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Home My WebLink About0203 ' i::. . . • - • • . ~ • ~ . QIS~iOSURE NOTE FOR INSTALLMENT LOANS ,~M ~ . (A) Amount Recen~d S BANK AME . (8) Prtmwm (or C~edit ~ ~ Lif~/pisabiluy I~s.' s-~- l~ • ~i~ ~ia ~ ~ ~r IC) OocumeotaVY Stsn+Pi = li~~ OFFICE A~ aESS (D) Oth~~ Chsr~ (item~is) t ~M lE1 S Mr ~ NOTE NO. OATEO: ~ " . 19 ~ . (FI S Mr ~ DUE: ~i i • - « (G) Amount F~nanced ' • ,~g_ (A, B, C. D, E, FI S INI Inttrat S P~ACE: ~~r ~ , FLORIpA ! Credit Invesligation S • IJ1 Othfr = ~ ' for value rece~ved, th~ u~ders~gr?ed (here~nat~er called "Makei jointty and severslly (if (K) S ~ _ , . mo~e than one) D~omise to pay co ~~or~ Qf ~ 8ank, at its oftiCe listed above, the ~sl ot Payments (irom IN) at r~ght) ot Do11a~s payable in _ ~ • ' lMl FINANCE CHARGE ~ e~iual monthly install n[s ojS , che tirs~ ~N, 1, J, K, L) S ~nstall~nt due On ~ 1 , 19_, arxl wbsequent installments due on ' ~he day ol each mon~A ~hereal~er, i (N) Total of Payments (G + M) S ogetnu with a FiNA~ BAl~00N PAVMENT OF: ANNUAL PERCENTAGE RATE % S ~ UUE ' 19 ~ . The B~c shsll impose a delinquency charge agair?st the Maker on any psyment whith hes become due and remains in detault for a period in azcass oi 1~ uays ~n a~ aTount aqusi co 9SG of ihe amouni of the pri~cipai part oi ~ns paymsni in aerauit. ~n tns went ~nst tne rvote es not paw m iun at matuniy, an pay- ments, whethlpr principal, interat w othetwise, shs~l bear interost at ths msximum legal rete allowed undtr the law. All payments mscfs hereundK shall be . credited tirst.to interat s~d then to principal, however, i~ Me event of dsfault, the Bank may, in its sole discretion, apply any payme~t to interest, principal andlor Iswful Cha~ges thM accrued. It is tht i~te~tion of tAe parties hereto that the provisions herain shall ~ot provide directly w i~diraCtly for the payrt?ent of a~reater rate of i~terest w the retention of any other chsrge than is allOwed by faw. 11, for any reawn, interest in excess ot such legal rate or S Charg~ prp- h~biced by law shall et any time be paid, any such exceu shall either constitute and be treated as a payment on the principal or be returxled dirocdy to the hiaker. TAe Maker may prepay the entire unpaid balance of the loan at any time. li the loan is prepaid in tutl, accelerated or refinanced, the Mak~r shall receive a refund ot tht unesr~ed por~ron of the interest and inwrancs premiums computed by the Rule of 78's method, except that the Bank shall be entitled to retain . a minimum inttreft chsrge of rj,~, CREDIT LIFE ANO CREDIT LIFE d~ DISABIIITY INSURANCE ARE VOIUNTARY AND NOT REQUIREO FOR CREDIT. Such inwrsnte toverags is available at the cost designsted below for the term ot the Crsdit: (a) = for Gedit Life Inwrante (b) S for Credit Liie ~ Disability Inwrante: Check ? Gedit lif~ Insurance a des+red o~ the life of Birthdate ~ .4pp1. ~ Gsdit Li(e ~ Disebility Insura~ce is desired on BirU?date Box ife snd/o? Disability Insurante ' np d' . ~ Date: 19~ Signat e tur AFTERACUUIRED?R RTYYMILLtESUR1E THESECURITYINTERESTAN OTHEIIORFUTUREINDEtTEO SECUAEOYY1lNYSUC RO?ERTY,ASFOLLOWS: Maker hereby grants to 8ank a seturity interest in the property, if , destribed in tM space below and in all other p~operty of Maker now or hersafter in _ Bank's possession, and suth slturity interest thall also securo all otA iab~ities of 11Aakw to Bank, wh~ther primary, setondary, dirett or Contin9ent, preseM o~ f uture. The aforesaid seturity interest excludes ihe Makers pri residence unless said primary residence is described betow. ~ , • ~ , LOt ~6~ i~sti01! I~~ ~voi ~Ti Q! M~t~'iA wT ~ I~NO • As Ms~ibM !s sald ~sst~~ . . If the Bank requires the Maker to obta~~ insurance coverage against lou or damage to the collateral securing the Make~s indebtedntu to the Ba~k, the Maicer rnay obtain such coverage trom any agent, broker or inwror acceptable to the Bank. , f` It iz jointly and severally covenanted and ag~eed with the 8ank by exh Maker, endorser, surety, guarantw, and other party to this note (all oi whom are he•e~nafter for brevity Wlled Obligor or Obrlgors) that: ~ Bank shall exercise reasonable care in the custody and prese~ration of the Collateral a~d shall be deemed to have exercised reasonable care if it takes sucfi ncT~on for that purpose as Maker shall reasonably request in vwiting, but np,om~ssion to comply with any request of Make~ shall of itsclf be deemed a(ailure to exercise reasonable care. Without Iimitin9 the generality of the foregoing, the Bank shalt have no responsibility tor ascertaining a~y maturities, calls, co~ver- s~on, exchanges, offers, tenders or s~milar mattArs relaticg to any of the Collate~al, nor for informing the undersgned with respect to any thereof_ Bank shall not iie bound to take any steps necessary to preserve any r~ghts in the Collateral against priar part~es, and Maker shall take all necessary steps for such purposes_ Bank ~ts nominee need not coltect interest on or pnncipal of any Collateral or give any ~otice with respect to it. Right is hereby expressly granted to the Bank at its ? c,p*.~on to transfer at any time to itselt or to its nominee any Collate~al and to receive the income thereon and hold same as security herefar, or apply it on the ; u~~ncipal or interest due hereon or due on any liability secured hereby_ Upon the happening of a~y o~ the following events, each oi which shall constitute a de~ault hereunder, or if the Bank deems itself insecure, the entire unpaid ~iance ot this note and alt other iiabilit~es o( each Maker to Bank shall thereupon or thereafter, at the option ot Bank, without notice or demand, become imme- j ~i~a~efy due and payable: (a) ~ailure of any Obligor to per(orm any agreement hereunder or to pay in full, when due, a~y liab~lity whatsoever to 8a~k or any in- t s~ ,Iment thereof or interest thereon; Ib) the death oi any Obligor; (c) the filing of any peq uon under the Ba~kruptcy Act, or any similar tederal or state statute, E t;y o~ against any Obligor; (d) an ~cation for the intment of a recerver for, the ?~akin ot a f ePP~ ePPo g 9enerat assignment for the benefit oi creditors by, or the t ~rsolve~cy o~ any Oblgor; (e) the entry of a judgrt?ent against any Obl~go.; (f) the issuing o( any attxhmems or garnishment, or the iiling ot any lien, against ~ any property of a~y Obligor; (g) the taking of possessio~ of any iubstantial part of the property of any Obligor at the instance of any governmenta: authority; i in1 the diuplution, merger, consolidation, or reorganization of any ObligO.; (i) the determination by Bank that a material adverse change hes ocCUrred in the ~ f:ndllClal co~dition of any Obt~9or from the conditions set forth in the most recent financ~al statement of such Obtgor heretofore fur~ished to Bank, or from ~ ~he condition oi such Obligor as heretofore most ~ecentty disclosed to Bank in any manner: or that any vrarranty, representation, certificate, or statement of any s O'.~ligor (whether contained in this note or not) pertaining to or in con~ect~on with this ~ote or the loan evidenced by this note is not true; (j) the assignment by ~ any Maker of any equity m any ot the Coltateral without the written consent of Bank; Ik) failure to do all things necessary to preserve and maintain the value ~ :nd collectibility of the Collateral, ~nclud~ng, but not Iim~ted to, the payment oi taxes and premiurt?s on policies of insu~ance on the due date without bene~it oi ~n= grace period. Unl~s the Cdlateral is penshabte or threa[ens to declme speedily m value or is ol a type customarily sold on a recognized market, Bank will give Maker rea- ~ ;,nable notice of the time and place of any public sale ihereof or ot the ume aiter whlch a private sale will be held_ The requirement oi reasonable notice shall ~ c,~ met it such notice ~s ma~led, postage prepaid, to any Maker at the address given below or at any other address shown on the ~ecords of the Bank, at least ten a;ys before the time bf the sale_ Upon disposition oi any Collateral aRer the ocwrrence of any detault hereunder, Obligors shall be and remain liable for any ~ ~!e~hciency~ ar?d Bank shall account to Maker for any wrplus, but Bank shall have the right ro apply all or any part of wch wrplus (or to hold the same as a ~ ~eserve) against any and atl other liabiliues ot each or any Maker to Bank. 5 Bank shatl have, but shall not be hm~ted to, the ~ollowing nghts, each of which may be exercised at any 4ime whether or not this note is due: (a) to pledge z or transfer this note and the Collateral, whereupon Bank shall be relieved of all duties and responsib+lities hereunder and relieved from any and all liab~lity with ~espect to any Collateral so pledged or transfe«ed, and any pledgee or trans(eree shall fw a~l purposes stand ~n the place of Bank hereunder and have all the ~ ~:~hts to Bank hereunde~; (b) to transfer the whole or an _ y part of the Collateral ~nto the name ot ilself or its nominee; (cl to notity the Obligors on any Collat- e-,,l fo make payment to Bank o( any amounts Aue or to become due thereon; (d) to demand, we for~ collect, or make any~compromise or settlement it deems z cies~raWe with reterence to the Collateral; and !e) to take possession or control ot any proceeds ot Collateral. No delay or omiuion on the part of Bank in exercis~rg any rght he~eunder shall operate as a vraiver o1 wch right or,of any other right under this note. No v~:a~ver or alteration shall be binding on Bank unless in a writing signed byan authorized Bank officer, and the~ only to the eztent specificelly set torth therein. P~esentment, demand, protest and notice of dishonor, are hereby waived by each a~d every Obligor, The taking oi a renewal note without the sgnature o( any maker or endorser t~able on this note shall r?ot be deerr~ed a payment or discharge of this obligation and the liabiiity created he~eunder shall continue until this ~ ~~,;e ~s pa~d in full. The Obhgors, ~ointly and severally, promise and agree to pay all costs of collection, including attomeys' fees equal to lO~Xi of the amount ; f~nanced, or such la~ger amou~ts as may be reasonable and just if collected by legal proceedings or through an attomey at law, ~ uding appellate proceedings. The unders~9ned ack edge recei t ot co let c ~ r~et~irl p mp opy of this ~ote on this date_ T ~ CR~ 126, l~Ctie~1 zI l'+~idreSS " ~ S~AI) ~ . g ~~s~ l~1y A Acldress ISEALI ~ € ~ ~ 3L~~~ 3~s r:,~:F zo3 ~ ~ ~ Fas t,~~ ~ , ~ 1 ~~:~~y ~ _ ~ ~ ~ , ~ ~ ~ -~f~ ~