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HomeMy WebLinkAbout2600 i Tha Mortgagor bereby oovensnb ~vith tbe Mortgage~ thsti be ie indetessi'b~ seir,ed oi ssid land in fee timple or such other eatstet d any sa ie stated he~ein; tbat he haa tull po~ver aad la ul.right to oonvev the aRme ae atore.said; that the land ~a iree ~rom all ancumbrances a=oepL as hereia othenvise rec~ted; that aaid~iortgagor aill make euch furt,her assuranoee to pmvo tLe atores~id title to said land in said Mortgagee aa m~ be reason- sblyrequired, and thwt said Mortgagor does hereby i~ rvarranti tLe title to said land, and evary pat~ tLereoi, and rvill defend the same agsinat the bwiul cLime oi penom ~vhomsoeveral PaovtuEO ALwreYe thst if tha 141ortgagoi aha11 pay uato tbe ~artgsgee t~h~~ oestaia promieeory note, os ~rhich tLafollowic~g ie a subet~autaal ooPS, = 29,900.00 Stuart , Flozid~ Apri 1 26,1~74 . Fae V~.vs Rscstvso, tbs underei~ed promiee(s) to pqy to SOUTHERN MORTGA~GE ASSOCIATES, INC. , authori2ed to do business in the State of Florida , s eorporation o~anised and eaoetina nnder tbs ~~s ~ the State of Arkansas , or order, the principol eum of TWENTY NINE THOUSAND NINE t~1NDRED AND ~/100 - 29,900.00 with inteeeet iroon date st the rate Ej g~jt 8~ one-hal f ~~1e ogioe P~ anaum m tbe uapaid balnooe until pAid. TLe said princsp~u an interest sball be Southern Mortgage Associates, Inc. , 1999 S.W. 27th Avenue ~ Mi ami , F1 ori da , or at euch o~ther pL~ae as the Lolder msy designste in .vritiang delivered or mailed to the debtor, in monthly installments afTwo Hundred Twenty Nine & 93/100 Doltare ~i 229. 93 commencing on the first dsy of June ~ 19 74 ~ aad eontinuing oa We firat dep of each month thereafter until t~ua note is fully paid, e~cept tbst, if not sooner paid, the final payment oi principal and interest shall be due and payable on the first dey of ~ , 2004 Privil~e is reserved to prepay at any time, without premium or fee the entire indebtednees or any part~ thereof not~ess tLsn the amount of one inatallment, or one hundred doljats (a100.00), whichever ia less. If sn~ deficienc3 in the paym ent of any installment under this note is not made good prior to tLe due date of the ne~t such installment, the entire principal aum and acerued interest ahall at once become due and pay- ~ble without notice at the option of the holder of this nots. Fail~ue to exemi.ge this option ahall not const,itute s w siver of Lhe right to.exerc~se the same in the event of any subeequsnt defaul~ In the event of default in the pssment of this note, and ii the eame ie oollected by sn attorney at Lw, the undeteignod Lateby agree(s) tp ~ pay all ooets of oollection, including a ressonable ~ttorney's tee. This note is eecured bp mortg of even datq eaecuted by tbe undere~gned on eertain pmperty deecribed therein and represente money aetua~y used for th~ wquisitioa of said propart~y~or tha improvemenis ~areoa. Presentment, protest. and notioe sro bereby ~vaived. ~/s/ Rudolph Crescenzo ~ ~s/ Paula R. Crescenzo ~~y~ i i ` ~'°'oay~ { ~ 3 ~ And ahall duly, promptly, sad fuIly perform, diecharge, execute, e$ect, ~omplete, and eomply with aad abide by esch and every the stipulations, agreements, oonditions, and eovensats of eaid pmmissory note and of this mo*tgage, then this mortgage and the estate hereby erested ahall ceaes aad be null t~ad raid. 3 The Mort~agor further covenants as followa: ~ 1. That he ~vill pay the indebtedness~ as hereinbefoce provided. Priv~ege ie t~erve~ to prepay at any time, y without premium or fee, the entire indebtedness or auy part thereof not lees thsa the amaunt of ane inatallment, ot _ ane hundred dollara (i100.00), ~vhichever is leea. 2. In order ~uore tull~ to protect the aecuritp of this mortga~e,~ the Mortga~or~ together ~+ith, and iri ~ addition to, the monthl~- pa~menta under the terms of tlie note secured hereby~, on the first da~ of eech ~nonth i uutil thc said note is fu~l~- paid, Will pay to the biorigagee, as trust,ee, (under the Lerms uf this trusL as herein- ~ after stated) the following swns: ~ (a) A aum equal to the gmound reata, if any, neat due, plua the premiums that ~v~l next become due ind payable ~ on policies of fire and other hasard inaurance ooveruig the mortgaged property, plus taxes and aesessment$ ~ next due on t6e mortgaged property (all as estimated by the Mortgsgee sad of ~vhich the Mortgagor is noti5ed) lees aU sums already p~d t6erefor divided by t6e number o~ mantbs to elapse before one month prior to t6e date ~vhen such ground rente, premium.s, taxes, and aeB~ts ~vilt become delinquent, - auch aums to be held by MortgageeintrusttopsyasidEroundrents,P~~,~~,sadspecialaeeeasments. (b) The aggregate of the amounts paysble pureut~at to eubpara6raph (s) aad lhaeepay~ le on tLe note eecu~+ed = hereby, ehall be psid in s siug~e psymeat each manth, to be sppl~ed W the f~l~owing itenos in 1he ordet stated: ~ (I) arouna rents, t~ues, aseeesme~nte, fire, ana owu bs~ard indura~?oe pc~emiums; . (II) interESt oa the note secur~d bereby; aad ~ (III) amortisation d t~he principal of esid note. = Any deficiency in the unount of euch te monthly p~yment aball, nalees made. ~ood by the Mort~• gagor pr~or to the due date of the next suc psy'ment, const~tute wn event of defsult unde~ this mort~af;e. - At Aiortgagce's option, Mori agor ~vill pay a"late cUarge" not exoeeding four per centum (4~Jo) of any install- v = ment w•hen paid more than fteen (15) dsys after the due date thereof to oover the exf~rs expense involved in handiing delinquent ~ay ments, but such "lste chsrge" shall not be psyable out of the proceeds of sny sale _ made W satis(y the indebt,edness recured hereby, utiless such proceeds u~ su~'icient to d~echsrge the entire _ indebtedness and all proper costa and expenses secured thereby. 3. It the total of tl?e pa,yinents macle b• t}~e Mortgagor under (e) of paragrapli 2 prececiing al~all ezceed - t}?e amount of pa~ ments actually made b~ t~e Mortgagee, as trustee~ for gmund rents, taxes and a.s.gessments, and insurance premiun?s, ss the case may be, such excess sLall be credited on subsequent pa}~menta to be made br tl?e ~iortgagor for sucli items or, at Mortgagee'a option, sa t.rustee~ shall be re[unded to Mortgagor. If, - however, sueh ~e?onthl3 pa~-ments ahall not be sufficient to paf euch items ~vhen the same ahall become due ard parable, ~ then the hiortgagor shall pav to the Mortgagee, as trustee, sny smount necessary to make up the de~iciene~. Such pa~ment ahall be made ~vitihin thirty (30) davs afler wntten »otice from the Mortgagee = stating tbe amount of tLo deficiency, ~Lich notice m~?y be given by m~il. If ~?t an~ time tLe Morfgsgor ~a11 ~k ao~ 226 25y8