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_DISCIOSURE NOTE FOR INSTALLMENT=LOANS,-=-i~)tt= . ~ . • ~ _-l±i.=.'.t~i:~
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_ F~tST NATIONAL ~BANK OF FORT P~ERCE t~_='~l W Anauet R~qiwd : S, 000.
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. . . 9ANK NAME_ . . _ . . I9I HNnwT lo~ G~dit : . }
. 206.5~,
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Post Office Box 970 Fort Pierce Florida ~~'-Y ~ic~ c«~R»~+~~,?s~~-= s~' 7.95 -
_ . o fIC6ACOR - - . " - -~o~ ot++..c~,~.~..t~~.~,~:.? s nQne -
26-0040-8 ~ , w. - _ ~ . ~E~ s none : .
N~TE NO. DATEO: ~ " MA 7 191~. (R) s nonQ -
- . . _ - . - _ (G) A~nount Finantad 50._ _ ~ .
OUE: " • - ~ MrltrCh 7 ,19~.'~,. = lA, B. C. O. E. FI = 5. Z 14 ~ _r
- _ IHt ~~a.ac s 1.645.62 -
P~?cE: ' Fort Pierce , p~pq~p~. li1 G~dit InvKtaptan t 2~J . Qd
- ~n ou,.. s none
For vslw r~iv~d. tM ur~ttqn~d (hK~in~ftN plNd "Mak~r:') IoinNy and sMally (if (K) s none
mo~e c1?~n oew) promis~ to pay to t1+~ ordar of ihs 8snk, at its otfic~ fucad aDov~, tM Toisi
ot ~,nw~au.wn ~N~.t.~?t~ ot S6.885.12 oo,~u•wrsba;n 48 tu s none
~v~~ ",o~,mhr ~~~~+a+a or s143 _ 44 , cM t~ti~ ~M~ F~NANCE CHARGE 1, 670. 62
~ns~alimu~~ dw on ADtll 7 , 1913.. snd subspwnc instsllen~na dw on IH, 1, J, K, l) _
INl Totsl ot Psynwnts lG + M! S 6- 8S Si IZ
~ne dsv o~ moech chK~ata., co~cn~. w+d+ a F~NAI. BAl.~OON PAYMENT OF: qNNUAL PERCENTAGE RATE 14 . 36 x,
s none uue none , ~9
Th~ Bank shsll impoM ~ dNioqwney dury~ apsi~qt M~ NNkK o~ sny psymMt whieh Ap bsewm du~ anel n~nsie~s in d~fault for ~ pKiod in ~xp~t ot 1Q
day: in sn a~wunt puM to 6Xi of t1+~ ainount of tM principM pvt of tM piym~nt in d~fsult. In tM ~v~nt dat tM Noq is not psid in tull ~t nqturity, a{I psy.
rn~nu, wl?~d~ prineipst. int~rpt or otMrwit~. ~hall bNr intlrpt at tM maximum I~yM qt~ allow~d und~ tM law. All paynNnts trrdt hK~unda fhsll b~
credit~d first [o intKpt ai+d tMn to prineipN, howtv~?, in th~ t~nt of d~fwlt, tM B~nk miy, io ia sol~ disenrioe, apply any psyn»nt to inar~st, prioeipN
ard/w lawful~hargq tMn socrwd. It is tM int~ntiot~ of tM pNti~s hKtto that tM provisions h~in sh~ll not prarid~ dinctly or indir~ctty for tM p~ym«?t
of a gr~stK nt~ ot i~tKat or tM nt~ntion of sny otlwr eAarpt thsn a ~IloMwd by Isw. If, fo? ~ny ~es~on, intKat in ~xo~ss of wd~ IpM rat~ or pro-
n~b~ced bY law tlNll at any tim~ b~ W~d. ~Y weh ~xass shall ~itMr eaatitua snd b~ tnat~d a~ a paym~nt on th~ prieapal w b~ r~turd~d dinetly to tM -
Maker. TM Nqk~r mty p?p~y tA~ tntin unp~id bal~nCt ot tA~ Iwn at sny tirtN. If th~ losn is pnpsid in iull, acpNrst~d w r~finant~d, tM Msk~~ ih~N ncsiv~
a reiund of tM un~srn~dport ion of tM int~nst ~nd inswsnu pKniums eomput~d by tht RuM of 78's m~Mad, ~xppt that tM Bank shMl ~ntid~d to r~ain
a minimum interwt of =S.Oe. - -
CRE~IT LIFE ANO CREDIT LtFE 8 OISABILITY INSURANCE ARE VOLUNTARY AN~ NOT REQUIRE~ FOR CREDIT. Sud? iewrana oo~wap~ is
avaifaW~ st tM oott d~iqn~bd bNow fw tM q~m of tl~ u~dit: (s) = 2 ~ 6_ 5 S for G~dit Lii~ Irouran~t (W t none
for G~dit Lif~ a Disability Insuranp:
c~,~ ~I a.dn u~. i~~+c. ~~na o~ a~. iih o~ ~ Thomas E. Wilkus - eir~,d,a 9/8/45
App1. ?(;ndit l.if~ A ~issbility I~nursne~ it dMird on B"atl~dat~ "
9ox ? Cr~dit Lif~ ~nd/or Dis~bility Inw~anp is n t d~ihd. ~ ~
o0ce: Mai'Ch 7 1979 s~ynatur~~ I~l~Y~* ~ l~'~/y' s~ynstun -
AFTER ACDUIREO ?ROtERTY MMlll ~E SUNECTTO TNE=ECURITY INTEREST AND OTHER OR FUTURE INDElTEONE35 tSSECUREO !Y ANYSUCN MOrEI1TY, J1S FOLL~S:
Maker henby yrsnts to Bsnk s seturity int~nst in th~ property, if sny, d~scrib~d in tM spsq below and in all othe~ prop~rty of Mak~r now or hpNfter in
Bar.k's possession, snd wch sscu~ity interat shsll al~o s~cure sll other liabilities of Msk~r to Bsnk, wh~tMr prim~ry, secondsry, dirset or eoncin~nt, pnssnt
o. tutur~. TM afonssid s~curity intersst ~xcluda tM Mak~rs primary ~ssidence untess said primsry residenp a describ~d below.
This is a second mortqage: Lot 24, Block 45, RIVER FARK, UNTr FIVE (5), accordinq to the
Plat thereof recorded in Plat Book 11, Page 31, of the Public Records of St. Lucie County,
Florida. - . -
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tf ehe 8snk requins th~ Msk~r to obtain inwrsnee coversge sgainst loss or darrwgt to the co~lateral securing ths Malws indebtedn~ss to the Bs~k, th~ Make~
~ may obtain wch tovtrsg~ irom sm? a9Mt, brokK or insuror acpptable to tha Bsnk_ .
, It is jantly snd seve.slly cov~rynted snd ag.Nd wiM ~he Bsnk by esch Maker, endorser, surety, guarmtor, and oMer party to this rac~ (atl of whom s~e
I nereinaftsr fot brtvity CsII~d Oblgor or Obligorsl that: ~
j 9ank iAall'sxerciq ressonsblt qre in ths custody snd presavation of the Collateral and shall be d~emed to hav~ exercised rs~nons0l~ art if it tskes sueh
~ accion toi thst purpos~ ss MakN shsll ressonably rpwst in writing, but no om~u~on to comply witM any roquest of Mak~r shall 04 itsNf bs dearn~d s failuro to
~ exe*cise resto+~sp{t pn. WiH+out limiting th~ y~mrslity of the for~going, Me Bank sl~all have no respornibility for ascertaioing any m~turitia. catls, oonwr-
s~on, exehany~s, oNtrs, t~nden o~ similar mstttn nlating to a~? of tl+~ CollatKSt, nw tor inforrhing th~ undersignsd with rapstt to any tMnoi. Bsnk shsll not
~ be bou~d to tske sny st~ps necKary to pres~rw any righq in M~ Collste~al against prior psrties, and Msker shall wke all nKesssry st~ps for we1~ Purposes_ Ba~k
or its nominN ned not collact inuresc on or prineipal oi any CollacaN or 9iv~ any notiu wiM respect co it. Right is h~reby ~xpreuly grant~d to tM Bank st its
~ opti0~ t0 thflt(K it ~fty tirtff t0 itfM~ Of t0 it1 nOf11N1N My COIlatNN ind t0 r!Cliv! th! inCO~tN thfrlO~ ~td hOld fi/iN it tlCUiity htr~fOr, w spply it on ~he -
3 p+~ncipal or int~r~st du~ Mnon or dw on sny iiability s~tvred hereby.
Upon tM happ~ning of sny of tM tollowing ~v~nts, Nd~ of which shall constitute s d~fsult h~undar, orif tfie Bsnk de~ms itsetl insscuc~, tht ~ntir~ w~paid -
bataneeof tAis nott snd sll ot1+K lisbilnies of ~ach MskM to 8snk shsll tM?wpw+ or therestnr, st tM optian of 8ank, without notioe w demsnd, b~come imme-
d~atNy dw snd p~yablr. (s) fsilure of sM? Oblqw to p~sform ~riy apnenwnt MreundK or to ps1? in full, when du~, arry liability whst~oev~r to Bsnk or srry io-
stalm~nt tMnof or intenst ther~on; (b) thsde~th of ir?y Opligpr; (C) the filing of sny p~tition und~r the Bankruptcy Act, or any similar fedusl or stste mtute,
bv or a9tieqt anY Obliyor, ld) an application fpr tht appantment of s receiwr fot, tM mskin~ of a genersl assignrtKnt for tl~ bsr~fit of cnditort by, or the
~rssoive~cy oi snr Obligo.: Me ~ntry of a ludyrtN~t ap~inst any Obliyor: tf) tl+~ iuuiny of arry msclunena or garnishm~nr. or th~ fitirgof sny lien, ag~inu
any property of sny Obligor, (g) Me taking ot popession of sny substsntisl part of tfu prop~rty of a~y Obligor st th~ instana of any go»rnrnsntal au[hority:
fh) the dissolution, mtrg~r, tonsolidstio~, or r~gsnizstion ot ~rry Obligor; (i) tM d~t~rmination by Bank that a mataial ~dverse cha~g~ Aas Occ'u?red in tfie
~ f.nancal conditan of any Obligor from the conditwns set fortl? in ths most reqnt tinantisl ststamtnt oE wth Obligor hMetofort iwnishe~d to Bsrtk, ot from
;ne condnion ot suCh Obligor as hereto~ws most npntly disclo~~d to Bank in sny manner; or thst my varra~ty, .epresentstion, artificst~, or ststemsnt ot any
~ Obl~go~ (wMd~er cpntiirnd in Mis note or not) pNtainirg to Or in ConneCtion with this note or tfie losn wid~nted by this note is not Mit; (j) th! sttignment by
any Maker o~ s~y equity in sny of the Collatersl without Ms written cons~nt of Ba~k; (k) tailure to do all things necesssry to pres~rv~ a~+d msintain the valus
a~d coflectibility of ths Coftaterol, including, but not limited to, the psyment of taxes and premiurta on policies of inwrar?ce on chc due date without benelit of
rx tn~ grace period.
~ Unless the Co1latNS1 is perishab~e o. threstens to declin~ tp~sdily in value or is of a typ~ customarily sold on a recognized market, 8ank wiN give Msker re~-
sonabl~ notice of th~ tims and ptace of any public sab thereof or of the time sfter which a privats ssls will b~ hsld. The requi~emN?t of ressonsbl~ nocics shsll
~ met if sucA notiu is msiled, postag~ prepaid, to arry Maker at tht address given beFOw w at any othe~ add~ess shown on the records of ths Bank, at least te+~
~ ~ays befor~ tM time of the sale. Upon disposition of sny Collace+al after the occurrence of any defsult hereunder, Obligors s1?all be snd remai~ IiaW~ for any
;a det~c~ency: and Bank shall account to Maker fo~ any wrplus, but Bank shall hav~ ths riyht to appty sll or any psrt o~ wct+ wrplus lo• to hofd tM same as a
reserve) against any and a11 otAer Iiabilities of esch or sny Maker to Bank.
~z 8ank shsll hav~, but shsll not b~ limited to, tl~~ tollowinq righn; eseh of which majr bs exercis~d st sM? time whether or not this note it du~: (s) to Rled9~ ~
~ cr crartsftr tAa not~ and the CoJlstenl, wheroupon Bsnk shsll brrNievad of alt duties and respo~sibiliti~i hereundK and rNiavad trom any and all liability with
~ ~aspecc to sny Collats~sl so ptedysd or transferr~d, and any pledgse or transferet shall ipr all purposes stand in the plact ot Bank haeund~r and hsv~ all th~
~:•;hcs to Bank hereunder: (b) to transfK the whole o. any part of the Collateral into the ~ame of itseif or its nominef; (c) to notify ths Obligors on any Collst-
e ai ro rrok~ paym~nt to Bank of any smounts dw w to becom~ dus ther~on; ldi to d~mand, we (or, cotlect, or make any compromise or settlemsnt it dsems
C>s~rbl~ wiM referanp to the Collatasl; sod (e) to t~k~ possession or concrol of any proceeds of Collateral. -
~ vo delay or omission on the psrt of Bank in extrcisiny any right hereur~de~ sha11 opKate as a wmive. oi such right or of sny other right u~r this not~ No
v.a„rer or alt~.stion shsll be binding on Bsnk unless in s writing sgned by an autAorized Bank offioer, and then only to the extent speti(icafh s~t forth therein.
~ Fresentment, demand, protest and notice oi dishonor, a~e hereby waived by esch and every Obligor. The taking of a re~ewal not~ without the signature of any -
~ ~a <er o. endorser lisble on this note shall not b~ deertxd a payme~t or diseharge of chis obligation and ths liab~lity ueated he.eunder sha11 conti~w until this ~
~ ~oc• is paid i~ full. The Obligors, joinNy and severalty, promis~ and agree to pay all costs of coll~ction, inctuding attomcys teei eqwl to lOX of the amount
~ ~ ~ r+anced, or wch larger amounts as msy be reasonsble and iust if collected by legal proc~edi~?gs or through an attorney at law, inNuding appNlstt proceedings_
~ ~ The undersgned ackrwwledgt receipt o( s completed copy oi Mis note o~ this dat~
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~ 5405 Lucille Lane, Ft. Pierce, Fla. (SEAU :
~ Thomas E. Wilkus ~
~ =.-:d~ess (SEALI
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