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~ nuni ~~c 1~ir?~•lu ~u~~uru~inc~. i~~u~ I~ir n~nfs, issu~~s unc~ pru~ils I~i~~rt~u~. ~mfu t~~~~ morfguqep. in ~rP simp~r. ~
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! ~un~~ in (i~~• .irn~~~~~: f~ial f~u~ morl~~uqur ~ias ryuu~~ ri~~~~l un~~ ~uu•~u~ c~~~f~~uril~~ fo iant•py sai~~ ~un~~ as ajore
1~ .~ii~~. I~~ul t~~~• ~nurl~~uqur u•i~~ mu~~• sur{~ ~urf{~~~r u.surunr~~s fu p~~r~FCI Ih~• jrF simp~e lit~e fo s~i~~ ~cuu~ in t{?e
??~url~~oyr~~ a. ?n~~v n•u.u?~n~~~y ~,r n•~~ui?~~c~: I~~~f rnurfqai~ur ~~~~m~~v ~u~~>' u•arranls l~~e fif~~~ to sai~~ ~uncr
ii n?i~~ uti~~ ~<<•(~v~~~ t~ir .n~n~~ ~u~airtsl 1~~~• ~iu~•~u~ ~ ~nims o~ a~l p~~rsuns u•I~umsot~r~•r. ~n~~ 1{ia! saic~ ~an~~ is jrQP
~~«<1 ~1~~~~~ „1 ~~Il ~•~~~~~?~~1,~~~?„~.~ except taxes accruing subsequent to December,
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~ 31, 1973. ,
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~rou~ded ~lways~ 1{i~1 ij sutcl mort~~ayur s~~n~~ puy unfo snicl murfgageP (~~e cprtain promis
sory nof~~ ~~F•?einn~f~r su~~cl~u~fia~~y ropi~~c~ ~ir i~~rr~li(i~~~. to u•it: . ;
r 1CD tf-107-11 (RR?. 11/70)-Reorder irom Ferh Ptf. Ca. Orlando. Fb~ida i2801-~22-5285-1H-1-ii-~Y1479
; Onr iI~[-~Seeur~d w/rai ~atate-nonE~llooa ~
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_ PROMISSORY NOTE
xo~ . ~ 13. 500. Oa
ST. LUCIE COUNTY BANK
. FORT PIERCE, FLOBIDA
i January 29, ~ 19 74
~ For value received, the nndereigned (and it more thaa one, esch of theat jointly ~d severslly) Prnmise to Pa to tbe
~ order of 3T. LUCIE COUNTY BANH, Fort Fieree, Florida, the sum of 'rv~?etrt three t~ousand n~ne buadred
~ t2i~~ena and no/100 DpLLARS (TOTAL OF PAYMENTB), paysble in ~ monthly instalmeata
~ oi each. on the 1 A_h dsy of each snccessive month commencinR on ~rch 10 , ,
~ 19~ together with coata oi collection, inclnding attornsys' leea eqnal to 10% of the principsl anm or such Lrger
amounts aa maq be reaaonable and juat it collected by legal proceedings or throngh an atiorney at law.
~ All PaYmenta made herennder sball be credited i'irat to intereat and lswinl cbarBes then accrued and the reaosinder
~ to priacipa~. Tbe amonnt oi this note inclndea the proceeds of ~ Z3• ~00• , secording fee oi 16• Q~ credit
~ life insnrance Preminm of n s intsagibla taz oi ~ 2?• 40 , docnmentary stamp tu o! ~ 20• 5 and
~ other charges of ~ resulting in an AMOUNT FINANCED
~ of ~ 13, 500 ~~e..na s~ c~ r~ 10, ~3I. n
, ptna s FINANCE CHARGS (consietSng only of interest) of ~ 4~6hich ia estimated to begin
to accrue on ~9_) resulting in an ANNUAL PSRCSNTAG$ AATS of ~-96. 1~e nndersigned 6as
~ the right to prepay thia loan in full aad obtain a refnnd of the nnearned portion of tbe finance char8e computed under
~ ihe "Snm of the Digits" method.
PROPEBTY IN3ITItANCE, it written in connection with this losn, msy be obtained by the nnderaigned through
~ any peraon of hia choice. If the nndersigned desirPa property insnrance to be obtained throngh the creditor, the cost '
~ aill be ~ for a term ot months.
~ CAEDIT I.IFE INSURANCE I3 VOLUNTARY AND NOT REQIIIBED FOB CREDIT. Snch inaursnce coverage is
~ available at a cost of ¢ for tbe term oi the credit
~ Credit Life Inanrance ia desired on the life ot
(Insapd)
~t •
~ (Dw) (Inared)
- In ihe event any inatalment oi principal is not psid when it becomes due, the entire as~onnt of this note, less the
amonnt oi any rebatea required by l~w, abaU beeome dae and payable at the election of the holder.
Fresentment, notice oi dishonor and notice oi non-payment are hereby waived by each maker, endoraer and other
puty to this note, and euch ai them do hereby waive the right to be aued after default in tbe count~ oi thei= resideace. _
SECURITY-this loan is eecared by a l~ortgags ot even date on the iollowing deacribed resl propcrtY: (Describe)
;Y
Real Estate :~ZortYaae on file irs tbe Public Records of :it. Lucie County~ Florida.
Tbe ]iortga~s wID ~acuse fatnre or other indebtedness and will oovar aiter aaN~ P~~Y•
~
~ The undenIgned u{a~owledgea receipt oi s completed copy of this note on the above date.
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~ o I kfv?~~: F1v~ /s/ Juan Torres
~aa~..,~ ~ s~e~.: ~Ar.
n uan or es
r~y`~ EK ~.~.t~ PAI~ c7~~ Si t~: ~ s/ Ro sa To rre s ~AL
= s (Ai~s'rw) D+~ `r'~'~~'