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HomeMy WebLinkAbout0676 ~ INSTALLMENT PROMISSORY NOTE ~M ~ ~'1~425, 76 ~M M~ IA) Amount Rec~~wd S . ~ . QANK NAME 18) Prtmium fo~ C~ed~t ~,~0 M • Lif~/O~fab~l~ty tni. j •w 1~~ CiO~Kr~~ st,~ ~.~~t1~ ~i6~1~ A. ~~4.~7 ICI Oocum~ntary Stamps S OFFICE AODitE55 (0) OthN CMryK (ittm~I~l Z IE! i NOTE NO. ~ I 1 pATE~: ^~'~~i u~ , 19~ . (FI S sii mount ina~?Ced DUE: ~ . lg~ . (A, 8. C. E, F) s~~~i'~ _ ~H~ i~~...~t~ :IQ.l'!~'.1.6a ?LACE: ,~s~ ~~n~ , FLOHIDA Cr~dit Inwstigauon S UI OtMr S ~or vstw ret~iwd, tM undtrs~yaed lhtr~im(ttr calNd"Maker") jointly and sewratly 1if (KI S inor~ ihin oM) P~~u to paY to th! old~[Qf t~nk, at in offrq I~s~ed above, ihe~ pl ~f PsYm~nts (from (N) st right) o} '~~y~~ Uoltus pavable ILI S lMl FINANCE CHARGE eyual monthty installma~ta of S ~ ~ . the (hst (H, 1, J. K, L) • 510~~•6Z ~nstallmem due o~f ~ u~ , 19_, and wbsequem instaltments due on (N) Toul ot Payments (G + M) 5~~9~•~ ~ne ~ day ot eatn mo~th thereatter, together with a F~NAt BALIOON PAYMENT OF: ANNUAL PERCENTAGE RATE 9•~ % g ~ UUE . 19 The 8ank shalt ~mpose a delinquency cAa~ge a9a~nst the Make+ on sny paYment wh~ch has becwrne due and .ema~ns in defsult ta a period in axcKS of lO . days i~ an amount equal to 59L of the smount ot the prinupal part ot the payment in default. 1~ the event that the Note is not paid in tull at+naturity, all pay- men[s, wheths~ principal, i~tereii or otherwise, :hall bear interest at ihe maximum Iegal rate allowed u~de. the laws ot the State ot Florida. All psyments mad~ nereut~der shall be credited fi~st to interest a~d tAe~ to printipal, however, in tAe event ot de(ault, the Bsnk may, in its sole distretion, spply any psyrtle~t to ~nterett, pnnapal ahd/or ~awlut charges then accrued. It is the ~~tention ol the ps.ues hereto that the provisions he~ei~ shsll not provide directly or indirectly tor the paYment ot a greater r~te of ~nterest u~ [he rotenuon of any othe. charge than ~s allowed by iaw. It, for any reaso~. interest in axceu oi wch legal r~te a a charge prohibited Dy law sAafl at any ume be paid, any suth extess sha11 either tonsutute and be treated es a p2yme~t on the principsl or be retunded direCtly tu the N12klr. _ The Maker may prepay the enUr! unpa~d balance ot the loan at any t~me. If the loan ~s prepaid m tull, accelerated or refinanced, the Maker shsll rective s ~efund of the unear~ed portion of the ~nte.est and ~nwra~?ce prem~ums computed by the Rule of 78's method, except [hat the Bank shall be e~titled to retain ~ m~nimum intlrest tharge of ~.(b. . ~ - CREUIT LIFE AND CREDIT LIFE b OISAA~LITY INSURANCE ARE VOLwU.N,TARY ANO NOT REUUIRED FOR CHEOIT. Such inwrance coverage is avallabk at the cost des~gnated below for the term of the credu: la) S i ~~Q~W [w Gedit Life Inwrance (b) S ror Cradit life 8 Qisab~~rtY ~~wrance: Cneck ~ Ge~d~~ty L~ife nI~~sura`nce is desired on tht life of .1ppl. ~~~`~~W i~s ~ ~s~~~• - B~rthdate ~ 1 ~ Box ? Gedit Life 8 Oisability Insu.ar+ce is des~red on B~r thddte ? Credit L~te and/o~ Oisab~l~ty Inwrancs is not des~~ed. , , ' Date AA=~1 ?lt, 19T9 s~~+a?~.e ~ ~ - 11riD 11 - - 1 8~~ 9 S~gnature As securi[y for the Yment o~ ~he Note the Make. hereby ants to ttx Bank a security interest in the following property: ~~il~ r~sarts of aws~ca•as dsscsib~d in s~ai~d wo 19~7 Kouot Ais~ 3S' P Md1.Tr1.I.D. 3~f7~/7~ ictcl.- w scs~wi roa~ ~k'fx30 1977 Suick I .D. i~.Y~~sel~ ~nctuding all iotresses, substitutions, replsCementf, additrons end attessions thereto and in the protteth thereoi (hereinafter Wlkd "Collateral"1. Thif seGUity i ~ncerest sha11 also secure any other it?debtedness o~ (iability of tF?e 1+~dkN to the 8ank d~rect or ind~rect, absolu[e or con~~rw,~ent, due or to becane due, now ex- j ~si~ng or herealter arising, inctuding all (uture advances o~ loans by the Bank to the Maka. f 4 TMe 8ank is alto given a lien and a secu~ity mterest ~n all prope~ly and seturit~es of the Maker, endorser, wrety, guarantor or atcommodation party of'this ? Noce (hert~nsfter referred to as ~he '"Oblgors 7, now in w at any t~me hereafter com~ng mto the tontrd, cus~ody or pouessio~ of the Bank, whethd iw the ax- ~ oreued purpwe of being used by the 8ank as Collateral, w to? anv other purpose, arxl upon any balance or balances to the credit oi a~y accounts, ineludi~g 4 irust and age~cy sccou~ts maintained Nnththe Bank by any oi the Obl~gors, and the Ob~gws ag~ee to delrver to the Bank additiona~ Collateral w make sueh p3yments in reduction oi the prlncipal amount of the ioan as shall be sansfactory to the Bank, m the event the afo.ementioned Collateral shall decline in value :x become urKatisfxtory to the Bank. - Additions to, reduc~ions or exchanges of, o~ wbstitutions for the Collate~al, Dayments on account of this IoaR or increasrs of tAe same, or other loans made pa~[~ally or wholly upon the Collateral, may from time to time be rtiade v~nthout affecting the provisions of this Note. The Bankshatl exercise reasonable care in ~he custody a~d prese*vation of the Col?ateral to the extent ~equ~red by applicable statute, and shall be deemed to have exercised reasonable ca~e if it takes such _ act~on for that pu~pose as N~aker shatt ~easonably requat ~n vv~iting, but no omissian co do any att rwt requated by hlaker sha1~ be deemed a failure to exerciss ~easonable care, and ~a omission to rnmply v~ntfi arry request ot Maker snall of itse~t be deemed a fa~lure to exercise reasonable care. Bank shall not be bour~d to ~ take any steps netesssry to preterve any rights in the Collateral agannt prior parues and Maker shall take all necessary steps fw uicl? purposes. The Bank or its nom~nee need ~ot co!lect interest on, w a p~incipal of, sny Coilateral or give any notice with respect to it. The Ba~k may cont~nue to hold any Co~tateral cfeposited hereunder atter the payment of this Noce, if at the lime of the payment and discharqe i?ereof a~y of ~he partia ~wbk tw the payment hereof shaH be then directly or contingently tiable to the Bank as Maker, endorser, wrety, guarantw or accommodation parry of a~y o~he~ note, draft, bill of exchange, w other instrument, w othe?w~se, and the Bank may therea~ter exerc~se alt rights with cespect to said Collateral granted he~ein even though this Note sha~l have been wrrendered to tMe Maker_ 1f the Bat~k dcetrn itseli insecure or"upa~ the happeni~g of aoy of the tollowirg events, exh ot whitA shall constitute a default, a11 liabilities ot eath Maker to ~ the Bank, inCluding IAe e~tira unpaid prirKipal of this Note and accrued inte?est, lesf any unearned interest and anY interest i~ exCeu ot the m2ximum allovved . by law and any rebates required by taw, si?all irtrnedistely or thereatter, at the option at the Bank, except ihat the occurrence of (c) o~ (d) shall cause sutomat- ~c acceterauon; withdut notice or demand, becomedue and payable: la) the failure of any Obligoc to pertwm am obligation, liability or daim to the Bank, to pay ~ ~nterest he~eon within lOdays atte. it~is due, w if there is no due date, after it is billed or otherwise.equested or dertWnded, or to pay any other liability what- soever to the Bank whe~ due; (bl the death of a~y individusl Obligor, the diuolution ot any pertnership Obligor Or the dissolution, merger w tonsOlidetiot~ with- ~ out the Bank's pnor written consent o( a~y corpwate Obtigor; (c) the filing oi a petit~on in bankruptcy w the adjudiwtion of insolvency o? bankruptcy unde~ any reorganizatio~, arrangement, readjustment of debt, disfolution, Iquidation or similar proceeding unde~ any Federal or state statute, by or against sny ~ ~bi~gw; (d) a~ apptication to~ the appointment ot a receive~ fo?, a the maki~g of a 9eneral auicyureent for the benefit of credi[as by, any Obligor; (e) the entry ~ of juclgrnent against a~tl Obligor; (t) the itwing oi sny attachment w yarnishrr~er?t, or the f~ling of a+ry lie~, against any property of any OWigor; (g) the tskiry of ~ pozsession oi aay wbsUntial pa?t of the property of any Obli~or st the i~star~ce of any 9overnmencal authwity: (hl the determi~ation by thb Bank that a materi- al advecse chanye has otcurred in the ti~antial tond~tion of any Oblgw (rom the conditions set forth in the most recent financial statement oi such Obliga ' ~ he.etofore fumisAed to the Bank, or from the condition oi wch Obtgcu as 1~ereto(o.e most recentiy disdosnd to the Ba~k, w that any warraoty, representatioo, cert~ficate w statement of any Obligw (whetha. co~tained in this Note w not) pertainirg to ar i~ connection with this Note or the toan evEdenced by this Note contairu an untrue stateme~t of mataial tatt w omits to state mataisl fatt necessary in wder to make the sWtements ~wde not misleaditg: or, !il the assign- ment by sny Msker of arry equity in any of the Cotiateral without the prior nwitten consent oi the 8ank. ~ The Bank shall have, but sha11 not be lim+tsd to, the followiny rights, eac1~ of whid+ may ba ezercised at any time whe:her w not this Note is due: !i) to ~ ptedgs or transter this Note a~d tM Collateral snd the Bsnk shsll thereupon be relieved of all duties and responsibilities hereunder and ralieved from any ae~d all I~ability wiM re~pett to any Collat~ral so plsdged or traruferred, and any pleclqae or transferee shall tor all purposes stand in the plaoe oi the BanY, hereunder a~d have all the ri¢~t: of the Bank hereunder; (ii) to trsnsip the whole o. any part ot the Collsteral into the name of itselt w its ~ominee; (iii) to vote the Collateral; 1rv) to no:ify the Oblyws of any Collate~al to mske payment to the Bsnk of any amounts due or to becorne due thereon; (v) to dertiand, sue for, collect, w make sny compromise w settlement it dsems dssi?sb~e with reterenq to the Collate.al: and (vi) to take posseuion or control ot sny proneds of Coltateral. ~ ; ~ e~oK289 PAGE 6?3 ~ ..MOTICE: SEE OTHER SIDE FOR IMPORTANT INFORMATION FBS 752 Rev 7/77 " ~s ~~~-r'~ ~ - ~ y~'~' , . 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