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HomeMy WebLinkAbout0371 FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF F'ORT PIERCE CONDOMINIUM RID~R THIS CONDOMINIUM RIDER is mad¢ this . . . . .3.10t . . . . . . . . . . day of . . . October . . . _ . . , 19 T8 and is incorporated into and shall be deemed to amend and supplement a Mortgage. Deed of Trust or Deed to Secure Debt (herein "security instrumeM") dated ot even date herewith, given by the undersigned (herein "Borrower") to secure Borrower's Note to FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF FORT PIERCE (herein "Lender") and covering the Prop e~rty described in t e security inshument and located at . . . . . . . . . 24~. O~ean.Darive,. Ft. rierce~ Fls.. 334~. . . . . . . . . . . . . . fP?oWAy AdOr~ssl The Property comprises a unit in, together with an ur.divided interest in the common elements of, a condominium project known as . . . . . . . . . . . . . . . . . ~Fr .AN. VII.LA(iFi . . . . . . . . . . . . . . . . . . . . . . . . . . INam~ 01 Ca~dom~nwm Pro~ctl . . . . . . . . . . (herein "Condominium F'roject"1. CONDOMINIUM COVENAIV'TS. In addition to the covenants and agreements made in the security instrument, Borrower and Lender further tovenant and agree as follows: . A. Assessments. Borrower shal) promptly pay, when due, all assessments imposed by the Owners Association or other goveming body of the Condominium Project (herein "Owners Associatio~") pursuant to the provisions of the dedaration, by-laws, code of regulations or other constituent document of the Condominium Proiect. B. Ha:ard [nsurance. So long as the Oumers Association maintains a"master" or "blanket" policy on the Condominium Project which provides insurance coverage against fire, har.ards inctuded within the t¢rm "extended coverage." and such other hazards as Lender may require, and in ~ such amounts and for such periods as Lender may require, then: (i) Lender waives the provision in Uniform Covenant 2 for the monthly payment to Lender of one- twelfth of the premium installments for hazard insurance on the Property; (ii) Borrowei s obligation under Uniform Cov¢nant 5 to maintain hazard insurance coverage on the P~operty is deemed satisfi¢d; and (iii) the provisions in Uniform Covenant 5 regarding application of haurd insurance proceeds shail be superseded by any provisions of the declaration, by-laws, code of regulations or other constituent document of. the Condominium Project or of applicable law to the extent necessary to avoid a conflict between i such provisions and the provisions of Uniform Covenant 5. For any period of time during wfiich such hazard i insurance coverage is not maintained, the immediat¢ly preceding sentence shall be deemed to have ; no force or effect. Borrower shall giv¢ Lender prompt notice of any lapse in such hazard insurance caverage. ~ in the event of a distribution of hazard insurance proceeds in lieu of restoration or repair following a loss to ~ the Properiy, whether to the unit or to common ¢lements, any such proceeds payable to Borrower are hereby ~ assigned and shall be paid to Lender for application to the sums secured by the securiry instrument. •with the ~ excess, if any, paid to Borrower. t C. Lendets Prior Consent. Borrower shall nc,t, except after notice to Lender and with Lender's prior ~ written consent, partition or subdivide the Property or consent to: 5 (i) the abandonment or termination of the Condominium Project, except for abandonment or T termination provided by law in the case of substantial destruction by fire or other casualty or in ihe case of a ~ ~ taking by condemnation or ¢minent domain; ~ (ii) any material amendment to the declaration, by-laws or codp of . gulations of the Owners ~ Association, or equivalent constituent document of the Condominium Project, inclu' mg, but not timited to. any ~ amendment which would change the percentage interests of the unit owners in the Condominium Project; or ~ ~ (iii) the effectuation of any decision by the Ownen Association to terminate professional management 4 and assume self-management of the Condominium Project. ~ ~ D. Remedies. If Borrower breaches Borrower's covenants and agreements hereund¢r, including the covenant to pay wfien due condominium assessments. then Lender may invoke any remedies provided under the security instrument, including, but not limited to, those provided under Uniform Covenant 7. 1N ~IVITNESS WHEREOF, Borrower has executed this Condominium Rider. ti ~ N~~ ~ ~a 3~ ~N ~~a ~ =7 _ - ~ - F~tEO ANp RECOIl~EO j ST.IUClE COJ~Tr.F~A. 1 '=i RCGER V.,~iR~s . Davi L. G lare -~«aw~. - CLfRK CIRCWi COU~T n Y i~ ; - REC0~0 vEI11~~Ep ~ ' ` Y ! ~ C ~ L : ~Gf LL , A ~?~4~5 e a . -~~.c - CONOOMINiUM RIDER-~ to 4 Famdy-6/75-fNMAiFHLMC UkIfORM INSTRUMENT a ~ . ~ ~ eo~~ 2~7 PAGE 371 Form 250 _ _ _ . . . . _ ~ . ri: