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THIS INSTRUMENT NAS PREPARED BY:
CITIZENS FEDERAL SAVINGS AND LOAN
ASSOCIATION OF ST. LUCIE COUNTY
1600 f. FEDERAL HIGHWAY, FT, r1ERCE, FLORIDA
C. R. MCOONALD, JR.. GENERAL. COUNSEL
MORTGAGE 22031015
(SHORT FORM)
THIS MORTGAGE is made this 9TH day of MiARCH
19~~ ,between the Mortgagor, EDWARD CHARLES HESS AND LEAH K. HESS HI I ~
(herein "Borrower"), and the Mortgagee,
CITIZENS FEDERAL SAVINGS AND LOAN ASSOCIATION OF ST. LUCIE COUNTY, a corporation
organized and existing under the laws of the United States of America, whose address is 1600 South Fed-
eral Highway, City of Fort Pierce, County of St. Lucie, State of Florida, (herein "Lender").
WHEREAS, Borrower is indebted to Lender in the principal sum of THIRTY EIGHT THOUSAND
EIGHT HUNDRED AND NO X100 Dollars, which indebtedness is evidenced
by Borrower's note dated MARCH 9. 1979 (herein "Note"), providing for monthly
installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due and pay-
able on MAY 1. 2009
TO SECURE to Lender (a) the repayment of the indebtedness evidenced by the Note with interest
thereon; (b) the payment of all other sums, with interest thereon, advanced in accordance herewith to
protect the security of this Mortgage; (c) the performance of the covenants and agreements of Borrower
herein contained; (d) the performance of the covenants and agreements incorporated by reference hereinto;
and (e) the repayment of any future advances, with interest thereon, made to Borrower by Lender pur-
suant to paragraph 21 hereof or incorporated by reference hereinto (herein "Future Advances"), Borrower
does hereby mortgage, grant and convey to Lender the following described property located in the County
of ST. LUCIE - State of Florida:
LOT 28. BLOCK 261. PORT ST. LUCIE SECTION 24.
ACCORDING TO THE PLAT THEREOF. AS RECORDED IN
PLAT BOOK 13. PAGES 31 AND 31A THROUGH 31C. OF
THE PUBLIC RECORDS OF ST. LUCIE COUNTY. FLORIDA.
SUBJECT TO RESTRICTIONS. RESERVATIONS. LIMITATIONS AND _
EASEMENTS OF RECORD. IF ANY THIS REFERENCE TO SAID ~J .
RESTRICTIONS SHALL NOT OPERATE TO REIMPOSE SAME: ZONING t,1
QRDINANCES AFFECTING SAID PROPERTY.
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which has the address of 297 S. E. VERADA AVENUE: PORT ST. LUCIE. FLA. 33452
(herein "Property Address"); (STREET) (CITY)
TOGETHER with all the improvements now or hereafter erected on the property, and all ease-
ments, rights, appurtenances, rents, royalties, mineral, oil and gas rights and profits, water, water rights, and
water stock, and all fixtures now or hereafter attached to the property, all of which, including replacements
and additions thereto, shall be deemed to be and remain a part of the property covered by this Mortgage;
and all the foregoing, together with said property (or the leasehold estate if this Mortgage is on a lease-
hold) are herein referred to as the "Property".
Borrower covenants that Bon: ower is lawfully seised of the estate hereby conveyed and has the right
to mortgage, grant and convey the Property, that the Property is unencumbered, and that Borrower will
warrant and defend generally the title to the Property~gainst all claims and demands, subject to any declar-
ations, easements or restrictions listed in a schedule of exceptions to coverage in any title insurance policy
l insuring Lender's interest in the Property.
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