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HomeMy WebLinkAbout0856 TH~2TI~E REt~.F ASSt~Ci.}~T~S, ,INC. • INtTAIIMENT NOTE ` . ' 9ANK NAME IS~tYt~ alld UIINCYf~) , o DW: ~L~..u•..j..L 1~ _-Hl- : ' ~ .iZ~-- ~ i t NOV . 21 ~ 7fi loan T~rms: _ ; NeN No. Dahd: . 19 - P.«Nds i.. Z.s-4 z.~x.Q 0.... ~ ~ _.Sixty....(6.01. M4n~hs _ _ _ NN~NCE ~ 665. 40 ~ - c~u?~ i . ! . . . - - - - alter date the unders~gned, here~nafter caUed Maker, jointty and severally pocum~mary f.. ; prom~se(s) tor value rece~ved to pay to the order• of the~Bank~ at ?ts oltice S+amps as I~sted above the sum ot (total ol payments)_. . Cndit tih (or life ~ ~THREE__THOU3AND_..F~GN'~Y-~Z~._.A~ND... ~.QI-~~5~._.....-----•- d~ ~isabllity) Ins.i ; VifiBi ~iiiifN[i% . . ~ - - Dollan ~ 1~ _ - ~ with interosl lherson ~t ths rab of 9f~ ps~ ~nnum, ail p~yable i~ -----.---~.Qmonfhly i~stailmems of s. 44 exh on tM ST. day af = _ - : each suaessivs ~nonth comm~nti~q oe ~~C .~.1 . 19 toqerMr w~~h t - . . ' a BAItOON PAYMENT OF i---- . NONE_ p~ _ _.X } . ~ _•.4.._1._0~... ~ . . - - _ ~ . fINANCED = . A fine canp~ted at the rste of s.05 pe. 51.00 0~ each instal~ment in defavlt lor ~~~atety collect~d a period in excess of 10 daya may be cha~pe~} ~he Maker. No s~ch f~~+e shsll ezceed ~fiar s it ~ i5.00. Msker is rcquired to pay all co~t: 01 colleuion, inclvdinq a reaso~able anor- 9e emits) : ~Y's fee if reterred for collecrion w le9sl p?oceedinqs. All payments. whether prin• _ . . cipal, interesr a otherwise. nof reteived whe~ due shall heu inrerest st 1096 pe. i.... . - i . . ennum from due date until pa~d. Atl payments made hereunder shaQ be cred~ted ANNUAI PERCENTAGE RATE iirst ro interest, then to Iawful cha?pes ~hen accrued, and Ias+ to p.in~ipat If the losn is prepaid in iull, accelerated w•efi~anced, ths Maker shsll ss d ~he d~te of such event receiv~ tuch refund of th~ un- i earned portion of the credit life insurance premium snd iinance cha~ge and svch other cred~t ss m~y be rpuind by law a ~s n?~y D~ = necessary to avoid usury, provided that the Ho!de~ may .e~a~n a minimum finante Ch~rqe o1 s45.00, wh~rher w not oth~rvvis~ ~arrnd, ; and except i~ the case of s refinancin9, no finar.ce cha.ge or premium refund shall be mede if it amw~ts to teu th~n =1.00. R~ttntion o( any minimum finance shall be in addition fo service charge if any Any languaqe elsewhere herein to IM contr~ry notwithslsndi~q, ~ neither Benk nw any holder hereof shall receive or retain any charqe or inte?eu not allowsd by Isw. - As secvrity for the paymsn~ of this nore Maker hss p~ed9ed w deFOS~fed wirh Bsnk th~ fo!Iowlnq property: A n= n 3fi~ a sn~? videc~ interest in... Turtle Reef c:ond. I, recorded in ~.R. Book 250, Pa~a 2931 ; - - - _ - - - _ - - - .._._Uni.t,_~eeka40 .in C~}nd. C]~ Apt, _~to, c_-.I . as_~d~scr_ibe3 in said ~mort age. ~ - - - - . 9 . (includ~np sll cash, srock end other d~v~dends and all .~ghts to subscribe /or secu~~t~es ~nc~dent to, declsred o. granted in conn~ct;on with i suth propeAy), which properfy, together wifh ali add~tions and substiruripns he+eafter pl~ged pr depps~r~ with 8ank is called the COI- I~teral. The Coltateral n also pledged as securiry tor e~l oMe? liabili~fes to Ba~k, (pnmary, secondary, di~ect, contin~enf, sol~, jpint w several), due or to become due or whi~h mAy be he~lafflr to~fr~ted or atquired, of each Msker (or of exh Make~ and any other per- son). The surrender of rh;; erote, upon pevr+~ent w othe.w~se, shall not af/ecr the ~ighe of Bank to retain the Collateral iw such otMr liabilities. CREDIT IIFE AND CREDIT IIfE 6 OISABIIITY INSt1RANCE ARE VOIUNTARY AND NOT REpUIREO FOR CREOIT. Such insur~nc~ i coverpe ~s availabls st the cosl des~pnatcd below for the term of ihe c~ed;t: (a) i fw Credit Lifs In- : ~ wrance (b) S _ . for Gedit life 3 D~sabiliry Insurance: • / U?etk ~t Appl. Q Credit life Insursnce is desi?ed o~ the liie of - - - _ _ - - - - - ~ . - - - - - . . _ . BirtF+date . - ~ _ . _ . - - . g` G ~ Credit life 3 ~isability Insvrsnce is desved on I ` ~ ~ - ~ . - Birthdate _ _ _ , - - - - v, (~j ~ a [~Credif life sndlor Disabilify ~nsurante is not desire~. i f-. . 3 N ~ ~ . _ . . - ~ ~te: ---------'jQY... --~11 ~.9.76 Siqnsturo - •=~~i.~~~-~t~, ~z"r Thoma~ W. af1Ch . ~ , . - : ~ a' L? Si9naturo X. _.~s~..,r~.- _ Patricia L. Zi1Ch ~ 3 V ~ Additions to, reductions w exchanyes of, or subst~tutions for the Collateral, payments on saount of this loan o~ incre~ses of tM {/~me, q other loans made partiafly or who?Iy upon the Collateral, msy from time to time be made without affecfinq th~ prOVis'wns , ~ O J N g of this note. Bank shall exercise reasonable care in the custody snd preurvat~on of the Coll~teral to the extent reqvired by spplFublt C t~ statute, snd shall be deemed to have exe.cised reasoneb~e care if it takes such sdion for that purpose ss AAaker shell reasonably reqy~st ~ ie+ writi~q, but no omission to do any ~ct not requested by Maker sha~~ be deemed a failure to e:e~cise reasonable care, and no omit- „ sion to comply with any requesr of Make. shall of itsetf bs deemed a failure to exercix reasonable ure. Bank shall rwt b~ bound fp - ~ take sny steps necessery fo preurve eny rights in the Co~~aterat against p.io. psrties and Nleke. shall take efl neosss~ry steps for such ; purpoxs. Bank or its nominee need not ca~lect interest on o. pr~nc~pal of any Co~larerel or give any nofiu with respect to it. , If the Collstersl shatl at any time became unsarisfaaory to Bank, Maker shsil within or+e day after demand pledye and deposit ; with Bank as psrt of the Collarc~al add~t~onal propcrry which ~s sat~sfscro.y to Benk. • i If 8ank deems itself insecu?e, or upon the haFpening of any of the Iollowinq events, eech of which shall constitute • defauM here- t ~ under, alt liabilities of each Maker to Bank shall thereupon or thereafrer, ar +he option of Banic, without notice or demand, become due , and paysble: the fait~re of eny Obliqor (which term shafl mean and include each Maker, endorser, surety, ae+d y~~rsnto~ of this note) ro perfwm any aQ?eement hereunder, ro pay interesr he.eon withi~ een days after ;r is due, or if there be no due dete, aher it . ~ is bilted or othe?wise requested or demended, to pay any other I~abHity whstsaever to Bank when due; (b) the death of any Oblipor; ~ (c) the filirq of a~y petit~on under ~he 8ank.uptcr Ace, or any s~milar fede.al or stste statute, by or a9sins? eny Obligor; an ~pplica- i tion for the appointment of a receiver for, the msking of a nerel assignment fw the be~efif of creditors by, o~ the inwlvency of any ~ Oblipor; (e) the entry of a ivd9ement egainst any Obligor; (~the issuing of any attschment o~ ya?nishment, or the filinq of ~~y lien, ( agsinst any property of any Obiiflo.: (g) the taking ot posxssion of any substanriat pa.t of the property of any Obli9w at tM instance of ar?y gover~mertsl authority; (h) fhe dissolution, merqer, co~sol~darion, or reorqanizarion of any Obliyw; (i) the auiynme~t by any j Maker of any eq~ity in any of the Collaterel without the wrinen consent oi the Bank. Each Obli9w hereby wsives ~ny requireme~t of _ notice o~ demend rellectiny such accelerotion insofar as such requiremem be in addition to the mere exercise of any remedy afforded in ~ ~ this Note w the institution of auit by the then holder. ~ Bank shatl have, but shall not be timited to, rhe /ollowinq fiohts, each of which mey be exercisad at sny time whether a not this ~ note is due: (i) to pledQe or t?ansfer th~s note and the Cstlateral and Bank shall thereupon be relieved of all dvties and responsibilities ` hereunder and ?elieved from sny end a1! liab~l~ty •~rith respect to any Collsteral so piedped or transferred, and any pledqee o? trsns- ; feree shs~l for all purposes stand in the plsce of Bank herevnder snd have all the riyhfs of Bank hereunder; (ii) to t~ansfer the whole or any part of the Collete?al into the name of ~tself or its nominee; (iii? to vote the Collafe.al; (iv) to notify the Obliqws of sny Col- ~ Isteral to mske payment to Bank of any smounrs due or to become due thereon; (v) to demar.d, sve (a, collect, or make any compro- mise ar settlement it deems desirabte with re4arcnce to the Colfateral; and (vi) to take contro! of any proceeds of Collateral. i Bank is hereby yiven a lien ~pon and a security interest in all pioperty of each Obtigor now or at eny time heresher tn ths pos- . i xssion of Bank in any capacily whatsoever, inctudiny but not limited to any bslance w sh~re of any deposit, trvst, aaye ncy aaovm, ~ as +he security fw the paymenr of this note, and a similsr I+en upon and sec~rity interest in all suchp~ ope~ty oi each Msker ~s securify € fw the payment of a11 other liabilities of e~ch Nlaker to Bank (includiny liabilities of eech Maker snd iny other person); and 9ank shall ; heve the ssme riyhts as to such p.operty as it hss with respect to the Collateral. ~ If Bsnk deems ~rself insecvre w uoon the occurrence of any default herevnder Bank shall hsve the fweclos~rc ~~d other romedies ~ ~ of a secured party vnder the Uni(orm Commercial Cods, o? other eppliuble law and, without lim~t~nq the qerserality of the forepoiny, " 8ank shall hsve the .ight, immedisteiy and without furrhe. edioe~ by it, ro x? off ayainsr ~his note all money owed by Ssnk in any u- i pacity to each or any Maker; and if such set off shsll occw, Bank shall be deemed to have exercised s~ch riqht of set off and to haw j msde a charye ayainst any such money immediately upon the occurrence of svch defauit even thovph such charpe is made or entersd ~ i on ths books of Bank subsequent rhereto Unless the Collsterel is perishsble o. thrsatens to dscline speedily in value or is of a type cusromar~ly sold on s recoqnized market, Bank will pive Maker reasonable no+ice of the time and plsce of eny pvbtic sak thereof a of ~ the ~ime afror which any p~ivste ss{e or any orher intended dispos~t~on thereof ~s to be msde. The requirement of reasonable notice shaN ! be met if svch notice is ms~lcd, posrsye prepaid, to any Meke. at the address yiven below or at any orhe. address shown on the rec- ords of the 8ank, st least five days befwe ~he t~me of the sate w disposi~~cm. Upon d~spos~t~on of any Collaterel after the occurrenct of any defautt hereunder, Maker shall be and remain_ I~sble for sny deficiency; e~d Bank shall account to Maker fw any surplus, bvl Bank shall hsve the riqht to apply al! w any pen of such s~rplus (or to hotd the same as a reserve syainst) any ~nd atl other liabiliti~s ; of each w sny Maker to Bank. ~ ~ No delsy or omission on the par? of Bank in e:ercisiny s~y riqht he.e~nder sh~ll operate as a w~iver of such ripht a oi any otF~ ri9ht ~~der this note. Presentment, demsnd, protest, notice of d~shonor, end extension of time without notice are hereby w~ivad by ~ each and every Oblipor_ The Obliqws, iointty and seve.a~lY, prom~se and pree ~o pay •II cosn of collecrion •nd re~swwbls attorn~ys' ' 9 iees (no? less then 1096 of the principel sum) irxurred or paid by Bank in enforc3rq this nott upon ths oau?nnoe of ~ny d~fiuft. - Any notice to Maker shsll be i~ff~iciently served for •II purposes if kft upon a pt~asd irR~th~ pMil, posbye prtpNd, addnss~d to tM ' ~ a.a ` pemis~s st the address shown below p any other ~ddress shown on Bank's r~tads. ' Wherever this note is e:ecured by a co-r+eaker w~ndots~r who is tF~e wife of a mMeM a ~ndo~ser, th~ ;aid wih does henby ~x- E pressly acknowtedpe the wirhin debr as her joi~N and i~dMdwl.d~M. - i Eech of Maker acknqvql~dqes receipf of a compltted copy of Mis Not~~h1l•abov~.dw. ; . ~ • ~ . ? • lil~` /I~ : ~ Addrtss:---- ~ . _ ~Z/tr-'-`Q---------•--~=~-'"~-•~---~----=--_--•••--_ (5~+4 `Z'4~2~.-$~P-~th ..bt~. ; ~ Pompa~. Beach, F~.~ Q6Q Thomas W. Z~ilc~t~ ~ . _ - ----...---------.._----a~r-~"! vi~r ~~'-ta-----~.f.r.~- --~--~c~! . cs..n :