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HomeMy WebLinkAbout0737 . 8. 1p~pectioA. Lender may make or caws to be made [e~wnabk qn4eier upon ~tad in~p~ction~ oiths properiy. p~rovided that Lendsr ~ball give Horrower notioe prior b any anch irupection ~Pecib~in~ naaoneble cetuae therefa~ rel~ated W Lendet i intere~t in the Property. 9. Condema~don.'l~e prooeed~ oi aay award or claia~ ior dama~es. direct or con~equential. in connectioa with aqy aundemnation ot othet Laidn~ oi the pmpe:ty. or part thereof, or for ooaveyance in lieu of ooAd~tion, are he=eby assi~ned end ~hhsil be peud fa L~?der. In the event of s total takin~ of the Property. tl~e piocesds ahall be applisd b We sums aecured by thia Mo~e~0. ~vith the esoe~s, it any, paid b Borr+ower. Ir, We event of s partial takinQ of the Property. anles~ 8orrower and Lendee otherwi~s a~ree in writin~~ there ahaA bs appUed to the sum~ secured by this Mort~s~e such proportioa of the procxed~ sa is equal to thst propottion which We amount of the suau 6ecuted by this Mottgage immediately prior to the dets of tal~ing be~?ts to the tair maricet value o[the Property immediately prios to thedats oi takiag. ~?ith the batanoa of the prnceed~ paid to BoTro~rer. If the Pcopett3? u abandoned by Borrower, or if~ atter notioe by Lender to Borrower thet the ooademnor offen to make aa a~vard or ~ettle s claim for damages, Borrower feib to respond to Lendee within 30 day~ aRer !he date ~uch nMia i~ mailed. I.ender is anthorired to coUect and apply the prooeeda. at Leuder's option. eith~ b restoration or repair ot the pmp~ty or to tha sums aecund by this l~o~sae. Unle~ss Lender and Borrower oWerwiss agree in writing, any such application of prooeeda to principal shall aot eztend or postpone tha due date of the monthly insteliments nferrod to in paragrsphs 1 and 2 haeof os change the smouat of such installments. 10. Borrower Not Relea~ed. ~tenaion of the time for paya~ant or modification of amortizabion of the sums secured by this MortgaQe granted by Ix~d~ to any snccessor in iatereet of Bormwer ahall not operate to nlease. in any manner. the liability of the original Borrower and Borrower'e succeeeora in interee~ l,ender shall not be required to eoa~mence proceedings against such sueceswr or nfuse to e~ctend time for payment or oth~vrise modify amortization of the aums eecured by thia Mortgage by reason of any demand made by the original Borrowrer and Borrower s succeseors in interesk 11. Forbearanee by Leader Not e R?aiver. Any forbearance by Le~nde: in e~cercising aay righ! or remedy herennder. or otherwise afforded by applicsble law. shall not be a waiver of or preclude the ezercise of any such sight or remedy.'Il~e procurement of ins~ranca or the payment of ta~cea or other liens or charges by Lender shall aot be a waiver of I.e~der's right to aocalerate the maturity of the indebtedne~s aecured by this Mortgage. - 12 Remedies Gtimniative. All remedies provided in thia Mortgage ere diatinct and cumnlative to any other right or semedy nnde: this Mortgage ar afiorded by law or equity, and m~y be esercised ooacnrnndy. indepeadently or suooessivdy. 13. $nooessors and Asstgne 8ound; Joint and 3everel Ltability; Captions. The ooveaaate and agreemeata henin oontained shall bind, and the righta hereundrr ehall inura to, the rESpective sncceeso:s and aesigna of I.ender and Borrower. eubject to the pmvisioas of paregraph 17 hereot All oovenaats and agreement8 of Boaowez shaU be joint and several.'!'be captiona and headings of We paragraphs of thie Mortgage are for coveaience only and are not to be used to inteipret or define the provisione hereof. 14. Notioe. E:cept for any notice required under applicable law to be given in another manner, (a) any notice to Borrower provided forin thie Mottgage ahall be given by mailing auch notice by certified mail addreaeed to Boriower at the Property Addreee or at such other addnss as Borrowez anay deaignate by notice to Lender es pmvided herein. and (b) any aotice ~to I,ender ahall be given by oertified mail. retu:a reoeipt requeated, to Lender's addreas atated herein or to such other addrees as I.ender may desigaate by aotiae to Borrow~ aa provided herein. Any _ natice pmvided for in this Mortgage shall be deemed b have been giv~ to Borrower or Lender when given in the manner designated herein. 15. Uniform ~ortgage; Governing Law; $everability. This form of mortgage oombines uniform oovenants for aational nee and non- uniform covenants with limited variations by juriadiction to o~nstitute a uniform eecurity instrument o~vering real property.'Ibis MoitBage ahall be governed by the law of the juriadiction in which the Property ia tocated. In the event that any pmviaioa or clauee of this Mortgage or the Note eonllicte with applicable law, auch conflict ahaU not affect other pmviaione of thia Mortgage or the Note ahich can be given e8'ed without the oontlicting provieion, and to this end the provi~ions of the Mortgage and the Note are declared to be aeverable. 16_ Borrower's Copy. Borrower shall be furnished a oonformed oopy of the Note and of this Mortgege at the time of e~cecution or after recordation hereof. ~ 17. 'l~ansfer ot the Property; Assumption. U all or any psrt of the Properfy or aa intereet therein is sold or ~aneferred by Borro~ver without Iender'e prior weitten oonsent, e:cluding (a) the creation of a lien or encumbrance eubordinate b Wia Mortgage. (b) the creation of a purchaee money eecurity interest for houeehold appliencea, (c) a treaafer by devia~e, deeoeat or by operation of law upoa the death of s joint tenant or (dj the grant of any Ieaaehold interest of thr~ee yeara or less not oontaining an option to pnrchase, I.ender may. at Leadefs op~on. • d eclere aU the aums eecured by this Mortgage to be immediately due and payabk. Lender shali have waived anch option to aocelerate if. prior to the sale or tranafer, Lender and the pereon to whom the Property ie to be eoW or transferred reach a~ree~n~t in w~riting that the credit of snch pereon is eatiefactory to Lender and that the interesE payable on the snma eecured by this Mortgage ehall be at sach rate as Lenaer shall request. If Lender has waived the optioa to aooelerate provided in lhia paragraph 17. and if Bor:owei s suoceaeor in interest hae e:ecuted a w-ricten aesumpaon agreemenc aooepced in writine by Lender, Lender ahall release Boaower from all obligationa under this Mortgage and the Note. If Lender ezercisee auch option to accelerate, Lenda ahall mail Borrower notice of aeoeleration in acoordance with paragraph 14 heno£ Such notice shaU pmvide a period of not lesa than 30 days from the date the notice ia ~ailed within which Borrower may pay the aume declared due. If Borrower faile to pay such enma prior to the e:puation af such period. Lender may. without further notice or deznand on Borrower, . invoke any cemedies permitted by paragraoh 18 hereof. _ 18. Acceleration; Remediee. Bzcept ae prnvided in paragraph 17 hereof, npon Borrower's breacl~ of any oovensnt or agreement ot Borrower in this Mortgage, inctuding t6e oovenants to pay when due eny sums sec.vred bp thie Mort~age, Lender prior to aooeteration shall mail notiee to Borrower as provided in paragrapb 14 hereof specifying: (1) the breacl~; (2) the action required to cnre euch breach; (3) a date, not less than 30 daqe from the date t6e aotice is mailed to Borrower, b}? whic6 sach breac6 must be cured; end (4) that failure to cure suc6 breach on or before the date specified in the notice may resulE in . acceleration of W e sums secured by this Mortgage, foreelosnre by judicial prooeeding and sale of the Propetty. The notice abell further inform Borrower of the right t~ reinstate aRer aoceleratioa and the rigbt to aseert in the foreclosure proceeding t6e non-esistenoe of a default or any other defenee of Borrower to aoceleration and forecloswe. If the breach is not cmred on or before the date speci6ed in the notice, t.endei at Lender'a optiqn may declare all of the sume secared by this blortgage to be ~ immediatety due and payabte wit6ont [urther demand and may toreclose thie Mortgase by judicial proceeding. Lender sball be entitled to oollect in euch proceeding all ezpenees of forecloeure, including, but not limited to, reaeonable attorney's feea, and costs of documentary evidence, abstracts and tiUe reporte. ~ 19. Borrower's Right to Reinatate. Notwithatsnding Lender's acceleration of the snms secured by t~is Mortgage. Borrower shall have the right to have any pmoeedings begua by I,ender fo enforce thie Mortgage diecoatinued at any time p~ior to entry of a judgment enforcing thia Mortgage if: (a) Borrower paya Lender all awna which would be then due under this Mortgage. the Note and notes ,aecuring F'ntnn Advancea, if any~ had ao aoceleration occarred; (b) Borrower cures all breaches of any other oovenanta or agreementa of Bormwer oontained in this Mortgege; (c) Borrower paya all reaeonable acpenees incurred by Lender in enforcing the oovenante and agr~eements of Borrowar rnntained in thia Mortgage and in enforcing I.ende~'e remediee as provided in paragraph 18 hereof, inclnding. but not limited to reasonabl~ attorney's fees; and (d) Borrow,er takes snch action aa Lender may reasonably reqnire to aesnre ihat Lhe liea of thie Mortgage, Lender's intered in the Property and Borrowe~'a obligation to pay the auma eecured by this Mortgage shall oontinue uaimpaired. Upon auch payment and care by Borrower, thie Mortgage and the obligationa eecured hereby shall remain in fnll force snd effect as if no aoceleration had oocurred. 2D. Aesignment otRents; Appoibtment o! Receiver. As additional eecurity hereunder, Borrower hereby aasigns to I.enda thermta of the Pcoperty, provided that Borrower shaU. prior to aoceluation nnder paregraph 18 hereof or abandonment of the Property. have the right to coUeet and retain auch renfa ea they Lecome due and payable. Upon aooeleration under paragraph IS hereof or abandonment of the Property. I.eader ehall be sntitled to have a receiver appointed by a oonrt to enter~upon, take posaeaeion of and manage the Property and to oollect !he rent8 of the Property. including tt?oee peat due. All rents ~ oollected by the reoeiver ahall be applied 5rst to payment of the oosts of management of the Property and oollection of renta, including. but not limited to, reoeiver's fcee. pr~niume on receiver's bonde and reasonable attomey's feee, and then b the aums secnred by this Martgage. The receiver ahall be liable to suoount only for thoee rents actually received. R 287 ~?c~ .734 ooo~ . `.k ,,.;r~ : - .r _ . - - - - - - - . c~~ s ~ _ _ , . ~ .i •