Loading...
HomeMy WebLinkAbout2341 13. That upon default by Mortgagor in performance of any of the terms, covenants or conditions herein or in said note contained, Mortgagee may, at its option and whether electing to declare the whole indebtedness due, or not, perform the same or any of them, without waiver of any other remedy, and any amount(s) paid or advanced by Mortgagee in connection therewith, and/or any other costs, charges or expenses incurred in the protection of said premises and the maintenance of this Mortgage shall be repayable by the Mortgagor without demand, with interest thereon from the date of such payment at the highest rate per- missible under the laws of the pertinent jurisdiction, and if no maximum rate has been promulgated, then at rate six (6$) per cent higher than the rate set forth in said note, and shall be a charge upon the said premises prior to any right, title to, or interest in or claim thereon, attaching or accruing subsequent hereto and shall be secured by this Mortgage. 14. Mortgagee, in making any payment herein and hereby authorized in the place and stead of Mortgagor, relating to taxes, assessments, water rates, sewer rentals and other governmental or municipal charges, fines, impositions or liens asserted against the premises, may do so according to any bill, statement or estimate procured from the appropriate public office without inquiry into the accuracy of the bill, statement or esti- mate or into the validity of any tax, assessment, sale, forfeiture, tax lien or title or claim thereof, or relating to any apparent or threatened adverse title, lien, statement of lien, encumbrance, claim or charge, shall be the sole judge of the legality or validity of same. In making payments relating to any other purpose herein and hereby authorized, but not enumerated in this paragraph, Mortgagee may do so whenever, in its judgment and discretion, such advance or advances shall seem necessary or desirable to protect the full security intended to be created by this instrument. At any time, Mortgagee may and is hereby authorized to obtain a continuation report of title prepared by a title insurance company, the cost and expenses of which shall be repayable by Mortgagor without demand and shall be secured hereby. 15. That upon default by Mortgagor hereunder, Mortgagee may, with- out notice and without regard to the adequacy of security for the indebtedness secured, either personally or by attorney or agent without bringing any action or proceeding, or by a receiver to be appointed by the court, enter upon and take possession of said property or any part thereof, and do any acts which Mortgagee deems proper to protect the security hereof, and either with or without taking possession of said t property, collect and receive the rents, royalties, issues and profits thereof, including rents accrued and unpaid, and apply the same, less ~ the costs of operation and collection, upon the indebtedness hereby secured to Mortgagee as further security for the payment of such indebt- edness. If required by Mortgagee, Mortgagor shall execute and deliver to ~ Mortgagee a separate instrument assigning to Mortgagee all leases signed and to be signed and rents to be collected thereunder. Exercise of rights under this paragraph or under said separate assignment of leases and rents shall not cure or waive any default or notice of default here- ~ under or invalidate any act done pursuant to such notice, but, shall be cumulative to the right and remedy to declare a default and to foreclose as hereinafter provided, and cumulative to any other right and/or remedy hereunder, or provided by law, and may be exercised concurrently or independently. Expenses incurred by Mortgagee hereunder, including reasonable attorney's fees, shall be secured hereby. 16. In the event that the Note, this Mortgage or any other docu- ment, agreement or instrument executed concurrently herewith shall pro- ~ vide for the payment of a prepayment fee in the event of the prepayment of the Note. It is agreed that, upon the occurrence of a default here under or a default of any of the terms and provisions of any of the other ~ loan documents or upon any other prepayment of all or any part of the indebtedness represented by the Note, whether upon condemnation, des- truction by fire or casualty, or otherwise, such prepayment fee shall thereupon be and become due and owing and the same shall constitute addi- tional indebtedness secured hereby. 17. In the event of any breach of this Mortgage or default on the part of the Mortgagor or should the interest of ?Mortgagee in the property become endangered by virtue of any reason whatsoPVer, or in the event that any of said sums of money herein referred to be not promptly and r ~o~ 3U4 -6- r . - F _ C :s~al~T4+-v+ s - _ u