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HomeMy WebLinkAbout0962 INSTALLMENT PROMiSSORY NOTE ` . TURTLE REEF ASSOCIATES, INC. * . (Al Amoum R~qiwd s~+722?00 ~ 6ANK NAME (0) hM~iWn for G~dit none Jensen Beach, Florida 33457 ~iaia..a~~a s f ~c~ ooa,~t.ry sw~ = none OFFICE AOORESS ~o~ o~,,K = none , none ~ ' NOTE NO. OATEO: S@pt. 20, , ~g~s , (p) ' = none IG) AnwuetFir?~nc~d ]~72Q.~Q DUE: OCt. 1 , ~g ~ (A, 8, C, O, E. FI i (H! Intt«tt t ' ' PIACE: . FIORIOA (1) G~dit Invptgauon : - . ~ ~ ~ !J) Otf~ : Fo~ valw nc~wed. tM uedersiynacf (Mr~indt~r plNd "AAaka") joinely snd sw~rally (ii (K) S mon th~n on~) P?omis~ to pay to th~ ord~ q 2tly,~ky~sj itt oitiq listed sbove. t1ie1T~p1 ot Paym~nts 11.om tNl u rightl ot S1 •1 . cU p~~~=~y~~ U. lL) t ! tMl FINANCE CHARQE A equal mo~thly irnts~Im~OV.t 1 , cM tint IH, 1, J. K, L) S 4~ 525. ~nstallrr~nt due on t4 . 19_, u~d wbs~qwnt instsllments dw oo iN) Tout of P~ymtnts (G + M) : 12 ~ 247.2~ ihe,,~day oi iaeh~wnth th~reafte :to~tthK ariM s FINAL BALLOON PAYMENT OF: . ANNUAL PERCENTAOE RATE •lO.OO % s nvri DUE - - ,19 TA~ B~nk shall impoa s dNinqutnty chsry~ syainst tM NhkK on ~ny psyrtient wl~ich hss bacorrw du~ and nmains in d~fsult fa a pKiad in ~zo~a of 10 days in an amount equal to 5% of tM smount of the p~incipsl pKt of th~ payment in dt4ult. In tM w~nt that tM Note is not p~id in full st rn~turity, all pay ments, whecher principal, ints?est or othervvise, shsll bssr inter~st st tM rn~ximum leg~l nt~ allowed undu tM laws oi th~ Sat~ oi Florid~. AIf paym~nts m~de hereunder sh~ll b~ u~dit~d fir;t to i~tsrest and thsn to printipsl, however, in th~ event ot default, ths Bsnk rrNy, in its sd~ disc?etion, ~pply si?y p~ym~nt to ~nterest, pil~tipsl snd/w lavrful'eharges thtn attrwd. It is the inttMion of the parties hereto that 1M provisions fferein shNl not p?pvide dinCtly o? i~dirtctly tor the payrtMnt ot s greater rate of intere~t or IM retention of sny other thargs tAan is sllowed by law. It, tor sny rqson, inta~st in ~xcess of suth leyal rst~ w a charge prohibited by law shstl st sny time b~ psid, ~ny wch exuss shdl eitl?er constitute snd be treated as a psyment on eM principal w b~ n(und~d directly to the Meker. ~ The Maktr may pnpay tht entire unpaid bala~ee ot the Iwn at any teme. It the loa~ is pr~paid in fuil, atteleratsd or rtiinanctd, the Nl~ker shsll r~cerv~ a re(und oi the unwned portio~ oi the ~nterest and inw.snee premiums cort~puted by ihe Rule of 78's method, except thst the 8artk shall b~ ~nt~tled to reta~~ a mi~irtwm interest char9e ot f5.00. ' CREOIT LIFE AND CFiE~IT LIFE 8 DISABtLITY INSURANCE ARE VOLUNTARY ANO NOT REQUIRE~ FOR CREOIT. Such inwrance covKSye is ~ avaihble at the tost designated betow tor the term of the aedit: (s) = for Gedit Life Inwranta (b) S j for Cr~dit Lite d~ Dissbility Inwnnce_ { Check ? Gsdit life Insurance is desired on tM li(e of ~ Appl. Birthdate ~ Box ? Gedit Life di Dissbiliry losurance is desired on ' ,~e Birthdate i L:J Gedit lite and/w Oisability Inwrance is not des~ed. ' /,f • ~ / i " aa~e: S@pt. 20* 1978 s~~~~e ~ . ~ ; ~ s~~~~?e ; As security fo~ the paymeot o1 the Note the Make~ her~by g?ants to the Bank a secwity interes i he t lowing o~,,: In Turtl e Reef Cond. If r 6 P 2002. Unit Weeks 27 and 28 nd. t. o. - ns ~ descr e r~ sa mortgage. t mcluding sll intr~es, wbstituiioos, replacM~e~ts, sdditions snd azaessiorn thereto a~d in the prooeads thereot (heninatter ca11W "Collsterd"1. Thi~ s~turity ~ ~ intera; sl~sll slso s~curo any other indebtedrnss or liability oi the Make. to ~he Bank d~nei a i++direct, absolute or Contin~nt, dw or to b~cotn~ dus, now tt- j ~ ~s~ing pr h~rp(tKa?ising, intluding all future sdvanc~s w ~oans by ihe Bsnk to tAe Make~. .1 The 8snk is also given a lien and a s~CUrity inta~st in sll proptrty a~d secuntits o/ the M~ker, endoner, wnty, 9usrsnta w xcommodation puty of thn ! ~ No~e (M?~imfte. r~terr~d to as the "Oblgors now in w at a~y ~ime nerat~er cominp ioto the co.?trd, tustody or poss~ss~on of th~ 9ank, wMela~ for che ~x- preu~d purpott oi beinp utad by tM Bank ss Co1laDarN, w for any other purpose. and upon sMr balsnce or balanqs to tM asdit o1 any atcounis. ineludinp ( trust ~~d p~ney aocounts m~intuned withtM 8ank by smr of the Oblyors, and che Obligon spr~e to deliver to the Bank sdditionN Collsnr~l_ or m~ke wch ~ payrrNnts in nduction ot tM prinCipal smount of th~ loan ss shall be satisfactory to the Bank, in ihe event rhe aforerrrntionsd Collattrsl q+sll d~ctin~ i~ value ~ or beeom~ umstis/~ccay to tM Baok. - ' . Additio~ to, ~~duttions w exchanpss ot, or wbstitutions fw the Collateral, psyments on account oi thi: toa~ or inu~sfes ot tFN ts~rn, or othtr toans mad~ ~ partially o~ wholly upon [he COIptKN, miy from time eo time be rrnde without sffetcing tfie prpvisions of this Nots. The Bank shall exerc~ rWSOnsbb tsre in ~ ~ne wstody snd prpe~vstion ot tM CollatNal to fhe azt~ot required by applicsble statutt, and shall b~ dNrtNd to hav~ tzMtit~d rNfon~bl~ ur~ it ?t qk~f sucA ; act~on 1or tlf~t pu?poi~ as MskM thall rNSOnably rpuMt in vK~tirg, but tw omisiwn to do ~ny stt not r~quetad by M~k~r shall b~ dNm~d a I~ilun to l~cnt ~ roawosbl~ care, snd no omiuion to comply with any nquKt oi IN~"s~. shs11 ot itssN be dsemed s failuro to ex~rci~ nasonabl~ ure. Bank ~hslt not De boued to ; cake any stps n~ce~uy to presKV~ ~ny riyhts in tM Collatu~l spainst prior psrties and Msk~r shsll tske all n~cessuy tteps (a wch pu~pofes. The 8ank or it: ! nomine~ npd not oelMet int~rtst on, or a p?incipal of, ~ny Collateral or giw any-notice with retpset to it. ' i TM Bank m~y continue to hold any Collstenl d~posit~d herwr~r sfte~ the psyment of this Note, if at the time ot tht psyment snd d~xharg~ Mr~of any ot i ths psrti~s IiaWs for tht psymtot Mrsof ~hNl W tMn dinctly or to~tinpentfy IisW~ to tM Bank ss Maker, endo.se~, wnty. 9u~rsn~a w socomrnodstioa psrry i ot sny otM~ not~, drsft, bill of ~xdwny~, w otMr i~atrum~nt, o~ oth~rwise, snd the 8ank msy thertafu. exercife all riphts with rhpact to said Colb~erst ' grant~d hNtie tv~n thOupF~ Mis Noq shsll haw bMn wrnrKftnd to tM N41w. . It tM Bank d~enx itsNf i~cure or upon ths happ~ninp of any of the followinp av~nts, esch of which shNl constitut~ s d~f~ult, a~l lisbiliti~s of ~ach Nlak~r to ; che B~nk, ineludiny th~ sntin unp~id principsl of thit NoU and aecrwd inurat, l~st any urwrrnd intu~st and any inta~st in ~xeta of tM msxirtwm a11owW 1 by law and sny ~ab~ta r~quind by 1sw, sh~lt imrNdiauly or tMnstt~r, at tM option of,tM Bantc, exapt chat tM oocwr~nos of (c) a(dl ~11 csuM sutomat- ~ ~ ~c aoabr~tio~: wiriwut notip w d~m~nd. b~oorn~ du~ snd psy~bM: (a! cM isilun of any GWqor to periwm sMr oblip~tion, li~bility a dsim to tM Bank. [o psy ; ~ ~nurpt hKSOn within 10d~ys ~ft~. it is dw, or ii tMn is no du~ daa, ~it~. it is W{I~d w oN?erwiM requKted or d~nd~d, w to p~y a~y ot1+K tirbility whst- ~ soevsr to [h~ B~~k wMn ifw; (b) tM d~sth of sny individual Oblga, the dis~olution ot any p~rcndnhip Oblipor a th~ distolutan, m~r~ o?oon~otid~tion witM ; out tM Ba~k't prior written Conpnt ot ~ny torpo~att Oblgor: (c) tM filiny of ~ p~tition in bsnkruptcy or tM adjudiation ot imolwncy or bw~kruptey undK i any rw~y~nization, atnnyNntdt. rNdjustmtr?t of d~bt, diaolution, liquid~tion ot similar proc~Klinp untlu sny F~derN or spq ststua, by or a~inst~anY ; Ob~gor; (d) u~ appliation for tM appointmrnt of a?~aiw? for, or th~ m~kinp ot s pa~ral a~sipnnrnt for tM b~rwth of cnditas by, snY Obtqa; ld tM Mtry i ~ ot ludprrnnt p~imt ~ny Qblipor: (f) th~ iswinp of ~r attaehm~nt cr q~rnirhrt~s~t, or tM filirg of any li~n, ap~inft ~ny propaty of a~y Oblipor:l~) tM takino o~ ~ ooss~aion of any wbttan~ial pa~t of ch~ propKty of anY Oblipor ~t tfw i~utanq of ~ny ~ov~rewmnul authaiq: lh) tht d~t~rmin~tion b1r tht 6anic that ~ rn~lai• 1 ai adwrq ehanp~ ha~ oocurnd in the finsnci~l co«dition of any Oblgor from tf~t conditio~a at fotth in tM most npnt fin~neial staam~nt of wieb ObHOO~ herstofa~ fu?ni~FNd to tM B~nk, or from tM condition of wch Oblipa p Mretofae most rrosntly difdoNd to th~ Bank. a tfwt anr wannty, rp?a~nat~on, i cer~itieat~ a ttsnnynt of ~rry? Oblgw (MANthar oonqin~d in tha Not~ o? rrot) pe.uininp to or in eanrnetio~ with N+is Noa w t1N Iwn widtnc~d by tAa Not~ i connim sn unau~ ~qt~nt ot nrtui~l het or omiq to stat~ m~taiM bct n~casxy in adK to rrakt th~ ~tatarnnts rrod~ not mislMdiro: a, (i) tM ~i~n- _ j msne by ~ny M~kK o/ sny puity in sny oi tM Colbar~l withcwt eh~ Wio. writt~n eonNnt of tM 8ank. ' TM Bank ~hNl hsr~, but thall not b~ limit~d co, dN follpwinp rghp, ~ach of whicb may b~ ~~u?ciwd at. any tim~ wMtM~ or no~ tl+is NoM a dw: Ii1 to ~ p1~dp~ a t?MSf~t thi! Noq snd tM Co11atN~1 and dN Bank thsll 1hN~upo~ b~ rNi~~r~d of NI duti~ u~d nlpoMibilitNS hN~und~r and rNirwQ trqn any snd all i 1 iability witb rap~et to an~ Co1latMd ~o pl~dp~d or van~f~rr~d, and any pNdp~~ or transt~ne ~hall for alt purpoMS stand in che plaa oi tM 8adc h~rw~ and ~ hsv~ NI th~ rqhts of tM Bank hpwndN: lii) to tqnsf~r tl+~ whoN or any p~rt of th~ Coilannl ieto th~ nam~ of iaNi or ita nwnin»: (iii) to vob cM Coll~t~?st: i tiv) ~o eotify tM Oblioon of ~ny Collapnl eo nrk~ paym~nt to eM Bsnk of sny amouna dw or to b~oo~nr dw, fll~ion; (v) to dwmi~d, ~w fa, eolNet, o~ ~.,.k. ,~+r °°"'4' ~..~a.~?e ~t ~ p.~..a. w~~n ~K~.et~Ree~~s oc~a~es o~. vow~«~~« t a m goa.d, ot ca~..a~. 4 *'6~1N`K as used ere~n means ur , nc, an orO°~~s ass"i°'ns. NOTICE: SEE OTHER SIDE FOR IMPORTANT INFORMATION ~.,r ~ Fes 752 Rw. 7/77 T~ v f _ - " . fi ;f ~.:'~``ws