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HomeMy WebLinkAbout1030 . vf i! . i ~i • / ~ ~ ~ ~ i~ ~ 11 ~ i j~ ~ ~ ~v~~~~ O 1 i~ ' ii ~ 1` 1 1 ~ 1 !i ; ~ MODIFICATION AGREEMENT i ~ I j , ! i f: 1 ~ THIS MODIFICATION AGREEMENT made this 27th day of December,! ~ , ~;1974, between INDIAN RIVER FEDERAL SAVINGS AND LOAN ASSOCIATION, a; i 1~~United states corporation, hereinafter called Mortgagee, and BETTY{ i; k ~4 i ~:JEAN CONVILLE, a singie adult, hereinafter called Mortgagor, ? ~ ~ ',:WITNESSETH: ; ~ ~ : WHEREAS, Mortgagor executed a mortgage to Mortgagee on s , { ~~property described in said mortgage, which mortgage was dated ; f ;;February 28, 1974, and recorded in Official Record Book 224, page f . ; ~'1680, public records of St. Lucie County, Florida, and which mort-; : ~gage secures a note in the oriqinal principal amount of $7,500.00;; ~ . j :~which said note provides monthly payments of $60.40 and interest M . ; ~at the rate of 8.5 per cent per annum, and further provides that ' ~ `any remaining indebtedness, if not sooner paid, shali be due and y ~.~~payable on the lst day of March, 1999, and, . ; > WHEREAS, there now remains unpaid on said note and mortgag~ ~ < _ ~ the balance of $7 389.24 and, ; - C Z ~ O < : WHEREAS, Mortgagor desires to obtain a future advance ! V, p ^ p j ' 3e~0~ ~ ; Z~Zm= under said mortgage dated February 28, 1974, by Open End Note date~ ~ o ; ; - ~ Z;p~~ December 12, 1974, in the amount of $1,000.00, with interest at ~ ~ ~ ` the rate of 8.5 per cent per annum, and monthly payments of $8.27,~. ~ and, ~ ~ ~ WHEREAS, Mortgagee declines to loan said future advance ; unless and until the interest rate is increased on the original ' ~ ~ note and mortgage dated February 28, 1974, and Open End Note dated~ December 12, 1974, from 8.5 per cent per annum to 9.5 per cent per' ~ annum, and that in the event any payment is not made prior to the ~ ~ 20th day of the month when due, then these notes shall bear inter-~ est at the rate of 10.0 per cent from the date any such payment ' f: ~ ' ~ became due and throughout the period of such delinquency. ~ ~ ~ ~ NOW, THEREFORE, in consideration of the premises and the ~ O ~ ~ granting of the future advance the Mortgagor covenants and agrees ~ ~ to a interest on the balance of said mortgage dated February 28,; ~ ~ P Y ~ ~ 1974, and Open End Note dated December 12, 1974, at the rate of ~ ~ ~ ~ ; ; ~ 9. 5 per cent per annum, commencing on the lst day of January 4 ~ ~ Smith, Heath & Smith, Attorneys At Law, P. O. Bor. 1030. Vero Beach, Florida 32960 ~ _ - ~ ~ r_. . _ _ - _ _ _ ~