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Home My WebLink About0191 z DISCL03URE t~OTE FOR INSTALLMENT LOANS ~ (A1 Amount Reta~wd S 20~~•~ ~k (8) Pr~mlum fo~ C~edit ` BANK NAME . ~if~/Oiabiluy Ins. _ S ~~0-m ~!)9 Ow~+s~tl it.. J~r~a ~s1?. ri~SLia 33iS7 ~a oa~~,.~t..v s~~~ s 3Z-~ OFFICE AOOpE , , (0) OthN Charpes littmizl) _ ~ I E? S _sQa y~TE NO. OATEO: . t9 79 IF) S ~d IG? Amount F~nented 1 S~'1_fO ouE: ]?Mt11 1 ,19 i~ ~A, e, c: o, E. F~ sL. (H{ t~terest Z 1i~ZL ~ PIACE: . FLORIOA G~?it I~ves~~gation S IJl Olher S For value rece~~ed, the unders~q~?ed (he~tinaiter called "Maker") jointly and seve~ally lii (K) S more than oM) p?Om~st to pay to th~ otde~r ~owf the B~nk, at its office listed above, thiT~o~sl (L) _ ~ ot Payments,(from (Nl at ~~ght) oi,~~•~~92 Dollsrs paYable w IM1 FINANCE CHARGE 1. ~iua1 monihly insqllments oi S~M-~ ~~~st iH, 1, J, K, l) S i~~Z~•~ ~nstallment duE on~ . 19~.. and subsequent installme~ts due on (N) Tota1 of Payrrk~ts (G + M) S~~a~•~ ~ne~dsy ot eacn month tnersafter, co9etna w~th a F~NA~ BA~tOON PAYMENT OF: ANNUAL PERCENTAGE RATE 1~-~ % . S ~O ~ OUE • 19 The Bank shsll impose s delinquency charge agsirot th~ Maker on any payment which hss become due and remains in de(ault for s period in ezceu oi 10 days in a~ amount equal to 9% ot the amount of the principal psrt of the payment in dafault. In the event that the Nott is not paid in full at maturity, sll pay- . ments, whsther principsl, intertst or otherwise, shall bear interat st the maxirtwm lagsl rate sllowed under the law. All payments made hersunder sha11 be cred~ted first to inter~st and theo to principsl, however. in the ewnt of default, tM Bank may, in in sole ditcretion, apply any paYment to interest, principsl and!or tawtul Cha rgss then aocrusd. It is the intention of the parties heroto that the provisions herein shall not provide directly or indirsttty for the paYment ef a greater ~at~ of i~terest o~ ih~ rete~tion o~ any other charye than is allOwed bY ~aw• It, tor any reason, interest in excess of such legsl rate or a charge pro- n~b~ted by law shall at any tims bs paid, a~y such exoess shall either cWntituts and be treated as a payment on the prit?tipst or be refunded directly to ths hlaker. The Maker may prepaY tM entire unpaid ba~ante of the loan st any tims. If the los~ is p~epaid in tull, accelerated or retinar?ced, the Maker shall receivt ~ a refund of th! unearned por ion of the interest and insurance premiums computed by tha Rule oi 78's method, exCept that the Bank shall be entitled to ~etain a m~nimum int~rest Chs~ge of ~5.~. - CRE~IT LIFE AND CREOIT LIFE 8 OISABILITY INSURANCE ARE VOLUNTARY AND NOT REQUIRE~ FOR CREDIT. O'h inwrance coverape is arailabls st tM cost dssignat~d below for tbe term ot the tredit: (a) S 1~~+~ for Credit Life Inwrance (b) S ior Credit Life dt Oisebility Inww~ce: ~ =~i~~~ , ~ Check ~ Credit lif~ Inw~snce is desired on the life of ~J bL~ 6irthdate j"' APRI. ~ Credit lifg~ is desired O~ Birthdate ~ ~ gox ? CtQdit Life snd/ot Disability 1 n!!i'Tlf ired. { . ~ Date:~~ i~T~ Signatur~ Signatur f ' AFTEHACQUIRED~RO?ERTYwIILiESUtIECTTOTHESECURITYIMTERESTAN00THERORFUTUREINDE~TEOMESSISSECUREDSYANY ~ HtRO EHTY,ASfOLLOMIS: Maker hs?eby 9ranis to Bar?k a secu~ity interest in the prope?ty, it any, described in the space be~ow and in all other property oi Maker now or hereafter in Bank's paasession, and suth seturity interest shall also steure sll other lisbilities ot Maker to Bank, whether primary, setondary, direct w contingent, present o~ future. The atoresaid sacurity interest excludes the Makers prirtwry residence unless said Primsry residence is described below. L~t iSOS~ f~sll~a II~ q1lDOOR ~i~!'S C~ ~C~ lt ~L1`lii~ ' 1~~ ~ ~!R'~ ~l~l~~ ~~~+L~ a ~ i~~ ri~0 ~ ~ia~l tl~d~w It [he Bank requires the Maker to obtain insurance coverage against loss or damage to the collatera~ securing the Makers indebtedness to the Bank, the Maker may obtain such coverage f?om eny agent, broke? or inwror acceptable to the Bank_ I~ 1s jointly and severally covenanted and agreed v~nth the Bank by exh Maker, endorser, surety, guarentor, and othe? party to this note (all of whom are ne-e~nafter for brevity called Obligo? or Obligorsl that_ Bank shalt exercise reasonable ca~e in the custody and preservauon ot the Collatera~ and shalt be deemed to have exercised reasonable care if it takes such act~on fo+ that purpose as Make~ sha~~ ?easonably request in wr~ting, but no om~uion to comply with any request of Maker shall of itselt be deemed a tailure to i ere~cise reasonable care. Without limiting the generality ot the toregoirg, the Bank shall have no respo~sibility for ascertaining any maturities, calls, conver- s~on, excha~ges, oifers, tenders or simila~ mattOrs relatin9 to a~y of ths Collateral, nor for informing the undersigned with respect to any thereof_ Bank shall not ~ be bound to take any steps neceuary to preserve any rights in the Collateral against prior parties, and Maker shall take all necessary steps ~or suCh purposes. Bank ~ o~ ~es nominee need not collect interest on or principal ot any Collateral or give a~y notice with respect to it_ Right is hereby expressly granted to the Bank at its ~ ep2~on to transfer at any time to itsel( or to its nominee any Coliateral and to receive the income thereon and hotd same as security herefor, or apply it on the pnnclpal or interest due hereoo or due on any liab~lity secured hereby_ ~ llpon the happening of any of the following events, each of which shall constitute a default hereunder, or ii the Bank deems itse~f insecure, the entire unpaid ~ t>alanceot this note arid all other liabilities oi each Maker to Bank sha~l thereupon or thereafter, at the option oi Bank, without notice or demand, become imme- _ ~~~ately due and payab~e: (a) ~ailure of any Obligor to perform any agreement hereunder or to pay in tull, when due, any liability whatsoever ;o Bank o? any in- ~ sr;,lment thereof or interest thereon; (b) the death of any Obligor: (c) the f~~~~g of any petition under the Bankruptcy Act, o. any similar tederal or state statute, : t,y o~ against any Ob~~gor; (d) an application fo? the appointme~t of a rece~ver for, the making of a general assg~ment for the benefit of crediton by, w the ~ ~nsotvency of any Obligor: (e) the entry of a judgment against any Obligor; tf) the iuuing of any attachments or garnishment, or the filing of any lien, against ~ an~ property of any Obligor; (g) the taking of posseuion of any substantial part of the property ot any Obtigor at the insta~ce of any go~rernmentat authority; r tnl the diuolution, merge?, rnnsolidatio~, or reorganization of any Obligor: 1~) the detefm~nation by Bank that a material adverse change has occurred in the f~nancial COndition o1 any Obligor trom th¢ Conditions SCt fOrth in the most recent financial statement ot wch Obti9or heretofore furnished to Bank, or from ;he condition of such Obligor as he~etotore most recently disctosed to Bank in any manne~: or that any warranty, representation, certificate, or stateme~t of any Obi~gor (whether contained in this note or not) pertaioing to or in connect~on with this oote or the loan evidenced bV this note is not true; O) the assi9nment by ~ ~,~:y ~Aaker of any equity in any oi the Collateral without the written consent of Bank; Ik) ~ailure to do all things necessary to preserve and maintain the va~ue ~ and collectib~lity of the Collaterat, includ~ng, but not limited to, the payment of taxes and premiums oo po~~cies oi insurance on the due date without benefit of ~ the 9ra~e period. ~ Unless the Collateral is penshable or threatens to dec~ine speeciily in vatue or is of a type customa~ily so~d on a recognized market, Ba~k will give Maker rea- s~:nable notice of the tirtee and place of any public sale thereof or ot the time after which a private sale will be held_ The requireme~t of reasonoble notice shall ~ t~ met it such notice is mailed, postage prepaid, to any Maker at the address given below or at any other address shown on thA records of the Bank, at least ten ~ d.,ys betore the time of the sa~e. Upon disposrtion o( any Collateral after the occurrence ot any detault hereunder, Obtigors shalt be and remain liable tor aoy ~ dahc~ency: and Bank shall account to Maker tor any wrptus, but Bank shall have the rght to apply all or any part o~ such wrplus (or to hold the same as a ~ ~eserve) against any and all other liabiliUes ot each or any Maker to Bank. ~ Bank shall have, bui shall not be limited to, 1he Following rights, each of which may be exercised at any time whethe~ or not this ~ote is due: (a) to pledge s tra~s(er this note and the Collateral, whereupon Bank shall be re~~eved oi all duties and responsibilities hereur?der and relieved from any and all liability with ~ezpect to any Cdlateral so pledged or tra~sterred, and any pledgee or tra~sferee sha~~ for ai! purposes stand in the place of Bank hereunder and have all tha ~~ghts to Bank hereunder; (b) to transter the whole or a~y part of the Collateral into the name of itself or its nominee; (c) to notify the Obligors on any Collat- f e al to make payment to Ba~k of any amounts due or to become due thereon: (d) to demand, we tor, collect, or make any compromise or setNement it deerns i des~rable vwth reference to the Collateral: and Ie) to take possession or control of any proceeds of Collateral. ~ No delay or omission on the part of Bank in exercising any right hereunde. shall operate asa vraiver of tuch nght or of any othe? right under this note. No wa~ver or alteratio~ shall be binding on Bank unleu in a w?iting si9ned by an autho~ized Bank ofiiar, ar?d ther. onty to the extent specifically set forth therein. , P~esentment, demand, protest and notice of dishonor, are hereby v~raived by each and every Obligor. The taking of a~e~ewe~ r?ote without the sgnature oi any ~ maker or endorser liable on this note shall ~ot be deerned a payme~t or discharge ot this obligation and the liability created hereunder shall continue until this ~ n~te is paid in full. The Obligors, jointly and severally, promise and agree to pay all costs of collection, including attorneyi fees equal to 10X~ ot the amount r l~na~ced, or such larger amounts as maY be~easonable a~d lust if collected by legal proceedings or through an attorney at law, including appe~~ate proceedings. ~ • The undersl ned acknowledge ~eceiPt ot leted copY of this note on this date. c~ ~ ~ Address 7~ ~ Mlwoi, ~aN. ~sEa~~ ~ / _ ~ ~R' r-~.~% ' (SEAI) ~ Addrets ~ / x ~ L k 9 > . ~O6 , ~ ~ . ~ ~ F~>>=,~ ~ ~ ~ a _ ~ : ~ K~ ~w ~ r ' _ _ - ~