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HomeMy WebLinkAbout2142 If any proceeds shall be payable under any such insurance for any damage to or destruction of the Mortgaged premises or any part thereof the Mortgagee shall have the right to elect whether the proceeds shall be distributed in one of the two following ways: 1. Such proceeds shall be deposited in an escrow account with a title insurance copy of St.Lucie County,Florida to be designated by the Mortgagee and such proceeds shall be paid over by said title company to the Mortgagor as needed to enable the Mortgagor to repair said premises and/or to erect new improvements in place thereof, without effecting the lien of this Mortgage for the full amount secured thereby before such damage or payment ever took place, or 2. All such proceeds shall first be paid to the Mortgagees of the First and Second mortgages wrapped around by this Mortgage Deed and any remaining proceeds shall be paid over to this Mortgagee and shall be considered a reduction of the principal amount of this Mortgage. If the Mortgagor shall fail or neglect to pay the interest on said Note, or any part of same, as and when the same may hereafter become due, or the whole or any part of the principal when the same shall be or become due or collectible, according to the terms and provisions of said Note and the covenants and conditions of this Mortgage, or shall fail to perform any of the material covenants and conditions herein set forth which are to be performed by the Mortgagor, and any of the aforementioned defaults are not cured within thirty (30) days after receipt by the Mortgagor of written notice of such default from the Mortgagee (or 30 days after failure of payment in case the default is nonpayment of principal or interest on the Note), then in such event the entire amount of said note, principal and interest, and all other amounts that may be secured by this Mortgage shall, at the option of the Mortgagee become immediately due and collectible, and in such event the property may be sold at public auction, at such time and place, and upon such terms and conditions and after such previous public notice, as shall be deemed best for the interests of all parties concerned, and there shall be delivered to the Purchaser or Purchasers, at such sale, deeds of conveyance, good and sufficient at law, pursuant to the statute in such cases as provided,. and out of the proceeds to retain all sums due hereon, the costs and expenses of such sale and the attorney's fees provided by law, returning the surplus money, if any, to the Mortgagor or to its successors or assigns. It is expressly understood and agreed to by the Mortgagee ~ that this Mortgage Deed and the Purchase Morey Mortgage Note which is sect}red by it are NOT ASSUMABLE and may not be assigned to any other party by the Mortgagee and that if any attempt to assign this Mortgage Deed or the Note which is secured by it is made by the Mortgagee, then it shall be considered an immediate default under the terms of the Purchase Money Mortgage Note and this Mortgage and the whole sum of principal and interest remaining unpaid under said Purchase Money Mortgage Note shall, at the option of the holders, become immediately due and payable. Failure to exercise this option shall not constitute a waiver of the right to exercise the same in the event of any subsequent default. 9 Mortgagee has previously executed a First Mortgage and a Second Mortgage and a First Note and a Second Note as more fully enumerated on page 2 of the attached Purchase Money Mortgage Note. Page Two R~ 3U1 213? k ~4 t ~ ~