HomeMy WebLinkAbout0971 F~IRST FEDERAL SAVINGS AND LOAN ASSOCIATION
OF FORT PIERCE
CONDOMINIUM RIDEI~, --e~-23034760
THIS GONDOMINtUM RIDER is made this . . . . 28th . . . . . . . . . . day of . _ . . Jtlly . . , _ _ _ . . ,
19 .7~ and is incorporated into and shall be deemed to amend and supplement a Mortgage, Deed of Trust
or De¢d to Secure Debt (herein "security instrument"y dated of even date herewith, given by the undersigned
(herein "Borrower") to secure Borrower's Note to FIRST FEDERAL SAVINGS AND LOAN ASSOCIATTON OF '
FORT PiERCE herein "Lender") and covering the Property sc d the security inshument and
located at . ~ .A1A Apt_ 102A, . Jsnsan Bsaoh~ . ~ ~~5~ . . . . . . . . . . . . . . . . .
(PrOpMy AOdroasl -
The Properry comprises a unit in, together with an ~ndivided interest in the common elements of, a condominium
project known as . . . . . . . . . . ~'~~'r~s . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
~Name d Condoemnwm Pro~ecq
. . . . . . . . . . (herein "Condominium F'iroject").
CONDOMINIUM COVENAMS. In addition to the covenants and agreements made in the security inshument.
Borrower and Lender further covenant and agree as follows:
A. Assessments. Borrower shall promptly pay, when due, al) assessments imposed by the Owners
Association or other govemirig body of the Condominium Project (herein "Owners Association") pursuant to the
provisions of the declaration, by-laws, code of regulations or other constituent document of the Condominium
Proiect.
B. Hazard Insurance. So long as the Owners Association maintains a"master" or "blanket" policy on the
Condominium Project which provides insurance coverage against fire, hazards included within the - term "extended
coverage," and such other hazards as Lender may require, and in such amounts and for such
periods as Lender may require, then:
(i) Lender waives the provision in Uniform Covenant 2 for the monthly payment to Lender of one-
tweHth of the premium installments for hazard insurance on the Property;
(ii) Borrower's obligation under Uniform Covenant 5 to maintain hazard insurance coverage on the
1'roperty ~s deemed sarisiied; ano
(iii) the provisions in Uniform Covenant 5 regarding application of hazard insurance proceeds
shall be superseded by any provisions of the declaration, by-laws, code of regulations or other constituent
document of the Condominium Project ot of. applicable law to the extent necessary to avoid a conflict between
' such provisions and the provisions of Uniform Covenant 5. For, any period of time during which such hazard
insurance' coverage is not maintained, the immediately preceding sentence shall be deemed to have
no force or effed. Borrower shall give Lender prompt notice of any lapse in such hazard insurance coverage_
I'j ln the event of a distribution of hazard insurance proceeds in lieu of restoration or repair following a loss to
" the Property, wheth¢r to the unit or to common elements, any such proceeds payable to Borrower are hereby
~ assigned and shall be paid to Lender for application to the sums secured by the security instrument, •with the
~ excess, if any, paid to Borrower.
' ~ C. Lender`s Prior Consent. Borrower shall not, except after notice to Lender and with [.ender's prior
~ written consent, pafition or subdivide the Property or consent to:
s (i) the abandonment or termination of the Condominium Project, except for abandonment or
termination provided by law in the case of substantial destruction by fire or other casualty or in the case of a
~ taking by condemnation or eminent domain;
~ (ii) any materiat amendment to the declaration, by-laws or code of regulations of the Owners
~ Association, or equivalent constituent document of the Condominium Project, including, but not- limited to, any
~ amendment which would change the percentage interests of the unit owners in the Condominium Project; or
a (iii) the effectuaNon of any decision by the Owners Association to terminate professional management _
~ and assume self-management of the Condominium Project.
; D. Remedies. If Borrower breaches Borrower
s cove~ants and agr~ements hereunder, including the
~ covenant to pay when due condominium assessments. then Lender may invoke any remedies provided
~ under the security instrument. tncluding. but not limited to. those provided under Uniform Covenant 7.
~ IN WITNESS WHEREOF. Borrower has executed this Condominium Rider.
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