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J};!``j' 1~j j;~' y Cy tiK INSiAItMENT NOiE
ifA?.~a N ~M! - - (Sltu~ll~ and Unsecu~ed)
''c~~'r OFFICF ItOX ~7. JF:I~'~F~] FT'ACFi~ FI~A. _ oYe:I-ec. 11 - 19?8 i l.ll7. G8 _ SRW
l OCA t ~ON
lcan Terms:
Nots No. .9 7o Dafed: J~(+C~:r.bor 3-. 19 7~ - Praecds Z 1~ ~3~0~ ~Q_
~ FINANCE
Twenty-four ( t4 ~ I~'onths _ cHARGE = l~g'
atter date the unde~~~gned, he~e~natter calted Make~. jo~ntly and seve~ally pocvment~ry = 2•_?~_
p~om~~e(s) tor value ~ece~ved lo pay to the o~der ol tht Bank, dt its oH~c! S!•mps
a~ I~sted above the sum oi (lotal o~ payments) Crcdit tife (w life 26~ 69
C~ne thousxnd seyen hundred eeventy-seven and 68%l 0 a D~sab~lity) I~s.3 _
_ Dottars ahc~ (itcm~re) ~4. 4$
with inteeest tt.ereon at the r~~e oi i 1. 9T '1G ~er annum, all piyable iri =
`q .,,,~.,thi,, ;~s:,irR:e~~s o~ s?4. 0~ ~xh l l th _ d•Y °f aa Fees s 15. 00
esch succe.sive moMh corr:mentirq on Ja~. 1~• 19r_7~fo9e~he. w~th ~
a HAllppN PAYARENT OF S SOII@ Ove ~ ~q _ AMOUNT
FINANCEO : 1 ~ 5T3. 8T
A tine computed at the rate of s OS per sl 00 or+ each ~~:stst'rnen~ i~ default (w ~~~~ately coliected
a per~od in eYCess of )0 dsys may be cF.a~yed ti:e !4•akei. Ko such line shall e¦ceed
SS 00. Maker is ~nqui~ed to pay a~l cesb of co"cc!~a~, ~n:tu~~ny a~eeio~ab!e attw- cFarges (~tcm~ze)
nF's fee if relerred ior colkct~on a le9a1 p.uceed~n9s All Fayrr.em=, w?~etheaprin- : .11. 97n
u al, iroe~est w otl~erw~se, rwt recei~ed wF+e~ d~,e aha.! bcar ,r:~e~est st 10,. per i _
ar.num trom dua date until pa~d. All paymrnts made ?.e~eunder st:ell be cred.~ed ANNUAI PERCENTAGE RATE X.
f~rst to ~~serest, then to 1~wfu~ cF.~rges lhen ~cuve~, and ~ast to G~~~=~Ga~-
!t the loan is Wepa~d in 1ut1, ~ccclerated or relir,anced, the l.la~er si alt as o~ the da~e oi svch event ~cceive such refu~d ot the un-
earned pa.tion of the acdit life insura~+ce p~emium snd linance cha~ge a.~d sv;h ot~,er c.ed~t as m~y bt requi~ed by law a ~s may be
ntceasary to avoid usury, p~ovidrd lhat tfie Hotder m~y ~eta~n a mi n~mum i:~a.uc cF•arge of S?S 00, wF.ether a not othcrwix earned,
and e~cept ~n tF.e cax oi a~el~nan:i..9, no finence char~ o+ p~em~u{r. relu~d s?.atl be ma~e i1 it amoums ~o les~ than s1.00.. Retention
of any m~n~mum fi~ance shal~ be add'+t~on to service cha+ge if any. l~ny I~ngLege e?se+vhcre herein to tht coritrary notwithstand~ny,
ne+ther Bsnk nor any holden c~reol sFall receive w retain any c?+a.ye a in!e~est not a!~owed by faw.
As sewrity for the payrntnt of th~s note 6~a~er F.ss p'cd~ed w dcpcs~~ed with Bank t~e fo~Iow;ng p~a~rty:
Fquai ~io~ity Mortgage-Unit_No. 4Q,. V~'IN:ti?~ILL YILLAGE bl?_TH~_ SFA. _ ~
_ _ _ _ - _
(~nctudin9 all :~sh, ~tpc4 and ct~.er dividerxis and all .~ghts to ~u6s!.ibe to~ securities inudero to, deua~ed or granted in con^ection with
such pro;.erty). which prcperty, tcreti:er with ali add~tions and subs~:tut~ons hereatter piedged o~ deposaed with Bank is ulfed the Col•
ia!eral. The Cotla+eral is elso ptedged es xcunty fw sll other l~ab;Gt~es to Bank, (pr~mary, iecondary, d~rM, cont:ngent, so1e, joint a
several), due o~ +o bcce+re d.:e o~ wt.~ch may be he~eaftea cor.tracted a acqu~red, ei each Nlaler (w o~ cach Maker and any otF,er per-
son). The s~nEnder oi this note, u,on ~eyment o. otF.erw~se, shall not aifcd ~Fe reght o} Bank to retain the Co~later~l fa such other
l;abilit~es.
CREDIi LtFE ANO CREDIi l~iE 6 D:SASIIITV 1r15URAPlCE ARE VOIUfVTARY AN~JJOJ1tfQU?REU FOR CREDIT. Stxh insu~ante
cc~e.age ~s a.a~lab'r at the cost ~es~;,na•ed !.e'ow ior the ~erm of tF.e cred~t: S b• 6`I . _~o? Credit l~fe In-
w-anre (b) S 44. ~8 lor Cred~t l~~e 6 O~sahitity Insu•ancr
CF~eck
Appl. C~ed~t l~~e Icsu•aNe ;s des~+ed on tfie lile of _
Box - _
_ B~rthdat!
_ _ _
7p C~ed~t l~!e a~J:seb=lity Irs:.•rjr.:e ~s des~red o„ Stephen ~?roczko, J~,
_ . _ . ~s; Juty 15, 193 ~ _ _
n Credit Gfe and/or D+sab~l~ty insurance ispe`f3es~~,f L~ 'r .
Gate: Seyr.atur! . X _ _ ~ ~
~ecetr_ber -3, i9?6 -
s;g~t~,.~ __StephCn Broczko, Jr. _
Ad~itions fo, rcduct~ons a nc},angss of, w subst:tuf~ons fo. the Col~a'cral, pa~mems on suount of this toan or inc-eases of the
same, or othe~ ~oans ma~t Rartia.ty o* v~i~o~Ey vpon t~e Ca'ateral, may 1~om time to time be m.a.de «itnovt aifecting the provisions
of tt:~s note_ Bank shali e~eic~x .ease-ab:e csre in tne custody snd p+eservatip~ oi the Colt~fe~ai to the e¦te~t .equiicd by appl~;able
statute, and shall be decmed ~o Fa.e e~eerc~scd *taso~ab;e ca*e i~ it ~a4es such ad:cn iw thst purpox as b!aker ~hal! reasar.aWy request
in ,a?itfng, but no omiss~an to do any acs no! ~eq~es~ed by ?•,a4e- shall be deemed ~ iailure to eaerc~se reaso::abte care, and no omis-
sion to comply with any request oj lLake• s!:all o~ :'~eii be deemed a ~a~=we to e:e~use reasor.abfe u~e_ Eank s~all not be bound to
ta4e any steps necessary to prese.re any r~~hts ~n tht Co7?a~ers! ags~r.st prio~ pa.r.es and lJ~aker shalt sake alI necessary steps ior such
, pu*po:es. Bank w its nominee r,er.! ~at coi:ect ~nterest on o. pnnc~pa{ of any Colls+erat or q~ve ar?y not~ce wilh respect to it.
If the Co~laterat shali at any t~r.x become un3at~sfactory to Bark, M.ake? shstl within one dsy after dema~d pled~e and deposif
with Bank as part o~ the CoSl~teral addit~onal property wh~ch es sat~sfxtory to Bank_
'i If Bank deems itseif ~nsecure, or upon the happen~ng oi ~ny of ~he fol:owi~g eyents, each o1 whKh s4a~i constit~te a delault herr
under, afl I~ab~~:t~es of each tAa4er to Eank shalt ~hereupon or tixrcaf~er, at the cption ol Ban4. •~ir~out nor:ce w demand, beceme dve
~ and psyabir. (a) thc fa~~ure ot any Obtigw (wh:ch term shatl mean and ':ndude ea:h Nake., er+d~ner, w~ery, a~d guara~to. of this
nate) ta Fe•Fo~m any agreemem hereunder, to pay ~nte+est he-con w~th~n fen dsys a~?er it is due, o- if t-:re be ~o due date, after it
~s bi:'.ed o~ ot=.erw=se recsuested o~ demanded, tb pay any other I~ab~Gty wF.s•sceve~ to Bank w::en due: (b} tFe death of any Obl~gor;
(c) tFe filinq of any peti•~on ~nri~r ~f.e Bankruplcy Act, or any s:mitar fede.a• w s!a:e s'atv+e by o- a~e:nst any p5f~qor; an app~ica-
i t~on ~o~ the a~oo~n:r*xnt oi a~r.e~ver iw, tti.e mak~rg ot a genera! ass~grr-.enr f~r !~e oere4~t o~ credr.o~s by, w the inso~vency cf any
j ObGgor, (e) the entry of a;U~~ement a~air.st any Obl~ga: t}ie ;sw~ng of any a'tacr.mero or garn~sl~~~ent, a the filirg of any lien,
E a~ainst any pro~rty of any Ob1~gw: (g) f~-~e taic~ng o{ possess,or+ of any substant~a: parf a~ ttc p.oFerty o~ any Obtigor at fhe instance
~ of any govemmemal autharity, (h) tt.e daso!vt~on, me•ge+, ccnso'~~at:o•~, or reo~gan~rat:oo o~ any ObGgor; n the ess~gnment by any
~ Neke. of any equ~ty in any oi fke Co~late•a1 w~tnov~ fhe v.•~~teen consenf cf :%,e Bank. Exh Ob!~gw he~eby waives ar?y rcqu+rement of
i nos~ce w dcmand re~'ect~ng sexh a:ce:e+at~on ins~ta. as such tEQU.fE~^E~1t be ~n a3d:t~on to she mere exerdse of any remedy aiforded in
E this Nate w the inst~tution o~ svit by ti~e ~F~cn tw:drr.
~ Bank shall have, but shal! not be i~m:ted to. •~e lo!~o+~ring riohts, each of wF.;~h rnay be e:erc~xd at ~ny time w}.ether p not this
~ note is dve: (i) to p edge o~ 2ransfer this ncte ar+d the Co!'ate~el ana Ea-.k s~aft t^e-evpon be rci:eved of atl dut~es and respons~biGt~es
he~eunder and rel~e+ed from any and alt Gab~Gty w~tti .cspect to anr Co~'a+e:al so D~edged o~ trar.sfer~ed, snd any p~ed3ee w uans-
feree shall for ~It pvrposes stand in the p!a:e o~ 5ank he+eunder a~d ~a.p all the r:ghts o~ Bank hereu:+der, {ii) to trans~er the whole
~ or any pan of the Collaterst ir.to ~he ~ame of i!xN w its n.,m~rce; (ui) to vote the ColSa•e~al; (iv) to notify the Ob~:gars of any Cot-
:n+e.a! to make pa~m.ent to Bank of arty amounts d:x u to be:cme d~e the:eon: (v) to demand, sue iw, cc1iM, p make ~ny ccmpro-
m~se w se:s'ement ~t deems des~ra5:e w~th .eference ~o t?x Co!:ateral; and (vi) ~o ta4e co~trol of any pr«eeds of Cotlater~l.
i Ba~k is ~ercby given a t~e~ up~ a~d a setv~ity ir.!eres! in atI p+cperty oj each Obt~gor now w at any t~me heresfter in the pos-
~ session o! Bank in any capac~ty wF.atsu_ver, ir.c?udir+q but not 1~m~trd to any t,a'a~ce w st.a•e of any d~posi', t?ust, a agency accovnt,
~ ss t!-e se;urity fo? she payment of this note, and a s~mi!ar Iien upon er.d secu:ity ir.:e~est ~n ail svtfi p•cu~ty o~ each /l.aker as security
for the parment of all other i:abilitles of exh MaLe~ to Bank (]nclud-nfl I~abiGt~es o'. ra:h N.~4e~ a~d a~y c*=er krson), ard Bank shall
i:a~e t:~e same rlgfi+s as to such p.or,erty as it has with res~ect to r-:e Coltateral.
; t' £a~i dc:ms itsdf insecure or uoon the occurrence of any dcfau+t F,e.eunde• En~sk si:a~~ Fare !~e 'c•~ctoswe and othv remed~es
of a~~c::~td party u~der the Un~fwm Comme*us1 Code, a wner app~;cab:e !sw a~d, w~thout I~m~tirg t-.c ~en-ra~~y of ~}~.e fe~e~o~nfl, ~
9ari s'^.al, ~.ave the ~~ght. imn+ed:atety and wilhout fu~~er aclion bv it, to set ofi aga~nst this noee ali mo•~ryo u~.ed by Bank in any ca-
; pac~~y to e~ch w any /~laker; and if such set off s}:ali occur, Bank sha~l bt deemed ~o have eserc~sed such ri~ht of set off a-~d to ha•re
! r-a~e a c~.a~ge aga:nst any svch moxy imme~iately upon the occu?re~+:e of such dc~~uh even thou9h svch cts~9e is m~~e a er.rered
' or. t~.e bc.~ks o.' 8ar.4 svbxawnt t!,e~No Untess the CoSte'er~l is ~e~=shab~e o• threetens to decl;ne ~peed~fy in vslue or is o! e type
ces+o^:ar~iy so~d o~ a•ecegn~ied ma•4et, Bank will g+~e M~4er reesxab'e not:ce ef the tin+e and p:a:e o! a-y publ~c :a'e t?ereof p of
t'r.e ::r-,e a''er wh~ch any p=i~a•e sa°e o• any o:~=er ~r.te~dr! d~sp^s~~:cn t~r_,~f is fo :t ~a~t The -eq~~•t~--ent of reas:,r.abte not~ce shall
be r*~et ~i s;xh, not~ct :s ma;lrl, pesTa~e p•e;~:d. to any 1l.aker ef ~?.e r~3~ess y~ver, te'ow or at anv o~~e• aj~•ess shown on the reo-
v~s os t~.e Bank, at teast five d~fs brto~e tFt t!mt of t!-t se'e w d r:r.s~+~on. U~..R d~~~es~+.cn of any to:"a'e-at aher the acurren:e
os any ac{au~f i•s*eunder, tl.aler shali be and ~cma~n I~ab'e ~w any de!~c ency_ a~d fia~k s~:al1 sccount to Naker 1w any w~pl~s, but
, °a-:k s~el+ ~eve t:~e r:ght to rppiy alf or any paA of s;.ch su•p'•us (or to t.o[d t!~r se--:e as a reserve aya~nst) any and al1 othe+ I.ab~fties
of eac~ o• any /l.aLer to Bsn4
i tio dr'ar o~ om~ss~a+ on tht Garr of ean4 in e~e~us~n,~ any riy~.t i.t•eu~.dt• s~•st: crtra'e as ~ waiver a~ such right o~ of any other
ttp u-de. th~s ~~'e Prcscntmen!, de~r~^~, p+~rest, no!~:e o( d~s• c^~r a~d e.•e~s~r+ oi t:m.e N~:~av~ nc*:ce are F+rreby wa~+red by
~ ra_^ ar.d e.ery C~'•gor. T~e GO'~ge~s, ~a•nt'y s~d se.e~e~:y, p•o~r, e~d a~•ee ~o oiy a~l costs o{ co :e:~:,:.~ and ~tisor,abie atto•ne~i
!ees (~=et +ess t~an IC°. of pr;.v_,aa~ wm) *+cu•*ed w;,a~d by ~i~k ~n e~foru~.g t~:s ~o'e uc~n t?•e atur•e~ce oi any de~autt.
Any r:o•~ce to t,/.a~e. stiatl be su~f•r.ently served fo* sl' ~w•p~ses i~ 'eft ~LOn o• p'a:ed ~n t~t rr•~il, pos'age p=epa;d, add~essed to the
p~e-n:us at the rddress s?+own be°cr o. any of:.e+ add-ess s~+cwn cn Banl's •e:o.ds.
Y.'~e~ever th~s note :s e.ecu'ed by a co-r*aLe+ w e~+darser N,h~ ~s t}.e w fe o1 a~*:a~er or endxser, t~e sa;d w~Ie does hereby e:.
p~ess~y aclnow:ed~e the w~th~~ deb! as h~r io~nt and ~r.div~dw~ ~1T~ / ~ , ~
Exh o! /~later a.4++cw.'edges ~e:e;p1 of a cur.p'c+ed co;,~- 't~:'.~~r-.n ~j;~,r~( e~~~ P~C
' t'-iadmill 'lilla e RT. ~2 X ~ - v - `
Address- _ - - S • ~ . - (Se~h
~ - Stc~hcn Brc>czSco; Jr. .
I X/', ' Jl~ j J; R~--','~~
~ ~ensen ~cach, Fla~. - - - cs~•n
, . , , ~'hristcl T'.roczko