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Home My WebLink About0278 . ~ ~ DISCLOSURE NOTE FOR INSTALLMENT LOANS ~ . J~ ~k (A) Amount Rec~rv~d = u.7~~~ BANK NAME (B) Pr~m~um for Cred1~ -a ~ lif~/Oisability Ins. s- 1!1.~~ ~~.'1~1 ~s. J~ ~?l~i~a 33#37 !Cl Ontumen~!Y StamPS S --2~!_?Q 1_ O fICE AOORESS (p) Oth~r ~rOjt (~t~mizt) : (EI t ~s+ NOTE NO. OATED: ~ , 19 . (F) ~ = A IG) Amount Financed ~ n,.'O oUE: ' ~u 1 ,~g~~, fA,B,C,O.E,FI S ~ IHI ~~en~st t ~~2~0.30 PLACE: J~~ ~!ti , FLORIDA (1) Credit Invrtti9atio~ S+ ~ ' UI Othe~ S Fo~ valw ~~aiwd, tM under;i~+ed (heninatter called "Maker") ~oi~tly and severally (ii (K) S ~d more ~han OfN) p/W~1ii! t0 psy [O the Otdl~ O~ thR Bink, at its ottice listed abovt, tAe Totsl ot Payments Itrpm (N) ~t riyht) of Dolla~s psYable in ~ IL) ~ S ~a . e.~ual montAly intqllmentt of: :a.4s , the lirst ~M~ F~NANCE CHARGE , 2~-~ (H, 1, J, K. l) S a ~nstallment dW O~1 ~ 1 , 19~, and wbsaquent installmsnts due or? ~Nl Toul of Payments IG + M) S~SaQU.~ ~ne~<day of ~sch month thereatter, ioye~ne. w~~n s FiNA~ BALIOON PAVMENT oF: ANNUAL PERCENTAGE RATE lO.OO % 5 ~Q" ~UE .19 The Bsnk shMl imposs a delinqwncy charpe spAinst the Mske? on any paymsnt which hss b~come due and ~emains in datsult tor s period in ~xpss oi ~±ays ~n an amount pusl to S!~ of tM amount oi tM principsl psrt oi the psyment i~ default. In ihe event Mst the Note a not paid i~ full at msturity, sll pay- rr,enis, whethe~ principal, intersst or otherwise,'shall bear interat at tM msximum legal rat~ altowad under tM taw. All payments rnads hereunder slult 4~_ cred~ted fint to Mterat and then to printipal, however, in the ~vent of d~fault, the Bank may, in its sole discretion, appty any payment to int~rest, principa) and!or IaWfuldNrgq tMn sCCrued. It is the intentioo of tM partilf heroto that the provisions herein shsll oot provide dirsctly w indirectly for tM paymMt oi a grea[er r~ts of int~rest or che reteotion of any other cha~e thsn is aUowed by taw. If, tor a~y rsason, interest in excess of wch Iepa1 rate or ~ chsrgs pro- h~bited by 18YV sAsll at sny time be paid, any such excass shsll either constitute and be treated ss a payment on the pri~cipal or be ~efundad directly to tht Maker. The Msk~r rtwy ptepsy the entire unpaid balance of the loan at any time. If t1~e loan is prepaid in tull, atcelerated or retinanced; the Maker shsll reteive a re`•und of the u~esrned por ion oi the interest a~d insurance premiums computed by the Rule of 78's metAod, ezcept that the Bank shall be entitlad to r~qin a m,mmum int!?est chsrge Of ~5„~Q CREDIT LIFE ANO CREOIT IIFE 8 DISABILITY INSURANCE ARE VOLUNTARY AND NOT REQUIREO FOR CREUIT. Such inwnnoe covs~spe i~ available at tM oo~t daipnated below (or the te~m ot tAe aadit: Is) S ~a" for Gedit Lite Inwrance Ib) S~0" ror Credit Lite ~ Oisability Inwrance: Check ~ Credit Lite Insurance is desired on the life of Birthdate avp~. ? Gedit Life d~ ~isability Inswance is desired on Birthdate Boz t] Qedit Life and/or pisability Inwrance is not dasirsd. ~ Date= M~rat~Q~ 1~7~Signsture~ Signacure i AFTERACQWREO~AOfERTY1MllSESURlECTTOTHES IN ORFUTUREINDE6TEONESSISSECUREO`YANYSUCH?ROrERTY,ASFOLLOrMS: Maker henby qants to Bank a seturity interest i~ the property, if any, destribed in the spxe below and in all otAe? property of Maker now or hereafter in Bank's posteaion, end wch sacurity interest shall a~so secure all other liabilities of Maker to Bank, whether primary, setondary, di~ect or continsent, present future. The atoressid slcurity interest excludes tAe Makers primary residente unless said primary residenoe is destribed below. . ~ I~~ ~10~~~ s~aL~+Mt 1Z~ ~lD00! ~ ~ ~IC~ ~SSL~ ~L1ID~ . ~ a~ t~cii~~ t~ ~ai1 ret,pq . ; - f ~ IF [he Bank requires the Maker to obtain ~nsurance coverage against lou or dartwge to the collateral securing the Makers indebted~ess to the Bank, the Maker P ~.,ar obtain such coverage from any agent, broke~ or inwrw acceptable to the Bank. !2 is jointly and severally covenanted and ag~eed with the Bznk by each Maker, endorse?, surety, guara~tor, and other parry to this ~ote (all of whom a~e i nN~ainaitrtr fnr brevitv callwd (lhlionr nr (k~lianrcl that~ . ; Bank sha11 exercise ?easonable care in the custody and preservation o~ the Collatera~ and shall be deemed to have exercised reasonable care if it takes such ~ ~ .cc~on for that purpose as Maker sha11 reasonably request in writing, but no om~ssion to comply with any request oi Maker st?all oi itself be deemed a tailure to ~ ~ ~e~c~se reasonable care. Without limiting the~ ge~erality o~ the fo?egoing, the Bank shall have no resporuibiliry for ascertaining any matu?ities, calls, conver- ~ ~ s~on, exchange"s o(fers, tenders or simi!a. matt~rs relating to any of the Collateral, nor for inform+ng the undersigned with respect to any thereof. Bank shall not ! i;u bound to take any steps ~ecessary to preserve any ri~ts in the Collateral against prior parties, and Maker shall take all necessary steps (w such purposes. Bank ~ ~ ~!s nominee need not collect interest on or principal ot any Coltateral or give any notice with respect to it. Right is hereby expressty granted to the Bank at its T ~;nc~on to transfer at any time to itselt or to its nominee any Collateral a~d to receive the income thereon and hold same as securiry herefor, or apply it on the ~ ;%-;ncipai or inierest due he~eon or due on any liability secured hereby_ ~ ~ Upon the happening of any of the following events, each oi which shall const~tute a de~ault hereunder, or if the Bank deems itself insecure, the entire unpaid I .i ance ot this note and all other IiabiGties of exh Maker to Bank shall thereupon or thereaiter, at the option of Ba~k, without notice or demand, becorne imme- , ~ ~,~a*ely due and payable: (a) failure o( any Obligor to per(orm any agreement hereur?der or to pay in full, when due, any liability whatsoever to Bank or any in- ~ ! sr~tment thereof or interest thereon; (b) the death o( any Obligor; (c) the filing ot any petition under the Bankruptcy Act, o. any similar federal o~ state statute, ! i,y or against any Obligor; (d) an application fo. the appointment of a receiver fw, the making of a general assignment tor the benefit of cre~ton by, or the j ~nso~vency oi any Obligor; (e) the entry ot a judgment against any Obligor; (f? the iuuing of any attachments or garnishment, or the tiling of any lien, against d cny property of any Obligor; (g) the takin9 of possession o~ any substantial part of the property of any Obligor at the instance oi any governmental authority; ~ lhl che dissolutio~, merger, consol~datio~, or reorga~ization o( any Obligor; (i) ihe determination by Bank that a material adverse change has occurred in the ~ t,nancial condition of any Obligor from the conditions set forth in the most recent financial statement of wch Oblgor 1?eretofore furnished to Ba~k, or (rom ~ ~he cond~tion oi wch Obligor as hereto~ore most recently disclosed to Bank in any manner; or that any vrarranty, representation, certificate, w statement oi any ~ ~ O~,!,gor (whether conta~ned in this note or not) pertaining to or in connection with this note or the loan evidenced by this note is not t?ue; (j) the aui9nment by ,ny Maker ot any equity in any of the Collateral without the written consent of Bank; (k) (aiture fo do a0 things necessary to preserve and maintain the value ~ ; :~cf collectibility ot the Collateral, includ~ng, but not limrted to, the payment of taxes and premiums on policies of insu~ance on the due date without be~efit oi ~ ~ rha graCe pHjp(~. ~ ~ Unless the Cdlateral is nshable or threatens to dedine ' pe speedily in value or is ot a type customarily sold on a recog~ized ma.ket, Bank will give Maker rea- ;-,nat~le notice of the tirt?e and place of any public sale thereoi or o1 the time after which a private sale will be held. The requirement of reasonable notice shall i met if wch ~otice is mailed, postage prepaid, to any Maker at tAe address given below o. at any other address shown on the records of the Bank, at least ten ; ~i ~,~s before the time of the sale. Upon disposi~ion oi any Cotlateral after the occurrence ot any default hereunder, ObGgors shall be and remain liable for any ~ ' ~~ef~c~ency; and Baok shall account to Maker for any s~uplus, but Bank shall have tbe rlqht to apply all or aoy part o! such wrplus (or to hold the same as a i ~ese~ve) agaiost any and all othe~ liabilities ot each or any Maker to Bank. Bank shall have, but shall not be lim~ted to, the tollowing rjghts, each of which may be exercised at any time whether or not this no[e is due_ (a) to pledge c.ansfer this note and the Collateral, whereupon Bank shall be relieved of all duties and res{wnsibiliues hereunder and reheved irom any a~d all liability with ~Pspect to any Collateral so pledged or transferred, and any pledgee or transferee shall for all purposes stand in the place of Bank hereunder and have all the -;qr,ts to Bank hereunder; (b) to transfer the whole or any part of the Collateral into the name oi itselt or its ~ominee; (c) to noti(y the Obligors on any Collst- e•~31 ;o rtwke payment to Bank of any amounts due or to become due thereon; (d) to demand, we for, collect, a rt?ake any compromise or settlement it deerns des~~aWe witn reterence to the Collateral; and (e) to take possession or control of any proceeds ot Collateral. No delay o? omiuion on the part of Bank in exercising any right hereunder shall operate as a waiver of such right or ot any other ~ight unde~ this note. No ~ ~•+a~ver or alteration shall be binding on Bank unless in a writing signed by an authorized Bartk of(icer, and then only to the extent specitically tet torth therein. P~esemment, demand, protest and notice of dishonor, are he~eby waived by each and every Obligor. The taking of a renewal note without the sig~ature o( any ~naker or endorser liable on this note shall not be deemed a payment or discha~ge of this obligation aod the liability created hereunder shall continue until this~ ~ r~oce is paid in full. The Obligors, jointly and severally, promise and agree to pay all costs of collecUOn, including attorneyi tees equal to 1~. of the amount f~ ndnCCd, or sucA targer amou~ts as may be reasonable and just it ~ollected by legal proceedi~gs or through an attorney at law, ~ncluding appellate p~oceedings.. The urxiers~gned acknowledge receipt ot a co?npleted copy o( this note on this date. . Arfdress ~s~ L~~~ = ISEALI ~i , . :.~idress ~~s ISEAL) t~ ~~1~~~ . L~~' ~vV '~'~E ~70 ' ~ , ~ ~,~3 g~~4.«' s.f...'g" 3{'kT~' "`_,'.h - : j ~ s .s ~ ~ n` ~~`~'i~ e 7 _:~s - ~ ar~~~•:. . u~a=