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HomeMy WebLinkAbout0034 S c;1~ ~ e n ~,1 3 n r: INSTAtIMENT NO?E 9ANK NAME ~ ~~tY?~ aRa U11N~Yf~ • ~•nson ~eac'~ . ~0 C=a:~~°.~~r::i~l Str~:~t, , . y ~w: ~ ~ t4 ~1 : ~ 28:;7.2t~ • LOCATIQN . AL1+~11~t 25 76 twn T~rms: ~ ~ Not~ Ne. Dat~d: . , 19 2 2~ 1. 0~, Pr«e~d: i . Sixty (60) M~nths Hw?HCE _ ..--_616-~20- . . . _ . _ - - . - CHAROE - _ . aiter date the undersigned, here~naiter calted Maker, ~o~ntly and severally Docwn~oqry i promise(s) b? value receried to pay to the order of the Bank, at ~ts office S?amps as iisted above the um qf ( o al i ay entsl_ Gedit Life (or lih ~ 'I~,rb ~nousanc~ eicJ~~ ~~nc~reti fi~ty--seven a~ ~is.~i~ti~ i~.s - - _ . . . . . ~..r.~ ZRn.~~-.____•._--•~5--_-__..__.___::._.._.:.._ Doll n ~Mr(itemize) _ _ . - • ---T Dp- _ . with iMersat tMnon at ths ra» of _ . 'X. per annum, sil payabb in mo~+thly installmenti of s 6~. each on tM : - c~ d~v of each suocessiw monnc ~ommencir?p on I . ~ . . 19~~ , toqerhe~ wirh = , . a BALIOON PAYMENT OF i-.--~9A~. Dus 19 AMOUNT 22Q1 .~U - ~fAlAt~£€t? i A fir~e computed at the ro~e of s.05 per 51-00 on each instel!rt,ent in defsult fw ~~rately collectd a period in excess of 10 days may be charged the Maker. No i~xh fine shall exceed ~M~~ ' sS.00. Msker is required to pay all costs of collection, irxludiny a reasonable anor- ~ ney's ise if roferred fo? collection w tepal proteedinqs. All paymenrs, whether p.in- s~- c9p~1, interost w otherwiss, not received wlxn due shall bea? inlerest at 1096 per i annum from due date uotil paid. All payments m~de hereunder :hall bs credited ANNUAL !'ERCENTAGE RATE ,~„Q___ % fint to interest, then to lawful charyes then acc?ucd, a~d last to p?incipal. If the iosn is prepaid in full, ~ccelerated or refinanced, ~he Mstce~ shall es of the date of such eveot rsceive such ni~nd of tF» un- tarned po~tion of the credit life insurance premium and Iinsnce charge and sucfi other credit as m~y ba rpuir~d by law or as may b~ , necesssry to avoid usury, provided that the Holder may retain a mi nimurt~ finance charge of s2S.00, whethar w nof otMrwiss e~rn~d, and except in rhe case of a refinanc~ng, no finance charge or premium refund shal! b~ msde if it amo~nts to I~ss than sl•00. Rtltntion of any minimum iinance shall be in addition ~o se.vice charqe if any. Any Is~quaqe elsewhere herein to tM contnry notwifhstandi~q, naither Bank ~?w aMr holder he~eof shall receive w retain a~y ch~rge o? inferest nof ~Ilowed by law. As securiry fw the payment of this note Maker has pledfled w deposited with Bank the followinq property: A 4. ~ 3 a 4~ undi~id. in~s.~~:~_t._.in.~..Turt].~...R~~~_._.~ond.,..__1_,_ _recorded_. in O. R. Baok Z50, Paqe ~~31. ~ rf~-- ~~~:.~~ca2.¢__.~n. Yor~~ . C_-$ ~_Apt. C-8_. as_ ciesc~ibed in sai~ mortqaqe. - - -....r___._._. (intludiny all cash, stock and otlxr drvidends and al~ rights to subx+ibe for se~,~ Y~s ~ dent tq, declared o~ yrantad in connKfion wi such property), which prope?ty, together with ali additio~s and substitutions hE/~a6lr/~edged oy~q~osired_ fj~ifh _Qank is tallld fhe istera~.- The Collaterol is also pledged ~s securi~y for all other Iiabiliries to Bsnk, (primary, secoes8dry, dirs~ contin~ent, sole, jplnt ~ seversl~, due or to become due w which may be hereafter contracted or acq~ired, of esch Maker (w of each Maker and ~ny otF+~r r- son). The surrender of this note, upon payment w ott~erw~se, shail not affect the right of Bank to retain the Coilat~rai for such other IiabilitiES. CREDIT IIFE AND CREDIT ttfE a OISABIIITY INSURANCE ARE VOIUNTARY ANO NOT REQUIRED FOR CREDIT. Such iniurarw~ coverage is aw~labte at the cost desiynared betow tw rhe term of ~hc credit: _ for Gsdit lif~ In- suranos (b) S _ . - - - . fw Cred~t life b D~sability Ins~rance: Chsck ~ Appl. ? Credit Life Insu.ance is desired on the life of - _ - Box _ - - ~ _ Birthdate - - - - ? Credit life d. Oiwbility Insurante is desired on _ - . - - - - - - - - - Binhdate _ - - - tredit Life and/or Disebility Insurance is nof dese~ed. - ' 7k3C , . ~-x-- ~ - ' ~ L/ ~-=~'-i~-.f~_z- gZflrence Boraks Oate: _p~2,5./-3fi . Siqnature ~ --~''LC..-~'-- - Siqnat~re _ - - - - - - ` Additions to, reduttions or exchanges of, or substitutions for the Collatersl, payments on atcount of this loan a incress~s of tFw ' same, or other toens made partiatly or wholly vpon the Eollateral, may from tilhe to time be made without affettinq ths provisionf of this note. B~nk shell exerc~u reasonable care, in the custody and preservat~on of the Collare~s~ ro the exteot required by applicsbl~ ststute, and shall be deemed to have exercised rtasonabte care if i~ takts such sction io. that purpose as Maker shsll rcasonably requ~sf in writinq, but no om~ssion to do any acr not requesred by Maker sha~l be deemed s fsilure to exercise reasonsbls ure, and no amis- s'w~ to compfy with any reqvest of Meker shall oi ~tu~f be dcemed a fa~ture to exercise reasonable ure. Bank shsll not b~ bound to ~ take sny steps necessary to ~eserve ar~y rights in the Colfateral ayainst prio? parties and Make. shall take all ~eoessary steps fw wd~ purposes. Bank or its nominee ~eed not colfect interest on or principal of any Collateral w give any nolice with respW to it. f i If the Cofletersl shall at any time become unsatisfactory to Bank, Maker shall within one day after dema~d pledpe and deppsif ; with Ba~k as part of the Collateral additio~al p?operty which is satisiactary to Bank. ~ If 8ank deems itself insecure, or upan the hsppening of any of the follawiny events, each of which-shall ca+stitute a def~~lt hen- under, all liabilities of each M1ker to Bank shall thereupon or therea~ter, af tl~e option of Bank, without notice or demand, betort~e due ! and payable: (s) the fsilure of any Qbt~go? (which rerm shatl mesn and inclvde each Ma4e~, endorser, surety; ~nd ywra~tw of this ; note) to perform any ayrcement hereunder, to psy interest hereon within ten days afte? ir is due, or if there be no d~s da~e, after it i ~ is bitled or otherwise requested or demsnded, to pay ~ny other liab:iity whstsoever to Bank wi~en due; (b) the death of any Obl~; (c) the filing of any pefifion under the Bankruptc/ Ad, o? any similar federal w stare statute, by or syainst any Oblipor; an app iu- F tion for the appointment of a receiver for, the making of a g~neral assiqnment fw the benefit of crcdrtws by, or the insolvency of u~y ! Obligw; (e` the entry of a judgertxnt against any Obfigor; (f)j the issuing of any attschment w yarnishment, or the filirq~of ~ny litn, ~ u aysi~st any property of any Obligor, (g) the taking of possessio~ ot any substantisl part of the property of any Obliqor at the irutance of any ~overnmental authority; (h} the dissolution, merger, consoiidation, o? reorganizstion of any Obligw; (i) the sssipnment by any Maker of any equity in any of the Coltateral witfiout the wrinen consent of the Bank_ Each Ob!igor ~•eby waives ~ny requirement of ~ notice w demand reftecting stxh acceleration insofar as svch requirement be in sddition to the mere exercise of a~y remsdy afforded in this Note or the inslitution of suit by the then holder. ~ Bank shaN have; but shell nof be ~imited to, the following riahts, each of which may be exercised at any time whether or nW thb note is due: (i) to pkdge or trensfer this note and the Collateral and 8ank shal! thereuport be relieved of all duties a~d rssponsibilities hereunder and relieved from sny end atl liabiliy with rtspect to any Collateral so pledqed or trsnsferred, and any pled9eer or fn~s- g feree shall fw all purposes stand in the plece of Bank hereunder and have all the riflhts of Bank he.eunder; (iij to fnnsfer th~ wlwle 5 or any part of the Collateral into the name of itxlf w its nominee; (ii7 to vote the Collateral; (iv) to notify the Obligors of any Col- ; lateral to make payment ro Bank of any amounts d~e or to becane due thereon; (v) to deinand, sue for, collect, or make eny compro- mix or settlement it deems desirable with rsference to tFie Collateral; and (vi) to qke control of any procseds of Collater~l. ~ Bank is hereby yiven a lien upon and a security interest in sll property of each Obligor now a at any time Mroaft~? in fh~ pos- ~ session of Bank in any capaciry whatsoever, including but not limited io a~y balance w share of sny deposit, trust, ore~ency aaount, _ as the security for the payment of this note, and a similar lien upon and secu?ity interest in all suchpr ope~ty of each J11bke~ as s~curity fw the payment of aIl Wher liabilities of each AMker to Bank (includirq liabilities of each Nlaker and sny other p~rson); and Bank sM(I have the same riyhts as to sixh property as it has with rosped to the Cdlateral. If Ba~k deems itself insecu~e or upa+ the oaurrence of ~ny de/eult hereunder 8ank sh~ll have the foreclosure end other remedi~s , of a stcured party under tfie Uniform Commercial Code, w other applitable Isw and, without limitinq the yenerality of the fue9oirq, ~ Benk shall have the right, immediately and withovt further sction by it, to sei off sysinst this note all moeey owed by Ban1t ie i~r ts- pacity to each or any Maker; .and if such set off shall occur, 8ank shall be dcemed to have exercised such nQht of set off and ro haw : msde a charge a9ainst any such money immediately upon the occurrence of such default even tho~h such charye is made a entend y w? the books of Bank svbseq~ent thereto. Unless the Coll~teral is perishabk w threatens to decliree speedily in valut o? is of a typs customarily sold on a recoqn7ud markat, Bank will give Maker reasonable ewtice of the time ~nd place of any public s~k ther~of or of ~ the time after which any privste sak or any other intended disposition thereof is to be made. TM requirement of rusoeable notiu ihall y be met if svch notice is msiled, postaye p.epaid, to any Maker et the address qiven below or at ~ny other ~ddr~ss shown on ths ret- ~ o.ds of the Bank, at lesst five days beFOre the time of the sale or disposit~on. Upon disposition of any Collster~l efier ?he oaurnnce ° of any default hereunder, Meker shall be and remain liabk fw any deficiency; and Bank shsfl account to Msktr for any wrplus, bu1 ` 3 Ba~k shall have the riyht to apply all w any part of such str.plus (o? to hold, the same as a rss~~W ayainsf) a~y a~d sll other liabilities £ of esch or any Nt~ker to Bank_ ; ~ No delay or omission on the part of Ba~k in exercisinq any right he~eunder shall operat+ as a wsiver of wch ri9ht ot of any otF+K ~ right under this note. Presentment, demand, protest, notics of d~shorar, as~d exte~fion of time withovt notice are hereby warved by esch s~d every Obliqw_ The Obliqors, la~tly and sev~arallY, prom~se and a9ree to pay all cosfs of colNcfion ~nd ressonable ~ttwn~ys' ~ fees (not less fhsn i0°k o1 the p~incipal sum) incurrpd w paid by Bank in.enforcinq fhis nofe upo~ th~ oaorronoe of any defauh. y Any notice to AAaker shall be sufficiently sened fw ill p~~poses if Ipft upon w pl~ced in the rtuil, postapt prtpaid, ~ddr~ssM to th~ prem~ses at ths address shown below or any other addr~u shown bn BanKs hcpMs. ~ Wherever this note is executed by a co-maker w er.dorser who is the wife of a maker ot endoaer, ttte s~id wif~ doss het~by ~x- ~ pressly atknowledye the within debf ss her joint snd individusl debf. ~ ` t ; - Each of AAa~.er xkrawledges receip of a complered copy of this Note a(~he above daM. ~ ' ~s..n ~ ~?ddreu: 2113 iv . 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