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• This ins un1e~t waa prepared by: ~
C. W~Z11d1R LEW18 '
F:fl. Box~ 1898~ . '
Indian River-Federal Savings,
& Loan Asaociation
MORTGAGE Ft. pierce, Florida 33450
THIS ?VIORTGAGE is made this 21s~-_ _ day of _~il-__ , 19?~, _ ~
bet~~~een the Niortgagor, ~Q.lph ZWardowski ~,nd _Harriet D. Twardowski~ hi.B ~
_ wife~_formerl~_Harriet DroQSler (herein "Borrower"), ~
and the Mortgagee, Indian River Federal Savings and Lc~an A.ssociatian, a corporation organized ~
and existing uncier the la~vs of the United States of Am°rica, whose address is Vero Beach, Florida
~ herein "I.ender" ) .
~~x$R~s, Borrower is indebted to I.ender in the principal sum of Fifteen Thousand
and .no/1Q0 Dollars, which indebtedness is e~~idenced br Borraw er's not~ of evei~ #
date here~vitli (herein "\Tote"), providin~ for ~nonthl}• inst~llment~ of principt~l ~u~ci int~r~~~t, ith
the balance of the indebted»ess, if not souner puid, due :ind ~~a~ able on June_ .l, 2000 ,
To S$cveE to Lender (a) the repayment of the indebtedness e~•ideuced h~ the \TOt~~, ~~~itli iui~r~~~t
thereon, the payment of all other sums, with interest thereon, acl~ nnced in accordanee Lere~~~ itL to
protect the security of this ~fort~aqe, nnd the performance of tl~~ com~enau?ts nnd x~rc~enient~ of
Rorro~ver lierein co»tained, ancl (1~) the repaytnent of ann• future .id~•a~icc~, witii int~rest th~reo»,
made to Borrower b~~ I.ende~• pursutuit to para~rapl~ 2l l~ereof ( l~erei~~ "F'uturc~ .1d~•auic~e."),
Borrower does hereb}• ntortaa~e, grant and co~tre~ to i.ender tlie follo~~•i~?g ~le~cribe~l pro~~ert~-
located ~n the County of St. Lueie _ _ , Stnte of N'lorida:
~ 3~/ao - 6 30 -~y7o o~oo/G
Lot 13, Block 129, Port St. Lucie, Section
Twenty-Seven, according to the Plat thereof
as recorded in Plat Book 14, Page 5 and SA
thru 5I, of the Public Records of St. Lucie
County, Florida. ~
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€ ~ RfCEiVE~D~'C ?NYI?NG711813~. I~1S OF ~91~.
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; Ta~FTxFr, with all the impro~~ement~ no~4• or liereaft~r erected an the prope~•t~-, and all easements,
( rights, appurtenances, rent~, royalties, miner:~l, oil and ~as right~ a~icl i~rofit~, ~~ater, Water rigl~ts,
~ aud ~rater stock, ~nd all fi~tures no~~ or )iereafter attaehed to the propert~-, all of ~rhicl~, includiug
~ replaceu~ent~ and addition~ tl~ereto, sl~all bc~ deemed to be .ind remain ~i part of the propert~ co~ ered
~ b}- this ~[ortga~c; and all of tl~e f~reroin~, to~ether with said propert~ (or the leasel~olcl estate
¢ in the event thiti .ltort~a~~ is on .i le~seholci) arc~ h~rein ref~rreci to as the "Propert~-".
~ Rorrower covenants that. I;orron~r is lati~~fulh• sei~ed ~f the estate l~ere}~~ com•e~ed 1nd has the
~ right to mortgt~~c~, ~rant .~nd e~~n~•~~• the Propertt, th~t thc~ Propert.}• is imencumbered, and that
~ Borro«er will warrant and defend ~~nerall}- the title to the Propert~- a~ainst all c~laims and demands, t
z subaect to any easen~ents and restrictions listecl in a schedul~ of erceptions to co~er~~e in any title
F insurance polic~ insurin~ I.ender's interest in thn Propert.~. #
f ~
IINIFORAi COVENANTS. Borro~rer and Lender covenant and agree as follows : ~
= 1. Payment of Principal and interest. Borrower ~hall rromptly pay when due the principal of and interest ~
~ on the indebtedness evidenced by the Note, prepayment and late charges as provided in the Note, and the prinei- ;
~ psl of snd interest on any Future Advances seciired by this ~lortgage. ~
` Z. Funds for Tarxes and Iasurcmce. Subject to I.ender's option nnder paragraphs 4 snd 5 hereof, Borrower
~ shall pay to Lender on the day monthlv installments of i~rincipal and interest ure payable under the Note, until
~ the Note is paid in full, a sum (herein "Funds"1 egual to one-t~velfth of the yearly taxes and assessments ~vhich
~ may attain priority over this ~~Iortgage, and ground rents on thc Property, if any, plus one-twelfth of yearly pre-
- mium installments for hazard insurance, plus one-twelfth of yearl~ premium installments for mottgage insurance.
~ if any, all as reasonably estimated initially and from time to time by I.ender on the basis of as.cecsments and bills
~ and reasonable estimates thereot. The Funds ~hall bc hei~1 in an institistion the deposits or accounts of which are ~
~ o a ~1~ PACE ~~~2 ~
x FLOAIDA-~u?tc-~2n~-~ ~o a F~ur 600K €
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