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HomeMy WebLinkAbout2155 t . ~ T a 8. lnspsction. _ I.ender iuay ~nakc or ~ause to Ix~ u~ude ~•rasuuaLlc enh•ies u~?on an~l ins~~ectiona ot the Prop- ~ ~rty~ pmvided thst I.ender shall give Borro~~•er notiee ~~rior to any su~l~ inspectiou specitying reasonable cause ~ therefor related to I,ender's interest in tl~e Yroperty. f 9. Condemnation. The proceecis ot nny »wani or claim for dnmages, direct or conseryuential, in connection with any condemnation or ot,her taking oi the Pro{~crt~y, or ~~:art tl~creot, or for com•eysncc in lieu of condemns- tion, are heteb,y nssigned and sliall be paid to I.encier. In the event of tatal taking ot the Propetty, the procecrix ~hnll I?e i~pplied to the ~wns secured by this Mort- ~ gage, ~~~ith the excess, if flny. paid to Borrower. In thc rvent of n partial taking of thc Pro~~erty, i~nleag Borrower ~ :~nd I.ender otherN ise agree in «ritin~, there shnll I?c n~~~~licci to the sum~ sc~urc~i by this ~Zortguge such pmpor- tion of the proceeds ~?s is equal to that pmportion ~~•hich the amount of the sunis secureci by this ~iortgage imme- ~ ~liately prior to t.he datc of taking l~ean to thc fair wurkct ~•uluc of thc Yroperty imniecfintely prior to the date ot i taking, with the I~alance of the proceeds ~?aid to Borron•er. t If the Pmperty is nbAndoned by Borrower or i( ntter notice 1,~~ I.ender to Borro~ver that the condemnor offers to make an award or settle A claim for ~iamuges, Borrower fails to respond to I.ender within 30 days of the date of such notice, I.ender is authorised to collect anil ap~~l~ the ~irocccKls at'I.ender'~ option either to restoration or + repair pf the Pmperty or to the ~ums securecl by this \(ortgA~c. { 4 Unless7.ender nnd Borrower otherwise agree in writing, any such application of proceeds to principat shall ~ not extend or postpone the due date of the monthly instnllmenfs relerrccl to in parngra~?hs 1 und 2 hereof or ehunge the amount of such installments. 10. Borro~ver Not Aeleased. Extension of the ti~ne i'or pnvment or modification ot amortiaation of the sums ~ secured by this ~iortgage granted by I.ender to any ~uccessor in interest of Borrower ~l~all not operate to release, in nny ~nanner, the liability of the originnl Borrower and I3orro~vc•r s succecsots in interest. I.ender shall not be ~ requii~eci to commence ~~roceedings ngainst sucl~ successor or retuce to extend t~ime for payment. or otherwise modify :~mortiaation of the sunis secured b~• this \~iortgage by reason of any demand madc b~ the original Borro~ver and Borrower's successors in interes~. • 11. Forbe~ance by I.ender Not a Waiver. ~m• forbe~rancc hy Lender in exercising any right or remedy ; hereunder, or othernise af[orcieci by Applieable law, sl~all not I~e :i ~rai~ er of or preetude the exereise of any right or remedy hereunder. The procurement of insurance or the payment of t~xes or other licNC or charges by Lender shall not be n ~vaiver ot I.ender's right to accelen~te the mnturit.~ ot the indebtedness secured by this ~Iortgage. 12. Remedies Cumulative. All remeclics }~mvicic~l in tl~is ~Iortgage are dist•inct ttnd cumulative to any other right or remed3~ under this \tortgage or ;~fforde~l h~ 1~~~• or equit.~~, an~i muy bc exemised concurreutly, independ- ently or successively. 13. Successors cmd Assigns Bound; Joint aad_ Several Liability; Captions. Thc co~~en:?nts and agreements ; herein contuineci sht?11 bind, and thc right~ herewider ~hail inum to, thc respecti~~e succecsors and acsigns of I.ender . 2 :ind I3orro~ver, subjcet to thc pmvisions of pars~~~nph 17 hcreof. ~Il covenant~ ~nd :~~reements of Borrower shall. ~ be joint .?nd ~e~•eral. The ca~rtions anci 1?eading, of the ~~.~ra~ra~~hs of thi~ ~Iort~age are for con~enience only and # are not to be used to interpret or define the provisions liemof. 14. Notice. Any notice to Aorroner provideci for in thi~ \lort~x~e ~I~all Le given by mailinR such notice b~ ccrtified ~uail iddressed to Borro~ver at thc P,-operif .~ddre~s ~tatc~l belo~~•, except for am noticc requited under ~r.~rngraph 18 I~ereof to 1?e given to Bormn•er in the ~uanncr pre~cribcxl i,~ applicaUle law. ~ny notice provided ior in this ~tortgagc sha11 l~c deemecl to ha~•e hecn given to Borro~~~cr ~~•hen ~i~•en in tl~e manner designateci herein. ' 15. Uniform Mortgage; Governing Law: Severability. Thi~ forn~ of mortgAge combines uniiorm co~•enants _ for national use and non-uniforn~ co~•enant~ «itl~ li~nitecl ~•ariation~ i~y jurisdiction to constitute n uniform secu- i rity instrument covering real ~~ro~~ertv. This ~tortgage shall be governeci hy the lan• of the jurisciiction in ~vhich i the Pro~~erty is locuted. In the e~•ent that anv ~~ro~ision er clause oi this ~iortgage or the i~Tote conflicts with applicable law, such conflict shA11 not nffect other ~?ro~~ision~ of this \iortgage or tl~e \'ote ~vhich can be given effect ~vithout thc conflicting ~?mvision, and to thi~ end the ~~ro~-ision~ of the liortgage zn~i the Note are declared ` to be severable. ~ 16. Borrowei s Copy. Borro~~~er sl~all bc furnishc~l a~•onformed co~~~• of this \lortgage at the time of execu- E tion or after recordation hereoi_ ~ 17. Transfer of the Property: Assumption. If all or :?n~• ~~art of the Property or an interest therein is sold ! or t;ransfenecl by Borro~ver ~vithout Lender'~ prior ~~•ritten consent, excluding (a) the crcatian ot a lien or encum- ( brance sui?orciinate to this \iortgage, (b? the ~mation of ~n~rcha~e mone~ ~ecurit~• interest for household appli- ane~, [cj a transier h~• ~1e~•isc, ~icscent or h~• o~~e~:ltion of la«- u~~on tl~c ~leath of a joint tenant or ld) the grant of ~ uny leaschold intere~t of threc ~car.- or lc~~ not ~•untaining :in o~~tion to purcl~asc. i.ender ~na~r. at: T.ender's option, ~ ~ declare all the su~n~ ~ecureci h~• thi~ \tort~;age to hc immediatch~ ~Ine :?n~i 2~xvnblc. I.ender shall have ~vaived such :i option to accelerate if. prior to the sale or tramfer. I.encier ;u?~i tLr {~erson to ~vhom the Pmperty is to be sold or ~ transferred reach agmement in riting tl~at thc rntiiit of sucl~ ~?cr~on i~ ~atisf3cton~ to I.encier and that the interest ~ ~ ~~ayable on the ~iuns ~ecureci Uy this ~tortga~c ~I,ul1 lic at ~ucl~ rate as I.ender~chail request. Ii Lender l~as waived ~ the option to :icceler~te provided in this ~~~ragrapli 17 an~1 if I3orm~~~er's successor in interest has executed a writ- ~ ~ ten assu~nption agree~nent acceptecl in ~Fritin~ h~• I.cnder. I.en~ler ~hall release Borro~~er irom all obligations under - ~ ~ this Mortgage and thc Notc. ~ ~ If I.ender exercises sucl~ option to accclerute. I.ender shall ~nail Borrower notice of acceleration in accordance ~ ~ «-itl? ~?ar~grapl~ 14 hercof. ~itch notice ~l~all ~im~~ide ~?erial oi ?~ot Ic~~ th<<n 30 da~~s from the date the not~ice is j ~i~ailed ~~~ithin which Borrower w:~}• {~a~ the swns declarc~ ~iu~•. If I3ormw•er fails to ~~a~~ ~uch smns prior to the ~ ~xpiration ot such ~~erial, I.ender ~na~, «~ithout furth~r noti~•c~ or ~len?aii~1 on Borro~ver, in~•oke nn~ remedies per- ~ mitted by paragraph 18 hereof. ~ y' 3 \ov-L~ \IFOKAI ~'c~v};r,~x-r>. I~urro~~•er ,~~ul l.eml~~r f~u•thc~~• ror~~n:int a~id dnree follo~r~ : ~ 18. Acceleration: Remedies. f:x~~ept x~ ~~ro.-i~le~l in ~~ar:i~;r:~~?i? 17 I~ereoi. i~~?on 13orro~~•er'~ breach of an~-_ ` co~•en:~ut or agreen~ent of Borro«~er in thi~ ~fort~age, in~lu~ling tlu~ ca~enant~ to ~?a}~ ~~•i?en due an,y ~ums secured ~ by this ~tortgage, Lender prior to accclert~tion ~hall n?ail notice to Borrow~er a~ prorided in paragraph 14 hereof ~ ~pecif~ ing: (1) the breach; (21 thc :~ction rcquircyl to cum wcl? breac{~; ~31 a~iAtc, not les.~ thun thirty days from ~ the ~latr the notice i~ maileyl to Borru~rcr. 1?~ ~~•hich ~ucl? I,rcach must be cured; and 141 that failure to cure such ~ breach on or before thc date s~iccific~l iu the nolicc ~nat• result in~ac~eleration of the swus accureci by this ~tortgagc ~ .and sale of the Yroi~erty. If the breacL is nut curect on or before the ~1at~r•rpe~jfierl in the notice, I.ender at I.ender's ~ o tion ma ~teclam all of ~e sums ~ecur h~ this \Iort a c to bc~ immeciiatel~~~tlp~ a ~ayable without further P Y ~ ~:S fiR 1 ~ demand and may foreclose,this ~(prtgARe,liy judicial ~~rocer~lin~. I.en~ler ~I~all I?e entitl~to collect in such proceed- ~ ing all ex~?ences of foreclosure, includinK, but not 1i~uit~vl tu, reasona~l~le attorney'~ fees, and costs of documentary ~ evidence, abst:racts ancl title re~~ort~. ~ 0 R r~ aoor ~ P,~ ~ 3 ~ ~ ~ _ _ . : - _ , ~ _ _ . _