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HomeMy WebLinkAbout2395 t . , , v u:ti•ount to pay such charges when due shall Ise fwid by Mortgagor to Mortgagee on demand. 1!, by reason of any default by Mortgagor under any provision of this Mortgage, Mortgagee declares all sums secured hereby to he due and payable, Mortg:ogee may then apply any (ands in said account against the entire indebtedness secured hereby. The enforceability of the rnverwnts relatias :o taxes, assessment and insurance premiums herein otherwise provided shall not be afteMed except insofar as those obligations have been met by compliance with thin paragraph. Mortgagee may from time to tune at its option waive, and after any tuck waiver reinstate, any or all provisions hereof requiring such deposits, by notice to I?torigugor is writing. While any such waiver it in effect, Mortgagor shall pay taxes, aaseestnent and insurance premiums ua herein elsewhere provided. 4. To promptly pay all tares and ussesaments assessed or levied under and by virtue of any state, federal, or municipal law or regulation hereafter passed, against Mortgagee ulx~n this Mortgage or the debt hereby secured, or upon its interest under this Mortgage, provided however, that the total amount to paid for any such taxes pursuant to this paragraph togeth- er with the intermit payable on said indebtedness shall not exceed the highest lawful rate of interest in Florida and provided further that in the event of the passage of any such law or regulation imposing a tar or assessment against Mortgagee up- on this Mortgage or the debt secured hereby, that the entire indebtedness secured by this Morigage shall thereu f~on he- rome immediately due and payable at the option of Mortgagee. 5. To keep the Mortgaged Property insured against loss or damage by [ire, and all perils insured against by an ex- tended coverage endorsement, and such other risks and perils as Mortgagee in its discretion may require. The policy or policies of such insurance shall be in the form in general use from time to time in the locality in which the Mortgaged Property is situated, shall be in such amount as Mortgagee may reasonably require, shall be issued by a company or companies approved by Mortgagee, and shall contain a standard mortgagee clause with lass payable to Mortgagee. When- ever required by Mortgagee, such policies, shall be delivered immediately to and held by Mortgagee. Any and all amounts received by Mortgagee under any of such policies may be applied by Mortgagee on the indebtedness secured hereby in such manner as Mortgagee may, in its Bole discretion, elect or, at the option of Mortgagee, the entire amount so received or any part thereof may be released. Neither the application nor the release of any ouch amounts shall cure or waive any default. Upon exercise of the power of sale given in this Morigage or other acquisition of the Mortgaged Property or any part there- ' of by Mortgagee, such policies shall become the absolute property of Mortgagee. 6. To fiat obtain the written consent of Mortgagee, such consent to be granted or withheld ::t the sole discretion of Mortgagee, before fa) removing or demolishing any building now or hereafter erected on the premises, (b? altering the arrangement, design or struMural character thereof, Ic) making any ret~aira which involve the removal of structural harts or the exposure of the interior of such building to the elements, (d) cutting or removing or permitting the cutting and re- move) of any trees or timber on the Mortgaged Property, (e) rem^ving or exchanging any tangible personal property which is Iwrt of the Mortgaged Property, or It) entering into or modifying any leases of the Mortgaged Prol~eriy_ To maintain the Mortgaged Property in good condition and repair, including but not limited to the making of such repairs as Mortgagee may from time to time determine to he necessary for the preservation of the Mortgaged Property and to not commit or hermit any waste thereof. 8. To comply with all Iowa, ordinances, regulations, covenants, conditions and restrictions affe~•tinq the Mortgaged Property, and not to suffer or permit any violation thereof. 9. It Mortgagor fails to p:~y any claim, lien or encumbrance which is superior to this Morigage, or when due, any tax or assessment or insurance premium, or to keep the Mortgaged Property in refmir, or shall commit or hermit waste, or if there be commenced any action or proceeding affecting the Mortgaged Prof~erty or the title thereto, or the interest of Mortgagee therein, including, taut not limited to, eminent domain and bankruptcy or reorganization pra•eedings, then Mortgagee, at its option, may pay said claim, lien, encumbrance, tax, assessment or premium, with right of subrogation thereunder, may make such repairs and take such steps as it deems advisable to prevent or cure such waste, and may appear in ariy such action or proceeding and retain counsel therein, and take such action therein as Mortq:igee deems :~d- visable, and for any of such purposes Mortgagee may advance such sums of money, including all costa, reasonable attorney's fees and other items of expense as it deems necessary. Mortgagee shall be the sole judge of the legality, validity and priority of any such claim, lien, encumbrance, tax, assessment and premium and of the amount necessary to be paid in satisfaction thereof. Mortgagee shall not be held accountable for any delay in making any such payment, which delay may result in any additional interest, costs, charges, expenses or otherwise. 10. Morigagor will pay to Mortgagee, immediately and without demand, all sums of money advanced by Martg:~Ree to proteM the security hereof pursuant to this Mortgaqe, including all costs, reasonable attorney's tees and other items of expense, together with interest on each such advancement at the highest lawful rate of interest per annum in the State of Florida, and all such sums and interest thereon shall be secured hereby. 11. All sums of money secured hereby shall be t:ayable without any relief whatever from any valuation or appr.:ise- men( laws. ! 12. 1t default t?e made in payment of any instalment of principal or interest of the Note or any part ~ thereof when due, or in payment, when due, or any other sum secured hereby, or in performance of any of Mortgagor's obligations, coven- ! ants or agreements hereunder, all of the indebtedness secured hereby shall become and be immediately due and payable at the option of Mortgagee, without notice or demand which are hereby expressly waived, in which event Mortgagee may avail itself of all rights and remedies, at law or in equity, and this Mortgaqe may he foreclosed with all rights and remedies afforded by the laws of Florida and Morigagor shall pay all costs, charges and expenses thereof, including a reasonable attorney's fee. inc•ludinq all such costa, expenses and attorney's fees for any retrial, rehearing or appeals. The indebtedness secured hereby : shall bear interest at the highest lawful rate of interest per annum in the State of Florida tram and after the date of :iny such default of Morigagor. It the Note provides for instalment payments, the Mortgagee may, at its option, collect a late ~ charge not to exceed two cents for each one dollar not paid to the Mortgagee. when due, to reimburse the Mortgagee for expenses in collecting and servicing such instalment payments. 1 13. It default 1?e made in f~ayment, when due, of any indebtedness secured hereby, or in performance of any of Mortgagor's obligations, covenants or agreement hereunder la) Mortgagee is authorized at any time, without notice, in its sole discretion to enter upon and l::ke possession of the Mort a ed Pro ri or an ; g g pe y y t:ari thereof, to t:ertorm any acts Mortgagee deems necessary or proper to conserve the ; security and to collect and receive all rents, issues and profits thereof, including those past due as well ::s those an•ruing thereafter: and Ih) Mortgagee shall be entitled, as a matter of strict right, without notice and e:parte, and without regard to the value or occupancy of the aec-urity, or the solvency of Mortgagor, or the adequacy of the Mortgaged Property as security for the Note, to have a receiver appointed to enter upon and take possession of the Mortgaged Property, collect the rents and profits therefrom and apply the name aa'the court may direct, such receiver to have all the rights and powers permitted under the laws of Florida. , s 5 In either such case, Mortgagee or the receiver may also take possession of, and for these purposes use, any and all personal property which is a part of the Mortgaged Property and used by Mortgagor in the rental or leasing thereof or any Bari thereof. The expense (including receiver's fees, counsel tees, costa and agent's compensation) incurred pursuant to the powers herein contained shall be secured hereby. Mortgagee shall (after payment of all coats and expenses incurred) -2- . . s ` . QGGr ~Us 'aCE23~ 'I s-