HomeMy WebLinkAbout0043 FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION
OF FORT PIERCE
CONDOMINIUM RIDER ~
THIS CONDOMINIUM RIDER is made this . . . . . 30~? . . . . . . . . . day of . . . . . .
19 7~ and is incorporated into and shall be deemed to amend and supplement a Mortgage, Deed of Trust
or Deed to Secure Debt (herein "security instrument") dated of eve~ date herewith. given by the undersigned
(herein "Borrower") to secure Borrower's Note to FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF
FORT PIERCE (herein "Lender") and covering the Property described in the security instrument and
located at . . ?Is~. S. Oc@Rn. A . . k'ort . Piex'Ce, . k'~,a. . . . . . . . . . . . . . . . . : . . . . . : . . . . .
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The Property comprises a unit in, together with an undivided interest in the comrr~on elements of, a condominium
pTOject known as . . . . O~es11. Village. Condo~ninitm? . . . . . . . . . . . . . . . . . . . . . . . . .
- ~Name o~ Corwormo~um v.o~x~~ ~
. . . . . . . . . (herein "Condominium Project"1.
CONDOMINIUM COVENAMS. ln addition to the covenants and agreements made in the security instrument.
Borrower and Lender Eurther covenant and agree as follows:
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Association or other governing body of the Cohdominium Project (herein "Owners Association") pursuant to the
provisions of the declaration, by-laws, code of regulations or other constituent document of the Condominium
Proiect. -
B. Hazard Insurance. So long as the Owners Association maintains a"master" or "blanket" policy on the
Condominium Project which provides insurance coverage against fire, hazards included within the term "extended
coverage." and such other hazards as Lender may require, and in such amounts and for such
periods as Lender may require, then: _
(i) Lender waives the provision ~in Uniform Covenant 2 for the monthly payment to Lender of one-
- twQlfth of the premium installments for hazard insurance on the Property:
(ii) Borrower's obligation under Uniform Covenant 5 to maintain hazard insurance coverage on the
Property is deemed satisfied: and
(iii) the provisions in Uniform Covenant 5 regarding application of hazard insurance proceeds
shall be superseded by any provisions of the declaration, by-laws, code of regulations or other constituent
document of the Condominium Project or of applicable law to the extent necessary to avoid a conflict between
such provisions and the provisions of Uniform Covenant 5. For any period of time during which such hazard
insurance coverage is not maintained. the immediately preceding sentence shall be deemed to have
no force or effect_ Borrower shall give Lender prompt notice of any lapse in such hazard insurance coverage.
In the event of a dishibution of hazard insurance proceeds in lieu of restoration or repair following a loss to
j the Property, whether to the unit or to common el¢ments. any such proceeds payable to Borrower are hereby
~ assigned and shall be paid to Lender for appiication to the sums secured by the security instrument. •with the
excess, if any, paid to Borrower. ~
~ C. Lender's Prior Consent. Borrower shal! not, except after notice to Lender and with Lender's prior
written consent. partition or subdivide the Property or consent to:
(i) the abandonment - or termination of the Condominium Project, except for abandonment or
termination provided by law in the case of substantial deshuction by fire or other casualty or in the case of a
taking by condemnation or eminent domain:
(ii) any material amendment to the declaration, by-laws or code of regulations of the Owners
Association, or equivalent constituent document of the Condominium Project, including, but not limited to, any
amendment which would change the percentage interests of the unit owners in the Condominium Project; or
(iii) the effectuation of any decision by the Owners Association to terminate professional management
and assume sel(-management of the Condominium Project.
D. Remedies. If Borrower breaches Borrower's covenants and agreements hereunder. including the
covenant to pay when due condominium assessments. then Lender may invoke any remedies provided
under the security instrument. including. but not limited to, those provided under Uniform Covenant 7.
IN WITNESS WHEREOF~ BCsr~~~~?as executed this Condominium Rider.
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CONDOMINIUM RI(~fl~Yo"4 fat4ri~/=5/~S-FNMA/FHLMC l1~iIFORM tNSTRUMENi
eoc~ i•aGE ~
Form 250
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