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Home My WebLink About0310 J :r_ ! .:."i'?r: ~ INSTJ?IIMEN~ NOTE : s 9ANK NAME ~ ~~Y?~ ~Ad Ylli~tr~ ~ ~ ~ ••~i ~'~.~I1:~:1,'.1?l~. `J~E~~t .~~?IL`J~.'ll t~G,i~:.~2~ ~ l + ~ i ~ i • o~.: ~9 s --~i:~F ~ • LOCATION = _ loa~ Tsrms: ~ NoN No. DN~d: ::;u~`3 t' 19 Pr«eeds : 358"1.c~0 ~ HNANCE -~-~-~---~5~.~+~t~':-•-- , : 5 Utty ~ ~fl) .•k~1ti~.s CNAROE _ . i ~_r.____-_____.-------••--•------...._.._..-- - . aiter date the undersigned. herei~atter called Maker~ jointly and severolly Oocument•ry = ~ promise(s) tor value recewed to pay to the order of the Bank, at its office Stsmps ~ as listed above the sum of (total of payme~is) Credit life (or tife ~ ~r.~`~.~.~:rr~ fiv~ hurY3r~d gi.~c~y--six BTiid d~ Oisdbility Ins.i : . . . - ~ s ' w.__.._._.....~..._ Dollars aher (item~zs) ..hQ~10fl _ . wiM inttrost thereon ~t th~ raM of ],Q„Dfi•-_-. -..--96 per annum, all ~ayable i~ ~ t s moMhly installments of =.-----'~O esch ori the _-•1-~--~'---.` dsy of - : each :uaeuive m«?th comnnencinp on . 19 .`j(p. toqerhe. with 3532 ~J • AMOUNT • • BAItOON PAYMENT OF - . ~ue 19 ~a---- - fINANC~ i ~ A fins computed at the rate of s.QS per sl _00 on exh inst~l!ment in default for ~wrately coltated a psriod in sxcess of 10 days may be charqed the Maker. No such fine shsll exceed ~harQei (itsmin) iS.00. Maker is mqvired to pay all costs of collection, includir?~ a reasonable attor- eya) prooeedi payments, whether prin- ~ ~ ney s fae if roferred for collection or I nps. Atl i.. ap~t, intenst a otherwiss, not received when due shall bear interest at 10% per - - an.-+um from due date until paid. All payments made hereunder shall be credited ANNUAt PERCENTAGE RATE % ~ first to interest, then to lawful charqes then accrued, and last to principal. If ths loan is prepaid in full, aaelerated w refinanced, the Maker shall as of the date of such eve~t receive such refund of tM urt- ~ earned portion of the crcdit tife insurar+ce premium and fi~ance cha?ge and such other credit as msy be required by law or as may bs nec~sssry to avoid usury, p?ovided that ihe Holder may retain s minimum finsnce charge of s2S.00, whether o? not oth~rwise earnsd, and except in the case of a refinanci~y, no finance charQebr premium refund shall be msde if it amounts to leu than =1.00. Rete~tion ~ of sny minimum finance shall be in addition to service charge if any. Arry tanguaqe etsewhere herein to the contrary notwithstandinq, neither Bank rtor s~y holder hereof shal! receive o? retain any charge or interest not allowed by law. As security for the paymeni of this note Maker hss pledyed w deposited with Bank the followiny propeNy: _~_:_~_•.Q~~?~.~iv~i _~.I~~__~.tl~.,.~~~__~_.S~tl~a._~.~. z~ .~?_~:R...yoc~k~2~0,..t Pa~ 2y31..Lh1i.t '~e3cs t ' . . - - : .3tat 43__iii_~gs~d._..~--1 C--1,_._.~s--cty'-a~ci~c3d--in--sai3_mt_~t ~ t _ ~ , _ ~ - - : : ~ , = . (includirq sll tssh, stock and other dividends and all rights to suburibe fw secunties inade~t to, tkclared o? granted in connecfion with ~ such prope~ty), which property, together with all additio~s and substitutions hereafte~ pledqed o~ deposited with Ba~k is called tM Col- ~ iateral. The Collateral is also pledyed ss security 1or all other liabili~fes to Bank, (primary, secondary, di~ect, continqant,.sok,.joinf or several), due or to become due w which may be hereafter cont~aded or acquired, of each Maker (a of each AMker and any other per- son). The surrender of this note, upon paymero or othe?wise, shalt not affect the right of Bank to rotaio the Collate?al for such other liabilities. i CREDIT UfE AN~ CREDIT UFE 6 DISABIIITI( INSURANCE ARE VOWNTARY AND NOT REQUfRED FOR CREDIT. Such insuranos ~ covera~e is aveilable at the cost designated below for the term of the credit: (a) S__._._....._._ fo? Credit life Irr surance (b) S fo~ Credit tife d. Disability Insurarxe: _ thetk Appl. ? Credit life Insurance is desired on the life of Box - - Birthdetc - ~ p Credit Life 3 Disabiliry Insuronce is desired on . Birthdate ~ . + ~ Credit life and/o? Disability Insurance is not desircd- .------.------e------------------------------------------- A ~ 6 b • ~ ~ ~ ~ ~ JO[IIl 1'd~I 3 Daro• ~9naturs - . ~ _ ~ Signature -~'l.t~'G~e`'-~---- --it-.. J' .-~J ~~11@ ?~df11L . Additions to, ?ed~dions w exchanges of, or substitutions for the Collatera , psyments on aaount wf this loan w increases of the same, or other loans made pertially or wholly upon the Collaterel, may from time to time be made wifhout affecfin9 the ptovislons , , of this note_ Ba~k shall exercise reasonable csre in the custody a~d preservarion of the Collateral to the extent required by appliuble } statute, and shall be deemed to have exercised reesonab~e care if it takes such action for that purpose as Maker shall reasonabty request i in writiny, but no omission to do any act not req0ested by Maker shall be deemed a faiture to ezercise reasonable cere, and no anis- ~ sio~ to comply with any request of Msker shall of itself be deemed a fsilure to exercise reasonable wre. Bank shall nW be bound to f tske any steps necessary to p~eserve any rights ir, the Collate~al against priw parties and Meker shsll take all necessery steps fa such j purpous. Bank or its nominee need not cotlect interest on or principal of any Collateral or give any natice with respect to it. ; If the ~ollatersl shall at any time become unsatisfacto.y to Bank, Maker shall within one day after demand pled9s and deposit ' i with 8ank ss paH of the Collstersl additional p.aperty which is satisfactory to Bank. - ; ~ If Bank deems itself insecure, or upon the happening of any of the following events, each of which shall constitute s default here- ~ under, all liabitities of each Maker to Bank shall thereupon or thereafte~, at rhe option of Bank, withovt notice or demend, becort~e due i and payable: (a) the failure of any Obligor (which term shall mean and include esch Maker, er:dwser, surety, and guarsntor of this ~ I note) to perform any agreement hereunder, to pay interest hereon .within ten days after it is due, or if there be no due date, after it ~ ~ is billed or otherwiu ~equesled or dema~ded, to pay any other liability whatsoever to Bank when due; (b) the death of any Obl'~pw ~ ~ (c) the filin~ of any petition under the 8ankruptcy Act, or any similar federa! or state statute, by w against any Obligor; an spplica- tion for the appointmer,t of a receiver for, the making of ag neral assignment fo. tFie benefit of cred~tors by, or the insolvency of any ; ( Oblipor; (e) the entry of a judg~ment aga:nst any Obligor; (f)j the issuing of sny attachment or garnishmet?t, or the filiny of any lie~, ~ € ay ainst any property of any Obliyor, (g) the taking of possession of any wbsfantial part of the property of any Obliqor at the instance ~ ~ of any 9overnmental a~thoriry; (h) the dissolution, merger, conwlidation, or reorganization of any Obligor, (i) the assignment by any ~ AAaker of any eqvity in any of the Collaleral witho~t the w?iffen conxnt of the Bank. Eath Obtigw hereby waives any reqvirert?ent Of ~ notite w demand reflecting such accelcrasio~ insofar es such requirement be in addition to the mere exercise of any remedy afforded in th+s i~fase or the ftKTiliffiOtl Of SUi1 ~}f 1Fi@ ZFiCR halder. ~ ~ 8ank shall have, but shall not be limited to, the following riahts, each of which may be exercised at any time whether flr not this ; note is due: (i) to p~edqe w transfer this note and the Collaterol and Bank shall thereupon be relieved of all duties and responsibilities hereunder and relieved from any and all liability with respect to any Coltateral so pledfled or transferred, and any ptedyee or trans- ~ ~ feree shall for all purposes stand in the place of Bank hereunder and have all the rights of Bank hereunder; (ii) fo fransfer the whole ~ ~ a any par of the Collateral into the name of itself w its nominee; (iii) to vota the ~ollateral; (iv) to notify the Obligors of eny Cd- Isteral to make payment to Bank of any amounts due or to become dve thereon; (v) to demand, sue for, collect, or make sny compro- ~ ~ mise or settlement it deems desirable with reference to the Collateral; and (vi) to take control of any~proceeds. of Collateral. ~ Bank is hereby given a lien upon a~d a security interest in all property of esch Obligor now or at any time hereafter in the pos- g session of Bank in any capacity whatsoever, including bvt naf limited to any balance w share of any deposit, Trvsf, o~ sqency aaount, ~ ~ as the secvrity for the psyment of this ~ate, and a similar lien upon and sec~rity interest in all suchpr operty of each Maker as security ~ fw.the payment of all other liabiiities of each Maker to Bank (including lisbilities of each Maker and any other perso~); and Bank shall • have the same rights as to such property as it has with respect to the Colleteral. ~ If Bank deems itself insecure or upon the occurrente of eny defautt herourxler Bank shall heve the foreclosure and other remedies ~ of a secured party under the Unif6im .~ommerciat Code, or other applicable lew and, without limiting the generality of the fweqoing, ! = Bank shall have the righf, immediitbfy end without further action by if, to set off against this note all mor+ey Gwed by Bank in any cs- pacity to each or a~y Maker; and if such set off shall occur, Bank shall be deemed to have exerci3ed such right of set off a~d to hsvs ~ r msde a charge against ar~y~ such money immediately upon the occurrence of such default eve~ though such charqe is made or entered ! on the books of Bank s ti~eqVe~f 'thereto. Unless the Collateral is perishable or threatens to decline speedily in vslue or is of a fype ~ = customarily sold on a retognized markei, Ba~k will give Maker reasonable notice of the time and place of any pvblic sak thereof a of ~ _ the time after which any privste sale or arry other i~tended dispositio~ thereof is to be made. The requireme~t of reasonabte ~?otice shall ! ~ be met if such notice is mailed, postage prepaid, to any Maker at the address give~ betow or at any other address shown on the rec- ~ r ords of the Bank, at feast five da~s before the time of the sale or dispos~t~on_ Upon dispositio~ of any Colleteral after the occurrence ; ~ of any default hereunder, Maker shall be and rema~n liable for any deficiency; and Bank shall eccount tn Maker fw a~y surplus, but 3 a Ba~k shall have the right to appty all or aay part of s~ch surplvs (or to hold the same as a reserve sqainst) any and all other liabilities ; ' of exh w any Maker to 8ank. ~ ~ No delay or omissiw? as the part of Bank in exercising er?y riyhf hereunde~ shall operote as a waiver of such right or of a~r other ~ ~ riflht under this note. Presentment, demand, protesf, notice of dishonor, and extension of time without nofice are hereby weived by i exh and every Obligor_ The Obligor;, iointly and severally, prom,se and ayree to pay eil costs of collection and reasonsbk attornsys' _ ~ fees (not less than 1096 of the principal svm) incurrtd or paid by Senk in enforcing this note upon the otcurretKe of eny defaulf. ~ Any notice to Maker shall be s~lficiently served for all purposes if left upon or placed in the mail, postaqe prepaid, addressed to the ~ premises at the address shown below a any other address shown on Bank's records. ~ ~ Wherever this note is executed by s co-maker or endorser who is the wife of a maker w eodwser, the said wife does hereby ex- ~ pressly scknowledfle the within debt as her joint and ~ndividual debt. ~ fsch of Make~ ecknowledges receipt of a completed copy of this Note on the above e. ~ ~ ~ Addross: ,~--.-Y'I_.`_~?".rt:~~_ . _~1~._.L.Rt- ' ~ ~ n ' A e J•.:~i~.~:. °lu:.i:::~3 334~.s J~;~~ F'a~r~ 1 s.• ' ~ ~ _ , :.2 ? _ - - - c n ~ - ~ # ~ - - - . j . 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