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HomeMy WebLinkAbout0028 ~ . ' F ~ The Mortgsgor hereby, covenants with the Mortgage~. th~~ hs ia indete~iaibl aeir.od oi eaid land in fee aim~ or suc6 o6her eei~s6et ~i aay as i~ st~ted hereia; tLa~, he has tull power uid la~ul right to u~ovev tLe snme as a~oreeaid; t~wt t~he land ~e iroe from ~il eacumbrwoes exoept~ as Leroia o~bsrwise recit~eci; t~hst said~vlorcgagor ~ril1 uuke suc6 [urtbec ~ur~ioee to prove tLe aforeseid ~~k? to said liwd in wid MoMgagee pa may be re~o- , ~yrequic~ed~ end ths~ eaid Mortgag~?e daes hereb~ i~ ~rare~at t~?e tatle to anid l~nd~ aod eveq parti W?ereot. and ~riU deiead tba saons ~g~ins~ t~he lawful alaito~ ot per~ona wtames~ever. PROYIDSD AL~f/ATY ~L lI UIQ 'MOT~Or d~1~ j1Q lint0 ~N MOt~Og~ ~L OOrtL1D ~'Om189OrY DO~~ oi whicd the following is a substanti~l coPY, Lo wi~: ~rt Pierce ~ i 36, 5~. oo . , October ].7, ,19 7L Fon Vw~vs RscsivsD, the undece~ed Prom~e~a~ ~~o p~Y THE IAMAS Sc I~~l~ON COt~+IPANY . ~ , s oorporstion or~suised and e'~under t~6e y~ws ot 3tate of Connecticut ~ or order, tbe principal sum of 3'~IRTY 3IX THOiJ3AI~ID HvrIDRrD ArID xo/loo-------------------- Doua~a t:36, 500. oo ..itih int~est t,om dste at Lhe rate of r1INE & ONS HAL.'~ ' per oentum ( 9~ %a) P~ annum on the unpa~id balanoe until paid. p~~~ ~d ~1 be p~yable at tbe o~iae ot The Lomas & Nettleton Canpa:ny P.• 0. Box g6~ as t6e hdder ms d w writina ~ Virginia Beach, Virginia 23k51 . or at such other pl~oe Y~~ delivered or ms~lea to the aebtor, ~n montt,iiy ;nacaum~ts ot ~ xvrIDRID sEVErt & 33/1~----~~s (i 307• 33 commeacing on the 5rst dsy d~cember , 19 7!~ . aad ooatinuing oa tbe firet d~y, oi each mont6 theresiter until tLis note is fully paid, eiccept thst, it not eooner paid, tbe Sns~l~symen~ of prin,cipal and interest ehsU be due aad payable on the Srst day oi October , 2~'+. pri~il~eee is resecved ta prepay a~ aay time, without premium or fea the entire indebtednees or ~ny Par~ thereot not less tbw the amount of oae instalinieat, or oae 6uadred dollus (=IOO.QO). whk6eret ~ leas. Arepa?yment in tull shall be cndited on the date receired. Patt~l prepayment, otber thaa on m installaient due date, need not be rredit~ed unti! the nezt tdtowla~ ind~allment due date or tbitty days aftez wch PrepaYmenk ~~i k~iiet. Ii any deficiency in the paym ent of any iLSte?llment under t~is note is not made good ptior to the dne dste of the nest auch instsUment~ the eatire priacip~l aum snd soc.rued interest sbsll ~t onoa beoome dne snd Fs,y- able without notice at the opt~n oi the holder oi thia note. Failure to exairaee this option sball uot oons4tute ~ w~iver of tha right to esercise the same ia the event of anp subeequent detault In the event of def~~t ; he psyment of this note, snd if the eame is collected by an sttorney st lsw, the nndersigned hereb s Lo P`Y all costs of coll~ction, including a re~sonsWe 4ttorney s fee. This aote is secured by a~H~tgage oi even date esecuted by the nnde~igned on oertain property described thecein snd repreeents mon~y ac IuaUy used for the acquisitioa of eaid property or the improvemenfe thereon. Presentment, pmte~~~ and notic~+ are hereby waived. . ~a~ ~1l ~rri _tton 4^ i f [gBAi,] . ~r,La~ ~~x scar.F - . ~s~„„~~--ScAi ~ _ [s~.~ APtI1A J. SCALF ; [s~.l ~ And shall dul~?, promptly, and fully pedorm, discharge. execute, efiect, complete, aud oomply .~rich sad abide ~ by esch and every Lhe stipulations, agreementa, oonditions. and oovenanta of aaid promieeory note and d this mortgage, then this mortga~e sud the estate hereby created shall oease and be null sad void. ~ The Mortg~agor further oovenaats as follovvs: - 1. That hs ~villps y the indebtedness, as hereinbefore provided. Privilege is rEServed to prepay st any time, without premium or f~. the entu~e indebtednees or anq part thereof not less tban the amount of one installment, or . . one hundr~d dollars (i100.00), whichever ia lesa. 2. In order morn tull~ to prntect the securit~ of this mortgage, the :~fortgsgor, together with, and in adciition ro, the monthl~ pa~-ments-t.~nder the terins ot tlie note securecl herebt, on the first da~ of each month until the said note is fu71~ paid, will pa~ to thP Mortgngee, as trustee, (under the tern~s o[ U?is trust as herein- a[Ler stated) tl~e f~~llowing swiia: ' (s) A sum equal to the ground rents, if any, next due, plus t6e premiums that will next become due and paysb~ on policies of 5re aad otber hasard ins~r~unce covering the mortgaged P~P~Y~ Plus taues and assessmenta n~ ~ue o~ t,he mortgaged pmperty (a!1 aa estimated by tbe Mortgagee and of which the Mortgagor is notiSed) leas all eums alread~r p~d t6erefor divided by the number of months to elapee before one month _ prior to the dste whea sucd ground rents, premiuma, taxes, and a~nents w~ll become delinquent, suc6 suma to be held bq Mortgageemtnisttopaysa~dgrwindrents,premiums,tsaea,andspecialaseesements. (b) The ag~te of the amounts pa able pureuaat to subparagraph (s) and t~hoeepa~ yable on the note ~ecured hereby, shall be pdd in a eing~e Pa~Yment e~?ch month, to be applied to the f~1lo~ving itema in the o:der atsted _ - ~ . . ~ (n 8round rnute, ta~ea,' as~n~ta, fire, aad other hssard insursnce pe+emiums; . . ~ (In interest an the note aecured bereby; and ~s ~ (IIn amortisation of the principal of esid note. - Any deficiency in the amount of suchsggregate monthly payment shall, unless made goocl by the Mort- gagor pr~or to the due date of the next such payment, constitute an event of delault under this mortgage. At Mortgagee'aoption~ Mortgagor wili pay a"lats charge" no6 exceeding four per cent,um (4%) of any install- ment when paid more thsn fitteen (15) da~}rs atter the due dete thereof to cover the extra Axpense involved in handling del"inquent psyments~ but such 'late charge" shslt noc be psybie ouc of che proceeda of any sale " made to setisfy the indebt,~dness secured hereby~ unlesa such proceeds are aufficient to discharge the entire indebtedneas and sll pmper oosta and expenses secured thereby. 3. 1f the total of the pa~ ments n~n~l~ b~' the 11'Iortgugor under (a) of pare~ruph 2 prnceding shall exceed the amount of pa~ments actuulh ma~l~ b~• t~~e 4iortgaKec, as trustcc, for groun~l rents, taxes end aasessments, and insurance premiw~~s, as thc case ma~• be, such excess sl?all be credited on subseyuent payinents to be made bv the '•ldortgagor for su~i~ items or, at Mortga~ee's option, as trustee, shall be r~[unded to Mortgegor. If, however, such niontld~ pa}•ments shall not. im suffir~ent to par such items when the same shall become due and pa~•able, then the hiortgsgor shall pu~ to thc Nort~e~ee, as trustee, nn~ amount necessary to make up tl~e de~icienc~-. Such pa~•ment shall be made within thirt~ (30) da~~a after written notice trom the Mortgagee stating the amount of the deficiency, wl~ich notice mey be given by mail. If at any time the Mortgagor shall 604~K ~:uV P~ ~ ~ a , e - e ~ ~