Loading...
HomeMy WebLinkAbout2510 (c) In the event of the passage of any state, federal, municipal or other governmental law, order, rule or regulation, subsequent to the date hereof, in any manner changing or modifying the laws now in force governing the taxation of mortgages or debts secured by mortgages or the manner of collecting taxes so as to affect adversely the "Lender", the entire balance of the principal sum secured by the mortgage and all interest accrued thereon shall without notice become due and payable forthwith at the option of the "Lender"; provided, however, that such election shall be in- effective if the "Borrower" is permitted by law to pay~`the whole of such tax in addition to all other payments required hereunder and i~ the "Borrower" does pay~such tax and agrees to pay~ any such tax when thereafter levied or assessed against the premises, and such agreement shall constitute a modification of this mortgage. ~'~or reimburse ''Lender" for 1.05 NO TAX CREDITS. The "Borrawer" will not claim or demand. ~ or be entitled to receive any credit or credits on the principal 11'~ or interest payable under the terms of the note or on any other ,~ti,~ sums secured hereby, for so much of the taxes, assessments or similar impositions assessed against the Mortgaged Property or any part ' thereof, as are applicable to the indebtedness secured hereby or to the "Lender`s" interest in the Mortgaged Property. No deduction shal? be claimed from~the taxable value of the Mortgaged Property or any part thereof by reason of the note or mortgage. 1.06 INSURANCE. The "-Borrower" wi12 procure for, deliver to, and maintain for the benefit of, the "Lender" during the life of this mortgage, insurance policies, in such amounts as the "Lender" shall require, insuring the Mortgaged Property against iire, exLeiiucu coverage and such other insurable hazards, casualties and contingencies as the "Lender" may require. The form of such policies and the companies issuing them shall be acceptable to the "Lender". All policies shall contain a New York standard, non-contributory mortgagee endorsement making losses payable to the "Lender". The coverage under such policies shall be limited to the improvements naw or hereafter erected on the land mortgaged hereby. At least fifteen (15) days prior to the expiration date of all such policies, - renewals thereof satisfactory to the "Lender" shall be delivered to the "Lender". The "Borrower" shall deliver to the "Lender" ! receipts evidencing the payment of all such insurance policies and ° renewals. The delivery of the insurance policies shall constitute ~ an assignment, as further security of all unearned premiums. In ° the event of the foreclosure of this mortgage or any other transfer of title to the Mortgaged Property in extinguishment of the in- debtedness secured hereby, all right, title and interest of the "Borrawer" in and to all insurance policies then in force shall ~ pass to the purchaser or grantee. ~ The "Lender" is hereby authorized and empowered, at its ~ option, to adjust or compromise any loss under any insurance policies on the Mortgaged Property, and to collect and receive the proceeds from any such policy or policies. Each insurance company is hereby authorized and directed to make payment for all such losses, directly to the "Lender", instead of to the "Borrower" and "Lender" jointly. After deducting from said insurance proceeds any expenses incurred by it in the collection or handling of said fund, the "Lender" may apply the net proceeds, at its option, either . toward restoring the improvements, or as a credit on any portion of the mortgage indebteciness selected by it, whether then matured or ~ to mature in the future, or at the option of the "Lender", such sums either wholly or in part may be paid over to the "Borrower" ~ to be used to repair such buildings or to build new buildings in their place or for any other purpose or object satisfactory to the ~ "Lender" without affecting the lien of the mortgage for the full ~ amount secured hereby before such payment took place. "Lender" ~ shall not be held responsible far any failure to collect any in- surance proceeds due under the terms of any policy regardless of the cause of such failure. ' # - . - 4 - BOOK ~.t7V PACEz5Q9 ~ ~ ~ - - - - - - - ~ . ~ , s n~ _