r ~~r :~t ~ i.~.~.,_• i~•~• \I~•ch:inn•'c I.i~~nc.~ Impri~~c~n;.•nt. t~~ tht• prf•r.~;,r~ i:.~i~n~; ~tr~ et impr~~~~rment~. irstal- In;;nr ~•t ,~r.,... : ,1 v N.•r- ,r:~'. ~h~~ t~k~~ :,t~~. h h:~:~• h~,:~ .~,.~:~iuriv~t3 he pre~~,•.• .uit}..~rtc ~ 1„jt whi •i: u~• u, •k ha~ rr~nam~~n~ed nr on wFb'h w~~rk ~r„j 1~,;' ',N i~.,:ipl. ~~ti ~h.~l? Ix~ ~~:~it~ ti~ Ihi~ bu~rr i\ t~ ~\~:IR[ f l\\t:ti 'f'u• ri'.~•r w~if ~~a~ i~tan~;~F~!~~ ta~ ~~m m~rt~•:~~r. dri~r~•r~Y1 }~iin I\'1'1'}'.! ~I ir.t.r•„ ,~n r,},:~. ~.n 2?:~• ~.~~,~•rt~ that tht~ hu~rr t:ekt•~ •u(~t ~ j~c~~r,,crri ta thc• ~l,~te of c1~~sinR rr[ fn ur .~~sutni~. ~r• I\\'!:\'T(?It\ If R~.*~~~r•r~•, i. r.:~~~n,:~v1 ~nd equ~p:~irnt, a{ipurt~~n:~nn•~. furnit~:-c• ~nd f:~rni~hi^~;~ :ire :nrludF•~1 in the -alr price. an in- <<•nt~n~ ~h~~u;~! i~.• a~~«w ~1 u~~~n a: th~ ~i*nF~ ~.t ~•~~•cutii~n nt the r~ntrart M• the ~wrt~~~~ :~~~d a cop~• nf th~ im~•nt~~rc chal! he a'tachrd to the eontrart r~~~ F~r„4H-rr~ t,•!w+'~~tt..•:•tit ~r. the•cnntract :ni•lud+~~ iurniuu~• and furni>hin~s and nu ime:i~on a~.r~d t:pnn. ali furni?urc and furni~hi~,;;~ hu: r~~ luit:n~; itrm• Ex•r:~mal ;,durnmrnt. w'ith th~~ title• to th~• n al ~~,ta~c and tht• {~arti~•~ w agrrt•. t.t: i~~.~: 7~t+~ ~.•i'• r.ha!! fu~:u~h ~~•pit ~,~f ~!I w•rittrn 1~~.~~rs t~~ the bu~~Nr F1fi~•C tn ~•In.in~; and it the•rc• arr am~ ~erson~ in ~~scFSSi~n w-ith- uut wnt~~~r, i~_~~. ~-~~~p~x•1 Irttrr. trum .urF. p~•r~ns :p~Y•ih in~; tht~ nature .?iid duration ~~f the ~~c~ upanc~~ shalt he fum~~hFt1 to !f~r• buyer b~~ thr v~ii~•r F,r~~~r r} rlns~n~ d.it~ - '.1F:t'41 \\1( ~ i I}~:'.~ Th~~ p~~~lKrt~ i. !r•ti:~; •~dd fnv and clear nf ~11 Ewcsib~P r.~echanic', l,en~ fn: wv~rk d~~~e ur material furnishcd in ::npr,~, i:;~ th~~ ~~r~•m~~~•• It ;mT,s~~~~~r*.~r::t~ h:«a lf~~a•~ c„nyplef~ I~~~s than 9f~ ~lat~ ~ellrr w-il. fomi~h seruritv ag:,in~t mi~c~h,,nii s iiens or e~•i- d.•nr~• ~~f ~~;~ti m.. nr nr ~•~~p; ,i,Ic• re{ra~e ~r w~ui~-rr uf lien~ k•IIcY, :rt ~?nsir.~;, u~,~in requr;t ~~f tw~er. ~hal; make an affida~•it as to the ~l~~m~ t't~ ~ •rt~w ~i in rh:• pa•:~~;~,:ph F:X1~'!'1'.l~ :1~:K'ft~.1t~F:, 'ft~~~ .,ifer shall furnish e~topp~l Iett~rs Innt mt~•.arih in afiida~it lurm? ~etting forth the princ~pal balance. n~cih~M1 nf p,~•. r.t •~*;!i uhc~tn~~r mc~r• ~.~R~• is in ga~d ~tandinR. thrre is a charkP tnr t~e ~•h:~nt~e uf ~*wnFr>h:p rFCnrci,, br the rrort- ~;a~~~e. :t >h:~II }w• !ti~rn~• 1~~ th i~i~c~•r ~•If~•r ~h:>ll rei~•irr ac crf~el~t at closiry~. an at~ ~~unt equal to lFlf• (~fTf~V1 funds held b~ the mnrt~agee. li th~• ~~~.~;i; r•~,r±~;.,}:~~ my:i:•. ~ tr.. ?,~i~,~r t~~ .~~.umc• wtne. th~~n the hu~rr ~hall du s~: ~rntidecl. hnxe~cc~r. if thr mnrt~;a~;re doec not atcept th~• h:~rr tt.• n,n ~i: t! ••~,~nt urr~n~. buc~~r at his opti~m, ma~~ eance[ th~~ mtract and aP ~;wnirs pad !ry~ eht bu.•c-r shail be refvaded rfu~ hi;ti~i•r I_l kt'1i \~i •,t~ ~\4 1\tt?ft! ~F:~ \n. ~iurchaw~ e:~~nt~~~ nnt~~s an~i ru~rtKay;~•~ r~~quinrf t~y t~r rnntract sha?' f.,ll~a• t':e~ rmc Fenerall}• prc•i nr.,s .-~•~t r f:~• ~.~u~~t r~.t,~ ; h~• land i, l,h•:~rrd :1n} purcha~r m~~n~•~ m~~rt~;age shal! pm~ ~,le for insurance a'~ai~~t L,ss h~ fire w~~~h ~•x;~•r in :+n .+~r:~ ,,t~t m~+ le~~ !han the iull insur.~.d~~ calw~ ~rf th~~ improcc•ments. in a fir.t mortkaKe. thc• notF> and mortRa~e ~h.~i! pr~..:•i~ f~~~ ;~(~'1'n f.l(IU(1. i1~ ii!t' ~i~,uut: of the hulder. after thirty i;sOi days ~iefault and ~n a~F~on~t rru,rtga~;e. att~r fiftef•n 1':.i1 day~ de- t~,Ult l,er~~n~: :•~~~rt~;,,,;r :~•~~~:irc n nu~rt~agnr to k~~p all prinr lirns and enrumbranc~•~ in ~a~d st.indir.};. fiu~i•r ,hall ha~~• the riRht ta ;~rr4,a} .:li E~art ,i:~• ,~sir,~ ~pal at in~ umr ur timcw with intc•rc•.~ to date~ uf p.,vm~nt u•~th~~u~ penalt~~. <Y!'}IF:tt tit~~N ~ iI.F. ir. :n,• nt hc~~er e~rcute~ a mnrt~t~;~~~ tc~ nn~ other than th~ ~~Iler, al! ~u~t~ and charqec incidental thFret~ shall tK~ (:.~tr[ h. ~iu• iiuc~•r 1'Uti~h~~!1 r? !'n•" ,_!~~n an•I 1~'t'I.Pdln \ NIII Fk' t{PII\'Pr~vl at cio~:n~ UII~PSti ~l[IIP~K'iV' it';:~ti•d FIf'fr•Ifl F~~t~nta~tl~?~ r,~. .r~~F'~ ~f(t~::~i. \~I? PF:Rti(J\:\l.l: Tas~~< <hall tx~ proratcYl ba~cvi uprm th~~ ~urr~•nt ~:ear'~ ca: M~~thnut r~•gard u~ di~. c„ur:~ It rti>• • I~~,m~ t;~K~•. plac~ an~t ~hr currc~nt v~•ar~s ta~es arP not fix~til and the ~•urre~nt vcar'~ aa~e~~ment ic a~'aiiable, taxcx will M• pro- ;,etwi h•~-~Y1 ;;;",r -ui h a~~r~.•nE~n! .i•i~, th~~ pri~r t~e~:ir's mitlage•. If tht• current y~ear's a+«~s,ment i~ not a~~~ii.~i~ie, then t~es K~H be pm-ated ~~n :h~ E~n~~r ~nn!iIkY7. I1~IKPtPf. (f ~ftPl'P IS CORi(1~PtC(~ IfT1~tO{f'nx~nt nf th~• <ubjf•~[ prernisc•s hc .Innuan- 1 of the ~-ear cl„sir,K, then th~~ tn~~•• •I,:~:i !x• pn~rat~d i~, d:sr.. nf c!~~in~; bast~l r.~m the F~rinr ~•~ar'c m;ll ~K~• and an eyuitahl~~ a«e~•ment to be agrec~t u~n be~wern ~hr ;,,i::i•.~ ny~ int~o,~,.:~ie:a•i~~r. iiuriie~tea~1 F:ri~mpt~nn. if an~ 1{itih /tt' 1.~ ~1~ It ~h~~ i:,,pr~~~t~:~;~•~u~ :ir~ dank~~~K1 bc fire or ca~unit~ Md~~re~ d~•li~~Fn- uf ehc• ~1ei~d and cc+n iie rrst~~red tn ~uhstantialh• the ~.inm rnr.~liti~~n N w~rt ~n a~~~~r ~K! of ~itt~ ~fi0!cia~•~ tht•rNatt~•r, s;ellPr ~hel: rt•st~re the impm~ernc~nt~ c+nd thc~ cln~~nR date and date of ~t~.;;~,~•r; .+t ~i..n ;nl.~ i~~n ~'•ti! ~hall he• ~ x~rndc~tl accordi~;};h• If cNll~r f:~ils to c1o c~. th~• huyrr -ha11 ha~•e thr <~ption of 11+ tak- n~ ;h~. E,. ,Fx.r.. ±u_;~.•:;~,~ ~,th :t;1i;r.~nr~ prcx~rd~. i( any. or 1'll canceliin~; ti~~ rnntra~~t. nnd c~i~ d~p~•rit~ ae t~~ t~e f~~-thwi!h re•!urn~d ~ h~• }w~ ~~r :~r~: nil ~,ar~ u.. .,,,,~1 L.~~~r! any and .ill obligatione and iiabit~tv. fK:\\tiF F:lt 1 i h:• F, ~ ha~ ~:•.t r,~ n~ ;~fer uf murtKaKe for furnishing infn.•ma~~~m nr ~•h.,r~,-inR r~ r~~rd~ ~i~aSl t~ p3~~! nne nalf i~c thE~ hu}•er .~rr! ~~n~~ h.~lf h~ ~h~• ~.!it•r goo~~~ DAGE1o~~ , ~~C-~-